Orthopedic practices and surgery centers in Tennessee
PlanOptica tracks 11 health and welfare plans sponsored by 10 orthopedic practices and surgery centers in Tennessee, covering 20,226 participants and $43M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 565 participants, and the most common size is 1,000 or more participants (36% of plans). The funding mix is split: 36% of plans are self-funded or mixed and the rest are mainly fully insured.
Life Insurance Company of North America leads by premium with a 32% share, followed by Cigna Health and Life Insurance Company at 25%. Lockton Companies, LLC is the broker of record on 3 plans, more than any other firm, ahead of Hub International Midwest Ltd (3). 91% of plans report broker compensation on Schedule A; the median brokered plan pays $208K a year, about 10.4% of premium. Nashville, Brentwood and Johnson City have the most plans.
Funding mix
- Fully insured5 · 45%
- Mixed4 · 36%
- MEWA2 · 18%
Plan size (participants)
- Under 1002 · 18%
- 100 to 2492 · 18%
- 250 to 4991 · 9%
- 500 to 9992 · 18%
- 1,000 or more4 · 36%
Median plan: 565 participants. Median broker comp: 10.4% of premium across 10 brokered plans.
Top carriers, orthopedics and surgery centers, Tennessee
- 1Life Insurance Company of North America$14M3 plans · 32.5%
- 2Cigna Health and Life Insurance Company$11M2 plans · 24.9%
- 3Metropolitan Life Insurance Company$11M4 plans · 24.7%
- 4Symetra Life Insurance Company$2.1M3 plans · 4.7%
- 5Bluecross Blueshield of Tennessee$1.4M3 plans · 3.3%
- 6Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co$1.3M2 plans · 2.9%
- 7Delta Dental of Tennessee$920K2 plans · 2.1%
- 8HCC Life Insurance Company$459K1 plans · 1.1%
- 9Hawaii Medical Service Association$454K2 plans · 1.0%
- 10Unum Life Insurance Company of America$250K2 plans · 0.6%
Top brokers, orthopedics and surgery centers, Tennessee
- 1Lockton Companies, LLC3 plans$1.1M comp · 30.0%
- 2Hub International Midwest Ltd3 plans$385K comp · 30.0%
- 3Digital Insurance, Inc2 plans$232K comp · 20.0%
- 4BSC Agency LLC2 plans$90K comp · 20.0%
- 5Employee Benefit Consultants2 plans$65K comp · 20.0%
- 6The Baldwin Group Mid Atlantic2 plans$36K comp · 20.0%
- 7Aon Consulting, Inc2 plans$-49 comp · 20.0%
- 8Yates LLC1 plans$343K comp · 10.0%
- 9Krista Sigman - Cottingham & Butler1 plans$156K comp · 10.0%
- 10Gis Benefits Inc1 plans$96K comp · 10.0%
Largest orthopedic practices and surgery centers in Tennessee
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Envision Healthcare Operating, Inc Envision Healthcare Operating, Inc. Welfare Benefit PlanAll plans | Nashville | MEWA | 10,815 | $20M | Life Insurance Company of North America |
| Amsurg, LLC Amsurg LLC Welfare Benefit PlanAll plans | Nashville | MEWA | 2,245 | $8.0M | Cigna Health and Life Insurance Company |
| Tennessee Orthopaedic Alliance P.A Tennessee Orthopaedic Alliance Employee Benefits PlanAll plans | Brentwood | Mixed | 1,381 | $2.5M | Symetra Life Insurance Company |
| Urgent Care Group, LLC Urgent Care Group, LLC Welfare Benefit PlanAll plans | Brentwood | Fully insured | 860 | $6.5M | Cigna Health and Life Insurance Company |
| RSHQ LLC Regent Surgical Health and Welfare PlanAll plans | Franklin | Fully insured | 565 | $1.4M | Blue Cross of California |
| Elite Sports Medicine & Orthopaedic Center, PLC Elite Sports Medicine & Orthopaedic Center, PLC Employee Benefits PlanAll plans | Nashville | Mixed | 331 | $384K | Starmount Life Insurance Company |
| Watauga Orthopaedics, PLC Watauga Orthopaedics, PLC Welfare Wrap PlanAll plans | Johnson City | Mixed | 235 | $268K | Symetra Life Insurance Company |
| Johnson City Eye Clinic and Surgery Center Johnson City Eye Clinic and Surgery CenterAll plans | Johnson City | Fully insured | 100 | $192K | Symetra Life Insurance Company |
| Premier Orthopaedics & Sports Medicine Premier Orthopaedics & Sports MedicineAll plans | Nashville | Mixed | 79 | $2.1M | Metropolitan Life Insurance Company |
| Covenant Surgical Partners Covenant Surgical Partners Health and Welfare PlanAll plans | Nashville | Fully insured | 0 | $1.5M | Metropolitan Life Insurance Company |
Showing 10 of 10 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Tennessee
Frequently asked questions
How many orthopedic practices and surgery centers in Tennessee offer an ERISA health plan?
11 health and welfare plans from 10 orthopedic practices and surgery centers in Tennessee appear in plan year 2024 to 2025 filings on Form 5500, covering 20,226 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most orthopedic practices and surgery centers in Tennessee?
By Schedule A premium: Life Insurance Company of North America (32% of premium, 3 plans), Cigna Health and Life Insurance Company (25% of premium, 2 plans) and Metropolitan Life Insurance Company (25% of premium, 4 plans).
Which benefits brokers work with orthopedic practices and surgery centers in Tennessee?
By number of client plans: Lockton Companies, LLC (3 plans), Hub International Midwest Ltd (3 plans) and Digital Insurance, Inc (2 plans). 91% of plans report a broker.
How much do brokers earn on orthopedic practices and surgery centers health plans in Tennessee?
The median brokered plan reports $208K a year in broker commissions and fees, or 10.4% of premium. Figures come from Schedule A, Part I.
Are orthopedic practices and surgery centers health plans in Tennessee self-funded or fully insured?
Fully insured 45%, mixed 36% and MEWA 18%. Self-funded and mixed plans together make up 36%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy.
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Orthopedics and surgery centers in nearby states
Other healthcare specialties in Tennessee
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy. Location is the sponsor's filing address in Tennessee.