Ophthalmology and retina practices in Florida
PlanOptica tracks 10 health and welfare plans sponsored by 9 ophthalmology and retina practices in Florida, covering 646 participants and $9.4M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 52 participants, and the most common size is under 100 participants (60% of plans). The funding mix is split: 40% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of Florida dominates premium with a 52% share, followed by Health Options, Inc at 26%. Marsh & McLennan Agency - Bouchard is the broker of record on 3 plans, more than any other firm, ahead of Usi Insurance Services LLC (2). 80% of plans report broker compensation on Schedule A; the median brokered plan pays $73K a year, about 6.9% of premium. Lake Mary, Winter Haven and Coral Springs have the most plans.
Funding mix
- Fully insured6 · 60%
- Self-funded2 · 20%
- Mixed2 · 20%
Plan size (participants)
- Under 1006 · 60%
- 100 to 2494 · 40%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 52 participants. Median broker comp: 6.9% of premium across 8 brokered plans.
Top carriers, ophthalmology, Florida
- 1Blue Cross Blue Shield of Florida$4.8M4 plans · 51.6%
- 2Health Options, Inc$2.4M5 plans · 25.6%
- 3The Guardian Life Insurance Company of America$883K5 plans · 9.4%
- 4Unum Life Insurance Company of America$392K3 plans · 4.2%
- 5Cigna Health and Life Insurance Company$353K1 plans · 3.8%
- 6Florida Health Care Plans, Inc$267K1 plans · 2.8%
- 7Starmount Life Insurance Company$130K2 plans · 1.4%
- 8Hartford Life and Accident$121K1 plans · 1.3%
Top brokers, ophthalmology, Florida
- 1Marsh & McLennan Agency - Bouchard3 plans$92K comp · 37.5%
- 2Usi Insurance Services LLC2 plans$229K comp · 25.0%
- 3Lockton Companies, LLC1 plans$93K comp · 12.5%
- 4Levi & Associates Insurance1 plans$55K comp · 12.5%
- 5The Enterprise Team1 plans$42K comp · 12.5%
- 6Bouchard Financial Services Inc1 plans$17K comp · 12.5%
- 7Hub International Florida1 plans$13K comp · 12.5%
- 8Trucordia Insurance Services1 plans$12K comp · 12.5%
- 9Drew Elliot Samelson1 plans$11K comp · 12.5%
- 10Gis Benefits1 plans$11K comp · 12.5%
Largest ophthalmology and retina practices in Florida
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Eye Specialists of Mid-Florida, P.A Eye Specialists of Mid-Florida, P.A. Welfare Benefits PlanAll plans | Winter Haven | Fully insured | 186 | $527K | Cigna Health and Life Insurance Company |
| Eye Physicians of Florida, LLP Eye Physicians of Florida, LLP Health and Welfare PlanAll plans | Coral Springs | Fully insured | 133 | $1.2M | Blue Cross of California |
| Cape Coral Eye Center, P.A Cape Coral Eye Center, P.A. Health and Welfare Benefit PlanAll plans | Cape Coral | Mixed | 118 | $83K | The Guardian Life Insurance Company of America |
| Mittleman Eye Center, P.A Mittleman Eye Center, P. A. Health and Welfare Benefits PlanAll plans | West Palm Beach | Fully insured | 102 | $503K | Upmc Health Options |
| Florida Eye Associates, Inc Florida Eye Associates Health & Welfare Benefit PlanAll plans | Melbourne | Fully insured | 98 | $1.5M | Upmc Health Options |
| Kendall Eye Institute, Inc Kendall Eye Institute, Inc. GHT Benefit PlanAll plans | Miami | Self-funded | 5 | - | - |
| Murray Ocular Oncology & Retina Inc Murray Ocular Oncology & Retina Inc GHT Benefit PlanAll plans | South Miami | Self-funded | 4 | - | - |
| Retina Florida Mso, LLC Retina Florida Mso, LLC Employee Welfare Benefit PlanAll plans | Lake Mary | Fully insured | 0 | $3.3M | Blue Cross of California |
| G Brock Magruder MD PA Dba Magruder Eye Institute G Brock Magruder MD PA Dba Magruder Eye Institute Welfare Benefits PlanAll plans | Orlando | Fully insured | 0 | $1.7M | Blue Cross of California |
Showing 9 of 9 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Florida
- Lake Mary2 plans · 0 participants
- Winter Haven1 plans · 186 participants
- Coral Springs1 plans · 133 participants
- Cape Coral1 plans · 118 participants
- West Palm Beach1 plans · 102 participants
- Melbourne1 plans · 98 participants
- Miami1 plans · 5 participants
- South Miami1 plans · 4 participants
- Orlando1 plans · 0 participants
Frequently asked questions
How many ophthalmology and retina practices in Florida offer an ERISA health plan?
10 health and welfare plans from 9 ophthalmology and retina practices in Florida appear in plan year 2024 to 2025 filings on Form 5500, covering 646 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most ophthalmology and retina practices in Florida?
By Schedule A premium: Blue Cross Blue Shield of Florida (52% of premium, 4 plans), Health Options, Inc (26% of premium, 5 plans) and The Guardian Life Insurance Company of America (9% of premium, 5 plans).
Which benefits brokers work with ophthalmology and retina practices in Florida?
By number of client plans: Marsh & McLennan Agency - Bouchard (3 plans), Usi Insurance Services LLC (2 plans) and Lockton Companies, LLC (1 plan). 80% of plans report a broker.
How much do brokers earn on ophthalmology and retina practices health plans in Florida?
The median brokered plan reports $73K a year in broker commissions and fees, or 6.9% of premium. Figures come from Schedule A, Part I.
Are ophthalmology and retina practices health plans in Florida self-funded or fully insured?
Fully insured 60%, self-funded 20% and mixed 20%. Self-funded and mixed plans together make up 40%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Ophthalmologists file as physicians (NAICS 621111), so this page matches healthcare employers by name: ophthalmology, retina, eye institute, eye center, eye associates, eye physicians, eye specialists and eye surgeons.
Prospect ophthalmology and retina practices in Florida
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Ophthalmology in nearby states
Other healthcare specialties in Florida
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Ophthalmologists file as physicians (NAICS 621111), so this page matches healthcare employers by name: ophthalmology, retina, eye institute, eye center, eye associates, eye physicians, eye specialists and eye surgeons. Location is the sponsor's filing address in Florida.