Physician practices in Alabama
PlanOptica tracks 37 health and welfare plans sponsored by 32 physician practices in Alabama, covering 12,095 participants and $26M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 164 participants, and the most common size is 100 to 249 participants (38% of plans). The funding mix is split: 59% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross and Blue Shield of Alabama dominates premium with a 68% share, followed by Hartford Life and Accident at 5%. Lockton Companies, LLC is the broker of record on 6 plans, more than any other firm, ahead of Gis Benefits Inc (5). 62% of plans report broker compensation on Schedule A; the median brokered plan pays $36K a year, about 10.9% of premium. Birmingham, Mobile and Huntsville have the most plans.
Funding mix
- Fully insured14 · 38%
- Self-funded13 · 35%
- Mixed9 · 24%
- MEWA1 · 3%
Plan size (participants)
- Under 10011 · 30%
- 100 to 24914 · 38%
- 250 to 4994 · 11%
- 500 to 9996 · 16%
- 1,000 or more2 · 5%
Median plan: 164 participants. Median broker comp: 10.9% of premium across 23 brokered plans.
Top carriers, physicians, Alabama
- 1Blue Cross and Blue Shield of Alabama$18M12 plans · 68.2%
- 2Hartford Life and Accident$1.3M2 plans · 4.9%
- 3The Guardian Life Insurance Company of America$1.2M3 plans · 4.6%
- 4Sun Life Assurance Company of Canada$1.1M1 plans · 4.1%
- 5Globe Life and Accident Insurance Company$722K2 plans · 2.8%
- 6Symetra Life Insurance Company$664K2 plans · 2.5%
- 7United of Omaha Life Insurance Company$647K3 plans · 2.5%
- 8Vision Service Plan$627K6 plans · 2.4%
- 9Life Insurance Company of North America$393K2 plans · 1.5%
- 10Unum Life Insurance Company of America$362K1 plans · 1.4%
Top brokers, physicians, Alabama
- 1Lockton Companies, LLC6 plans$298K comp · 26.1%
- 2Gis Benefits Inc5 plans$49K comp · 21.7%
- 3The Priestley Company Inc4 plans$147K comp · 17.4%
- 4Lakeshore Benefit Alliance3 plans$68K comp · 13.0%
- 5Gallagher Benefit Services, Inc3 plans$26K comp · 13.0%
- 6Lba Service, LLC3 plans$10K comp · 13.0%
- 7Marsh & McLennan Agency, LLC2 plans$165K comp · 8.7%
- 8Sunstar Insurance Group LLC2 plans$56K comp · 8.7%
- 9Hub International Midwest2 plans$47K comp · 8.7%
- 10Joshua Priestley2 plans$41K comp · 8.7%
Largest physician practices in Alabama
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| East Alabama Medical Center East Alabama Medical Center Voluntary Employee Beneficiary Assoc. TrustAll plans | Opelika | MEWA | 2,473 | $455K | Vision Service Plan |
| Franklin Primary Health Center Inc Welfare Benefit Plan-L&D Franklin Primary Health Center, Inc Welfare Benefit Plan L&DAll plans | Mobile | Fully insured | 1,823 | $275K | United of Omaha Life Insurance Company |
| American Family Care Inc American Family Care Life and Disability Insurance PlanAll plans | Birmingham | Mixed | 842 | $458K | Symetra Life Insurance Company |
| Uab Medicine Enterprise Uab Medicine Enterprise Flexible Benefits PlanAll plans | Birmingham | Mixed | 720 | $1.2M | Sun Life Assurance Company of Canada |
| Urology Management Alliance, LLC Urology Management Alliance, LLC, Group Healthcare PlanAll plans | Mobile | Mixed | 604 | $1.0M | Blue Cross of California |
| Oncology Specialties, P.C Oncology Specialties, P.C. Employee Benefits PlanAll plans | Huntsville | Self-funded | 598 | - | - |
| Premier Medical Group, Inc Premier Medical Group, Inc. Health PlanAll plans | Mobile | Self-funded | 330 | - | - |
| Birmingham Hematology & Oncology Associates, LLC Birmingham Hematology & Oncology Associates, LLC Insurance PlanAll plans | Birmingham | Mixed | 267 | $4.4M | Blue Cross of California |
| Cardiology Associates of Mobile, Inc. We Cardiology Associates of Mobile, Inc. Welfare PlanAll plans | Mobile | Mixed | 250 | $287K | Blue Cross of California |
| The Orthopaedic Group, P.C The Orthopaedic Group, P.C. Employee Benefits PlanAll plans | Mobile | Mixed | 220 | $228K | United of Omaha Life Insurance Company |
| Psychiatric Staffing, LLC Psychiatric Staffing, LLC Benefit PlanAll plans | Montgomery | Fully insured | 210 | $1.7M | Blue Cross of California |
| Southern Orthopaedic Alliance, PLLC Southern Orthopaedic Alliance Health and Welfare PlanAll plans | Wetumpka | Fully insured | 183 | $1.7M | Blue Cross of California |
| Southview Medical Group P.C Southview Medical Group P.C. Flexible Benefit PlanAll plans | Birmingham | Fully insured | 180 | $2.7M | Blue Cross of California |
| Dothan Pediatric Clinic, P.A Dothan Pediatric Clinic, PA Welfare PlanAll plans | Dothan | Fully insured | 169 | $1.3M | Blue Cross of California |
| Alabama Medical Group, P.C Alabama Medical Group, PC Welfare Benefit PlanAll plans | Mobile | Mixed | 164 | $222K | United of Omaha Life Insurance Company |
Showing 15 of 32 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Alabama
- Birmingham11 plans · 3,976 participants
- Mobile7 plans · 3,618 participants
- Huntsville3 plans · 876 participants
- Dothan3 plans · 315 participants
- Montgomery2 plans · 332 participants
- Grand Bay2 plans · 23 participants
- Opelika1 plans · 2,473 participants
- Wetumpka1 plans · 183 participants
- Gadsden1 plans · 163 participants
- Tuscaloosa1 plans · 92 participants
- Pell City1 plans · 29 participants
- Selma1 plans · 7 participants
Frequently asked questions
How many physician practices in Alabama offer an ERISA health plan?
37 health and welfare plans from 32 physician practices in Alabama appear in plan year 2024 to 2025 filings on Form 5500, covering 12,095 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Alabama?
By Schedule A premium: Blue Cross and Blue Shield of Alabama (68% of premium, 12 plans), Hartford Life and Accident (5% of premium, 2 plans) and The Guardian Life Insurance Company of America (5% of premium, 3 plans).
Which benefits brokers work with physician practices in Alabama?
By number of client plans: Lockton Companies, LLC (6 plans), Gis Benefits Inc (5 plans) and The Priestley Company Inc (4 plans). 62% of plans report a broker.
How much do brokers earn on physician practices health plans in Alabama?
The median brokered plan reports $36K a year in broker commissions and fees, or 10.9% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Alabama self-funded or fully insured?
Fully insured 38%, self-funded 35% and mixed 24%. Self-funded and mixed plans together make up 59%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Alabama
Open the welfare search with Alabama and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Alabama
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Alabama.