Orthopedic practices and surgery centers in Florida
PlanOptica tracks 28 health and welfare plans sponsored by 27 orthopedic practices and surgery centers in Florida, covering 9,422 participants and $39M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 232 participants, and the most common size is 100 to 249 participants (43% of plans). The funding mix is split: 46% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of Florida leads by premium with a 26% share, followed by Unitedhealthcare Insurance Company at 13%. The Baldwin Group Southeast LLC is the broker of record on 4 plans, more than any other firm, ahead of Brown & Brown Insurance Services (3). 86% of plans report broker compensation on Schedule A; the median brokered plan pays $83K a year, about 6.8% of premium. Jacksonville, Temple Terrace and Tampa have the most plans.
Funding mix
- Fully insured13 · 46%
- Mixed8 · 29%
- Self-funded5 · 18%
- MEWA2 · 7%
Plan size (participants)
- Under 1004 · 14%
- 100 to 24912 · 43%
- 250 to 4997 · 25%
- 500 to 9993 · 11%
- 1,000 or more2 · 7%
Median plan: 232 participants. Median broker comp: 6.8% of premium across 24 brokered plans.
Top carriers, orthopedics and surgery centers, Florida
- 1Blue Cross Blue Shield of Florida$10M7 plans · 26.1%
- 2Unitedhealthcare Insurance Company$5.1M2 plans · 13.3%
- 3Horizon Healthcare Services, Inc$4.3M1 plans · 11.0%
- 4Health Options, Inc$3.2M4 plans · 8.4%
- 5Capital Health Plan$2.8M2 plans · 7.3%
- 6Standard Insurance Company$2.8M3 plans · 7.3%
- 7Cigna Health and Life Insurance Company$2.0M4 plans · 5.2%
- 8Aetna Life Insurance Company$1.9M1 plans · 5.0%
- 9United of Omaha Life Insurance Company$1.3M4 plans · 3.3%
- 10Metropolitan Life Insurance Company$733K4 plans · 1.9%
Top brokers, orthopedics and surgery centers, Florida
- 1The Baldwin Group Southeast LLC4 plans$338K comp · 16.7%
- 2Brown & Brown Insurance Services3 plans$260K comp · 12.5%
- 3RSC Insurance Brokerage Inc3 plans$66K comp · 12.5%
- 4Gis Benefits Inc3 plans$49K comp · 12.5%
- 5McGriff Insurance Services, LLC2 plans$108K comp · 8.3%
- 6Michael Gardi2 plans$103K comp · 8.3%
- 7Acrisure LLC2 plans$36K comp · 8.3%
- 8Centro Benefits Research LLC2 plans$26K comp · 8.3%
- 9Marsh & McLennan Agency LLC2 plans$6K comp · 8.3%
- 10Watchtower Benefits, LLC2 plans$4K comp · 8.3%
Largest orthopedic practices and surgery centers in Florida
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Musculoskeletal Institute Inc. Florida Orthopaedic Institute Foi, Osm and Toc Ancillary PlansAll plans | Temple Terrace | MEWA | 1,778 | $2.3M | Standard Insurance Company |
| Orthopaedic Solutions Management Orthopaedic Solutions Management Employee Benefits PlanAll plans | Tampa | Fully insured | 1,141 | $2.7M | Capital Advantage Assurance Company |
| Tallahassee Orthopedic Clinic III Tallahassee Orthopedic Clinic III, PLLC Health and Welfare PlanAll plans | Tallahassee | Fully insured | 724 | $1.6M | Capital Advantage Assurance Company |
| National Spine and Pain Centers, LLC National Spine & Pain Centers Welfare Benefit PlanAll plans | Miami | Mixed | 690 | $1.3M | Delta Dental of California |
| Orthopedic Care Partners Management, LLC Orthopedic Care Partners Management, LLC Health & Welfare Benefits PlanAll plans | Gainesville | MEWA | 591 | $6.0M | Unitedhealthcare Insurance Company |
| Jacksonville Orthopaedic Institute, Inc Jacksonville Orthopaedic Institute Welfare Benefits PlanAll plans | Jacksonville | Fully insured | 373 | $3.8M | Blue Cross of California |
| Jacksonville Spine Center, P.A Jacksonville Spine Center Welfare PlanAll plans | Jacksonville | Fully insured | 322 | $1.9M | Blue Cross of California |
