Dental practices in Alabama
PlanOptica tracks 3 health and welfare plans sponsored by 3 dental practices in Alabama, covering 1,101 participants and $3.1M in reported insurance premiums (plan year 2025 filings). The median plan has 301 participants, and the most common size is 100 to 249 participants (33% of plans). Most of these plans are self-funded or mixed (67%), so stop-loss and TPA relationships matter as much as the medical carrier.
Blue Cross and Blue Shield of Alabama dominates premium with a 86% share, followed by Life Insurance Company of North America at 8%. Cobbs Allen & Hall Inc is the broker of record on 1 plan, more than any other firm, ahead of Marsh & McLennan Agency, LLC (1). 67% of plans report broker compensation on Schedule A; the median brokered plan pays $35K a year, about 2.1% of premium. Homewood and Vestavia Hills have the most plans.
Funding mix
- Self-funded1 · 33%
- Mixed1 · 33%
- MEWA1 · 33%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2491 · 33%
- 250 to 4991 · 33%
- 500 to 9991 · 33%
- 1,000 or more0 · 0%
Median plan: 301 participants. Median broker comp: 2.1% of premium across 2 brokered plans.
Top carriers, dental, Alabama
Top brokers, dental, Alabama
Largest dental practices in Alabama
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Highfive Dental Holdco, LLC Highfive Dental Holdco, LLC Employee Benefits PlanAll plans | Homewood | MEWA | 596 | $2.1M | Blue Cross of California |
| KKD Newco, Inc. D/B/a Highfive Healthcare KKD Newco, Inc. Group Healthcare PlanAll plans | Homewood | Self-funded | 301 | - | - |
| Stonecreek Services, LLC Stonecreek Dental Health & Benefits PlanAll plans | Vestavia Hills | Mixed | 204 | $1.0M | Blue Cross of California |
Plans by city in Alabama
Frequently asked questions
How many dental practices in Alabama offer an ERISA health plan?
3 health and welfare plans from 3 dental practices in Alabama appear in plan year 2025 filings on Form 5500, covering 1,101 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Alabama?
By Schedule A premium: Blue Cross and Blue Shield of Alabama (86% of premium, 2 plans), Life Insurance Company of North America (8% of premium, 1 plan) and Guardian Life Insurance Company (6% of premium, 2 plans).
Which benefits brokers work with dental practices in Alabama?
By number of client plans: Cobbs Allen & Hall Inc (1 plan), Marsh & McLennan Agency, LLC (1 plan) and The Cason Group Inc (1 plan). 67% of plans report a broker.
How much do brokers earn on dental practices health plans in Alabama?
The median brokered plan reports $35K a year in broker commissions and fees, or 2.1% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Alabama self-funded or fully insured?
Self-funded 33%, mixed 33% and MEWA 33%. Self-funded and mixed plans together make up 67%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Alabama
Open the welfare search with Alabama and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Alabama
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Alabama.