Orthopedic practices and surgery centers in Alabama
PlanOptica tracks 7 health and welfare plans sponsored by 7 orthopedic practices and surgery centers in Alabama, covering 13,163 participants and $27M in reported insurance premiums (plan year 2025 filings). The median plan has 183 participants, and the most common size is 100 to 249 participants (71% of plans). Fully insured coverage is the norm (57% of plans); only 29% are self-funded or mixed.
Blue Cross of Idaho leads by premium with a 25% share, followed by Anthem of New York at 21%. Lockton Companies, LLC is the broker of record on 5 plans, more than any other firm, ahead of Mercer Health and Benefits, LLC (2). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $260K a year, about 6.5% of premium. Birmingham, Huntsville and Mobile have the most plans.
Funding mix
- Fully insured4 · 57%
- Mixed2 · 29%
- MEWA1 · 14%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2495 · 71%
- 250 to 4991 · 14%
- 500 to 9990 · 0%
- 1,000 or more1 · 14%
Median plan: 183 participants. Median broker comp: 6.5% of premium across 7 brokered plans.
Top carriers, orthopedics and surgery centers, Alabama
- 1Blue Cross of Idaho$6.6M3 plans · 24.5%
- 2Anthem of New York$5.5M1 plans · 20.7%
- 3Hartford Life and Accident$4.4M4 plans · 16.6%
- 4Metropolitan Life Insurance Company$2.8M2 plans · 10.6%
- 5The Guardian Life Insurance Company of America$1.9M2 plans · 7.3%
- 6Continental American Insurance Company$1.4M1 plans · 5.1%
- 7Vision Service Plan$1.1M4 plans · 4.3%
- 8Optum Bank$1.0M2 plans · 3.8%
- 9Hawaii Medical Service Association$770K1 plans · 2.9%
- 10Prosperity Life Group$422K2 plans · 1.6%
Top brokers, orthopedics and surgery centers, Alabama
- 1Lockton Companies, LLC5 plans$974K comp · 71.4%
- 2Mercer Health and Benefits, LLC2 plans$502K comp · 28.6%
- 3Joseph C. Moody1 plans$118K comp · 14.3%
- 4Lighthouse Svcs Ins & Investments1 plans$50K comp · 14.3%
- 5Plan Source1 plans$37K comp · 14.3%
- 6Sunstar Insurance Group LLC1 plans$35K comp · 14.3%
- 7Willis Towers Watson US, LLC1 plans$20K comp · 14.3%
- 8Gis Benefits Inc1 plans$10K comp · 14.3%
- 9Gallagher Benefit Services, Inc1 plans$4K comp · 14.3%
- 10Blue Orange Solutions, LLC1 plans$763 comp · 14.3%
Largest orthopedic practices and surgery centers in Alabama
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Surgical Care Affiliates, LLC Surgical Care Affiliates, LLC Welfare Benefit PlanAll plans | Birmingham | Mixed | 11,836 | $12M | Blue Cross of California |
| Asc Peo, LLC Asc Peo, LLC Employee Benefit PlanAll plans | Birmingham | MEWA | 433 | $6.8M | Anthem Life Insurance Company |
| The Orthopaedic Group, P.C The Orthopaedic Group, P.C. Employee Benefits PlanAll plans | Mobile | Mixed | 220 | $228K | United of Omaha Life Insurance Company |
| Southern Orthopaedic Alliance, PLLC Southern Orthopaedic Alliance Health and Welfare PlanAll plans | Wetumpka | Fully insured | 183 | $1.7M | Blue Cross of California |
| The Surgery Center of Huntsville The Surgery Center of Huntsville Health and Welfare PlanAll plans | Huntsville | Fully insured | 174 | $2.1M | Blue Cross of California |
| Sportsmed Orthopaedic Surgery & Spine Center Sportmed Employee Benefits PlanAll plans | Huntsville | Fully insured | 159 | $2.1M | The Guardian Life Insurance Company of America |
| Andrews Sports Medicine and Orthopaedic Center Andrews Sports Medicine and Orthopaedic Center, LLC WrapAll plans | Birmingham | Fully insured | 158 | $2.1M | The Guardian Life Insurance Company of America |
Plans by city in Alabama
Frequently asked questions
How many orthopedic practices and surgery centers in Alabama offer an ERISA health plan?
7 health and welfare plans from 7 orthopedic practices and surgery centers in Alabama appear in plan year 2025 filings on Form 5500, covering 13,163 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most orthopedic practices and surgery centers in Alabama?
By Schedule A premium: Blue Cross of Idaho (25% of premium, 3 plans), Anthem of New York (21% of premium, 1 plan) and Hartford Life and Accident (17% of premium, 4 plans).
Which benefits brokers work with orthopedic practices and surgery centers in Alabama?
By number of client plans: Lockton Companies, LLC (5 plans), Mercer Health and Benefits, LLC (2 plans) and Joseph C. Moody (1 plan). 100% of plans report a broker.
How much do brokers earn on orthopedic practices and surgery centers health plans in Alabama?
The median brokered plan reports $260K a year in broker commissions and fees, or 6.5% of premium. Figures come from Schedule A, Part I.
Are orthopedic practices and surgery centers health plans in Alabama self-funded or fully insured?
Fully insured 57%, mixed 29% and MEWA 14%. Self-funded and mixed plans together make up 29%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy.
Prospect orthopedic practices and surgery centers in Alabama
Open the welfare search with Alabama and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Orthopedics and surgery centers in nearby states
Other healthcare specialties in Alabama
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy. Location is the sponsor's filing address in Alabama.