| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LIM | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37027 | STARMOUNT LIFE INSURANCE COMPANY | $17K | $5K | $22K | 13.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | $4K | $19K | 18.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LIM | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37027 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $3K | $13K | 19.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37027 | UNUM INSURANCE COMPANY | $3K | $462 | $3K | 21.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LIM | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37207 | UNUM INSURANCE COMPANY | $2K | $366 | $2K | 17.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $458 | $2K | 22.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 5110 MARYLAND WAY STE 250 BRENTWOOD, TN 37207 | UNUM INSURANCE COMPANY | $2K | $224 | $2K | 22.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3011 ARMORY DRIVE SUITE 250 NASHVILLE, TN 37204 | TRUSTMARK INSURANCE COMPANY | $2K | $0 | $2K | 50.00% |
| CORESOURCE, INC.3 Filed as: TRUSTMARK INSURANCE COMPANY | 400 FIELD DRIVE LAKE FOREST, IL 60045 | TRUSTMARK INSURANCE COMPANY | $2K | $0 | $2K | 40.00% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE SERVICES | ONE CAMERON HILL CIRCLE CHATTANOOGA, TN 37402 | TRUSTMARK INSURANCE COMPANY | $460 | $0 | $460 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 330 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 215 | $167K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 215 | $167K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 273 | $117K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 87 | $64K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 273 | $104K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 273 | $148K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.