Behavioral and mental health providers in Florida
PlanOptica tracks 70 health and welfare plans sponsored by 66 behavioral and mental health providers in Florida, covering 22,703 participants and $97M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 213 participants, and the most common size is 100 to 249 participants (37% of plans). The funding mix is split: 43% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of Florida leads by premium with a 29% share, followed by Health Options, Inc at 19%. Marsh & McLennan Agency LLC is the broker of record on 13 plans, more than any other firm, ahead of Brown & Brown of Florida (7). 87% of plans report broker compensation on Schedule A; the median brokered plan pays $65K a year, about 8.8% of premium. Coral Gables, Orlando and Tampa have the most plans.
Funding mix
- Fully insured40 · 57%
- Mixed21 · 30%
- Self-funded9 · 13%
Plan size (participants)
- Under 10015 · 21%
- 100 to 24926 · 37%
- 250 to 49916 · 23%
- 500 to 9999 · 13%
- 1,000 or more4 · 6%
Median plan: 213 participants. Median broker comp: 8.8% of premium across 61 brokered plans.
Top carriers, behavioral health, Florida
- 1Blue Cross Blue Shield of Florida$28M21 plans · 29.4%
- 2Health Options, Inc$18M15 plans · 18.9%
- 3Unitedhealthcare Insurance Company$9.4M7 plans · 9.8%
- 4Cigna Health and Life Insurance Company$6.5M7 plans · 6.7%
- 5Aetna Life Insurance Company$5.5M3 plans · 5.7%
- 6Usable Life$4.2M5 plans · 4.3%
- 7The Lincoln National Life Insurance Company$3.2M12 plans · 3.3%
- 8Curative Insurance Company$3.1M2 plans · 3.2%
- 9The Guardian Life Insurance Company of America$2.3M12 plans · 2.4%
- 10Sun Life Assurance Company of Canada$2.1M7 plans · 2.2%
Top brokers, behavioral health, Florida
- 1Marsh & McLennan Agency LLC13 plans$850K comp · 21.3%
- 2Brown & Brown of Florida7 plans$330K comp · 11.5%
- 3Gis Benefits Inc7 plans$97K comp · 11.5%
- 4Gallagher Benefit Services, Inc4 plans$361K comp · 6.6%
- 5MFB Financial Inc4 plans$220K comp · 6.6%
- 6Acrisure4 plans$188K comp · 6.6%
- 7Paychex Insurance Agency, Inc4 plans$74K comp · 6.6%
- 8Digital Insurance LLC3 plans$300K comp · 4.9%
- 9Lockton Companies, LLC3 plans$213K comp · 4.9%
- 10Assuredpartners of Florida LLC3 plans$117K comp · 4.9%
Largest behavioral and mental health providers in Florida
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Guidewell Sanitas LLC Guidewell Sanitas LLC Welfare Benefit PlanAll plans | Doral | Fully insured | 1,795 | $23M | Upmc Health Options |
| Acorn Health Acorn Health and Welfare PlanAll plans | Coral Gables | Fully insured | 1,600 | $5.2M | Blue Cross of California |
| Citrus Health Network Inc Citrus Health Network Health and Welfare ProgramAll plans | Hialeah | Fully insured | 1,061 | $8.4M | Unitedhealthcare Insurance Company |
| Dna Comprehensive Therapy Services, LLC Dba Elite Dna Therapy Services Dna Comprehensive Therapy Services, LLC Dba Elite Dna Therapy Services Group Health PlanAll plans | Fort Myers | Mixed | 1,042 | $962K | The Guardian Life Insurance Company of America |
| Vocational Development Group, LLC Inbloom Autism Services Welfare Benefits PlanAll plans | FT. Lauderdale | Fully insured | 970 | $2.9M | Aetna Life Insurance Company |
| Haven Behavioral Healthcare, LLC Haven Behavioral Healthcare Health Employee Health PlanAll plans | Palm Springs | Mixed | 961 | $1.8M | Pan-American Life Insurance Company |
| Pantogran LLC Dba Center for Autism and Related Disorders Pantogran LLC Dba Center for Autism and Related Disorders Welfare Benefit PlanAll plans | Marco Island | Fully insured | 895 | $1.1M | Kaiser Foundation Health Plan Inc |
| Lakeview Center Inc Lakeview Center Inc. Health & Welfare PlanAll plans | Pensacola | Mixed | 849 | $1.1M | Reliastar Life Insurance Company |
| Aspire Health Partners Aspire Health Partners Welfare Benefit PlanAll plans | Orlando | Mixed | 837 | $842K | Reliastar Life Insurance Company |
| Meridian Behavioral Healthcare, Inc Meridian Behavioral Healthcare, Inc. Welfare Plan BenefitsAll plans | Gainesville | Mixed | 590 | $401K | Prudential Insurance Company of America |
| Mental Health Care, Inc Mental Health Care, Inc. Welfare Benefits PlanAll plans | Tampa | Mixed | 561 | $413K | Sun Life Assurance Company of Canada |
| Lifestream Behavioral Center Lifestream Behavioral CenterAll plans | Leesburg | Mixed | 558 | $331K | Usable Life |
| Sero Newco, LLC Sero Newco, LLC Health Benefits PlanAll plans | Alachua | Mixed | 534 | $670K | Metropolitan Life Insurance Company |
| Cutting Edge Staffing LLC Cutting Edge Staffing LLC Employee Benefit PlanAll plans | Pompano Beach | Mixed | 481 | $972K | The Lincoln National Life Insurance Company |
| Oglethorpe, Inc Oglethorpe, Inc. Welfare Benefit PlanAll plans | Brooksville | Mixed | 455 | $228K | The Guardian Life Insurance Company of America |
Showing 15 of 66 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Florida
- Coral Gables4 plans · 1,613 participants
- Orlando4 plans · 1,362 participants
- Tampa4 plans · 1,071 participants
- Jacksonville4 plans · 818 participants
- Miramar3 plans · 545 participants
- Doral2 plans · 1,802 participants
- Pensacola2 plans · 1,084 participants
- Fort Lauderdale2 plans · 703 participants
- Naples2 plans · 682 participants
- Deerfield Beach2 plans · 625 participants
- Pinellas Park2 plans · 553 participants
- Pompano Beach2 plans · 481 participants
Frequently asked questions
How many behavioral and mental health providers in Florida offer an ERISA health plan?
70 health and welfare plans from 66 behavioral and mental health providers in Florida appear in plan year 2024 to 2025 filings on Form 5500, covering 22,703 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Florida?
By Schedule A premium: Blue Cross Blue Shield of Florida (29% of premium, 21 plans), Health Options, Inc (19% of premium, 15 plans) and Unitedhealthcare Insurance Company (10% of premium, 7 plans).
Which benefits brokers work with behavioral and mental health providers in Florida?
By number of client plans: Marsh & McLennan Agency LLC (13 plans), Brown & Brown of Florida (7 plans) and Gis Benefits Inc (7 plans). 87% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Florida?
The median brokered plan reports $65K a year in broker commissions and fees, or 8.8% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Florida self-funded or fully insured?
Fully insured 57%, mixed 30% and self-funded 13%. Self-funded and mixed plans together make up 43%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Florida
Open the welfare search with Florida and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Florida
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Florida.