Physician practices in Mississippi
PlanOptica tracks 24 health and welfare plans sponsored by 19 physician practices in Mississippi, covering 5,890 participants and $27M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 140 participants, and the most common size is 100 to 249 participants (63% of plans). The funding mix is split: 42% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross & Blue Shield of Mississippi leads by premium with a 33% share, followed by The Guardian Life Insurance Company of America at 19%. Ross & Yerger Insurance Inc is the broker of record on 12 plans, more than any other firm, ahead of Mercer Health and Benefits, LLC (3). 92% of plans report broker compensation on Schedule A; the median brokered plan pays $55K a year, about 8.4% of premium. Ridgeland, Jackson and Hattiesburg have the most plans.
Funding mix
- Fully insured14 · 58%
- Mixed8 · 33%
- Self-funded2 · 8%
Plan size (participants)
- Under 1005 · 21%
- 100 to 24915 · 63%
- 250 to 4993 · 13%
- 500 to 9990 · 0%
- 1,000 or more1 · 4%
Median plan: 140 participants. Median broker comp: 8.4% of premium across 22 brokered plans.
Top carriers, physicians, Mississippi
- 1Blue Cross & Blue Shield of Mississippi$9.0M8 plans · 33.0%
- 2The Guardian Life Insurance Company of America$5.1M7 plans · 18.7%
- 3Hartford Life and Accident$3.0M4 plans · 11.2%
- 4Standard Insurance Company$2.5M1 plans · 9.4%
- 5Unitedhealthcare Insurance Company$2.5M1 plans · 9.1%
- 6Reliastar Life Insurance Company$937K1 plans · 3.4%
- 7Unum Life Insurance Company of America$704K7 plans · 2.6%
- 8Prosperity Life Group$633K3 plans · 2.3%
- 9Sun Life Assurance Company of Canada$595K5 plans · 2.2%
- 10Berkshire Hathaway Specialty Insurance$405K1 plans · 1.5%
Top brokers, physicians, Mississippi
- 1Ross & Yerger Insurance Inc12 plans$214K comp · 54.5%
- 2Mercer Health and Benefits, LLC3 plans$753K comp · 13.6%
- 3Lockton Insurance Brokers, LLC3 plans$142K comp · 13.6%
- 4Hub International Midwest Limited2 plans$387K comp · 9.1%
- 5Ann Marie Munn2 plans$88K comp · 9.1%
- 6Various Agents-See Attached2 plans$27K comp · 9.1%
- 7Mgis2 plans$360 comp · 9.1%
- 8Lowery Group Inc1 plans$182K comp · 4.5%
- 9Cornett Group Inc1 plans$91K comp · 4.5%
- 10Gallagher Benefit Services Inc1 plans$86K comp · 4.5%
Largest physician practices in Mississippi
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Hattiesburg Clinic PA Hattiesburg Clinic WrapAll plans | Hattiesburg | Mixed | 2,562 | $5.6M | Standard Insurance Company |
| Mississippi Sports Medicine & Orthopaedic Center PLLC Mississippi Sports Medicine and Orthopaedic Center Health and Welfare Benefit PlanAll plans | Jackson | Fully insured | 276 | $2.1M | The Guardian Life Insurance Company of America |
| Southeast Mississippi Rural Health Initiative Inc Southeast Mississippi Rural Health Initiative IncAll plans | Hattiesburg | Fully insured | 256 | $2.7M | Unitedhealthcare Insurance Company |
| Second Intermed Corporation Welfare Benefit Plan Second Intermed Corporation Welfare Benefit PlanAll plans | Madison | Mixed | 252 | $1.0M | Berkshire Hathaway Specialty Insurance Company |
| Bienville Orthopaedic Specialists, LLC Bienville Orthopaedic Specialists Employee Health Benefit Plan TrustAll plans | Vancleave | Fully insured | 227 | $2.1M | The Guardian Life Insurance Company of America |
| Southern Development Resources, LLC Southern Bone and Joint/Southern Development Welfare Benefit PlanAll plans | Hattiesburg | Fully insured | 221 | $2.8M | Blue Cross of California |
| Specialty Orthopedic Group of Ms, LLC Specialty Orthopedic Group of Ms Welfare Benefit PlanAll plans | Tupelo | Mixed | 221 | $2.0M | Blue Cross of California |
| Columbus Orthopaedic Clinic PA Columbus Orthopaedic Clinic PA Employee Health Benefit PlanAll plans | Columbus | Fully insured | 199 | $591K | Blue Cross of California |
| Womens Health Mississippi, LLC Women's Health Mississippi, LLC Health and Welfare PlanAll plans | Flowood | Fully insured | 189 | $1.9M | Blue Cross of California |
| Cardiology Associates of North Mississippi, PA Cardiology Associates of North Mississippi, PAAll plans | Tupelo | Mixed | 169 | $147K | The Lincoln National Life Insurance Company |
| US Orthopaedic Partners US Orthopaedic Partners' Health and Welfare PlansAll plans | Jackson | Fully insured | 165 | $2.1M | The Guardian Life Insurance Company of America |
| G.A. Carmichael Family Health Center G. A. Carmichael Family Health Center WelfareAll plans | Canton | Mixed | 147 | $92K | Sun Life Assurance Company of Canada |
| Capital Orthopaedic Clinic, PLLC Capital Orthopaedic Clinic Welfare Benefits PlanAll plans | Flowood | Fully insured | 132 | $1.0M | Blue Cross of California |
| Jackson Heart Clinic, P.A Jackson Heart Clinic, PA Welfare Benefit PlanAll plans | Jackson | Mixed | 131 | $1.6M | Blue Cross of California |
| Premier Medical Management of Ms, Inc Premier Medical Management of Ms, Inc. Health and Life PlanAll plans | Ridgeland | Fully insured | 116 | $612K | Blue Cross of California |
Showing 15 of 19 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Mississippi
- Ridgeland6 plans · 516 participants
- Jackson5 plans · 688 participants
- Hattiesburg3 plans · 3,039 participants
- Tupelo2 plans · 390 participants
- Flowood2 plans · 321 participants
- Madison1 plans · 252 participants
- Vancleave1 plans · 227 participants
- Columbus1 plans · 199 participants
- Canton1 plans · 147 participants
- Meridian1 plans · 109 participants
- Biloxi1 plans · 2 participants
Frequently asked questions
How many physician practices in Mississippi offer an ERISA health plan?
24 health and welfare plans from 19 physician practices in Mississippi appear in plan year 2024 to 2025 filings on Form 5500, covering 5,890 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Mississippi?
By Schedule A premium: Blue Cross & Blue Shield of Mississippi (33% of premium, 8 plans), The Guardian Life Insurance Company of America (19% of premium, 7 plans) and Hartford Life and Accident (11% of premium, 4 plans).
Which benefits brokers work with physician practices in Mississippi?
By number of client plans: Ross & Yerger Insurance Inc (12 plans), Mercer Health and Benefits, LLC (3 plans) and Lockton Insurance Brokers, LLC (3 plans). 92% of plans report a broker.
How much do brokers earn on physician practices health plans in Mississippi?
The median brokered plan reports $55K a year in broker commissions and fees, or 8.4% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Mississippi self-funded or fully insured?
Fully insured 58%, mixed 33% and self-funded 8%. Self-funded and mixed plans together make up 42%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Mississippi
Open the welfare search with Mississippi and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Mississippi
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Mississippi.