| American Orthopedic Partners American Orthopedic Partners, LLC Welfare Benefits PlanAll plans | Palm Beach Gardens | Fully insured | 317 | $4.7M | Horizon Healthcare Services, Inc |
| Orlando Orthopaedic Center Health and Welfare Plan Orlando Orthopaedic Center Superflex PlanAll plans | Orlando | Mixed | 307 | $443K | Principal Life Insurance Company |
| South Florida Orthopaedics & Sports Medicine, PA South Florida Orthopaedics & Sports Medicine, PA Employee Welfare Benefits PlanAll plans | Stuart | Fully insured | 267 | $2.2M | Blue Cross of California |
| Southern Sports Medicine Partners LLC Southern Sports Medicine Partners LLC Health and Welfare PlanAll plans | Tampa | Mixed | 265 | $572K | Reliastar Life Insurance Company |
| Neuroscience & Spine Associates Neuroscience & Spine Associates Welfare Benefits PlanAll plans | Naples | Fully insured | 243 | $1.8M | Blue Cross of California |
| Orthopedic Specialists of SW Florida Orthopedic Specialists of SW Florida Welfare Benefit PlanAll plans | Fort Myers | Fully insured | 234 | $1.7M | Blue Cross of California |
| Coastal Orthopedics and Sports Medicine of Southwest Florida, P.A Coastal Orthopedics and Sports Medicine Premium Conversion PlanAll plans | Bradenton | Fully insured | 230 | $2.4M | Blue Cross of California |
| Orthopaedic Medical Group of Tampa Bay Orthopaedic Medical Group of Tampa Bay Welfare PlanAll plans | Lithia | Mixed | 207 | $150K | United of Omaha Life Insurance Company |
Showing 15 of 27 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Florida
- Jacksonville3 plans · 831 participants
- Temple Terrace2 plans · 2,138 participants
- Tampa2 plans · 1,406 participants
- Miami2 plans · 886 participants
- Tallahassee2 plans · 739 participants
- Orlando2 plans · 499 participants
- Sarasota2 plans · 212 participants
- South Miami2 plans · 15 participants
- Gainesville1 plans · 591 participants
- Palm Beach Gardens1 plans · 317 participants
- Stuart1 plans · 267 participants
- Naples1 plans · 243 participants
Frequently asked questions
How many orthopedic practices and surgery centers in Florida offer an ERISA health plan?
28 health and welfare plans from 27 orthopedic practices and surgery centers in Florida appear in plan year 2024 to 2025 filings on Form 5500, covering 9,422 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most orthopedic practices and surgery centers in Florida?
By Schedule A premium: Blue Cross Blue Shield of Florida (26% of premium, 7 plans), Unitedhealthcare Insurance Company (13% of premium, 2 plans) and Horizon Healthcare Services, Inc (11% of premium, 1 plan).
Which benefits brokers work with orthopedic practices and surgery centers in Florida?
By number of client plans: The Baldwin Group Southeast LLC (4 plans), Brown & Brown Insurance Services (3 plans) and RSC Insurance Brokerage Inc (3 plans). 86% of plans report a broker.
How much do brokers earn on orthopedic practices and surgery centers health plans in Florida?
The median brokered plan reports $83K a year in broker commissions and fees, or 6.8% of premium. Figures come from Schedule A, Part I.
Are orthopedic practices and surgery centers health plans in Florida self-funded or fully insured?
Fully insured 46%, mixed 29% and self-funded 18%. Self-funded and mixed plans together make up 46%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy.
Prospect orthopedic practices and surgery centers in Florida
Open the welfare search with Florida and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Orthopedics and surgery centers in nearby states
Other healthcare specialties in Florida
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy. Location is the sponsor's filing address in Florida.