Physician practices in Georgia
PlanOptica tracks 185 health and welfare plans sponsored by 176 physician practices in Georgia, covering 49,607 participants and $101M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 13 participants, and the most common size is under 100 participants (64% of plans). Most of these plans are self-funded or mixed (81%), so stop-loss and TPA relationships matter as much as the medical carrier.
Unum Life Insurance Company of America leads by premium with a 21% share, followed by Cigna Health and Life Insurance Company at 20%. Marsh & McLennan Agency LLC is the broker of record on 16 plans, more than any other firm, ahead of Sterling Seacrest Pritchard, Inc (14). 40% of plans report broker compensation on Schedule A; the median brokered plan pays $55K a year, about 10.4% of premium. Atlanta, Savannah and Columbus have the most plans.
Funding mix
- Self-funded116 · 63%
- Fully insured35 · 19%
- Mixed33 · 18%
- MEWA1 · 1%
Plan size (participants)
- Under 100118 · 64%
- 100 to 24937 · 20%
- 250 to 49918 · 10%
- 500 to 9998 · 4%
- 1,000 or more4 · 2%
Median plan: 13 participants. Median broker comp: 10.4% of premium across 74 brokered plans.
Top carriers, physicians, Georgia
- 1Unum Life Insurance Company of America$22M21 plans · 21.3%
- 2Cigna Health and Life Insurance Company$20M19 plans · 20.2%
- 3Standard Insurance Company$12M7 plans · 12.1%
- 4Aetna Life Insurance Company$7.2M4 plans · 7.1%
- 5Blue Cross Blue Shield Healthcare Plan of Georgia, Inc$4.7M9 plans · 4.6%
- 6The Guardian Life Insurance Company of America$4.1M12 plans · 4.1%
- 7Metropolitan Life Insurance Company$3.7M12 plans · 3.7%
- 8Unitedhealthcare Insurance Company$3.6M4 plans · 3.6%
- 9Continental American Insurance Company$3.2M4 plans · 3.2%
- 10Sun Life Assurance Company of Canada$2.9M8 plans · 2.9%
Top brokers, physicians, Georgia
- 1Marsh & McLennan Agency LLC16 plans$1.1M comp · 21.6%
- 2Sterling Seacrest Pritchard, Inc14 plans$507K comp · 18.9%
- 3The Cason Group9 plans$175K comp · 12.2%
- 4Digital Insurance LLC7 plans$258K comp · 9.5%
- 5Sterling Seacrest Partners Inc7 plans$78K comp · 9.5%
- 6Ebenconcepts Company7 plans$30K comp · 9.5%
- 7Brokers Holding Group6 plans$11K comp · 8.1%
- 8Lockton Companies, LLC5 plans$1.5M comp · 6.8%
- 9Usi Insurance Services LLC5 plans$541K comp · 6.8%
- 10Centro Benefits Research LLC5 plans$28K comp · 6.8%
Largest physician practices in Georgia
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Emory Healthcare Inc Emory Healthcare Inc Master Welfare BenefitAll plans | Atlanta | Fully insured | 23,902 | $27M | Unum Life Insurance Company of America |
| Eyesouth Eyecare Services, LLC Eyesouth Eyecare Services, LLC Health and Welfare PlanAll plans | Atlanta | Mixed | 3,254 | $3.5M | The Guardian Life Insurance Company of America |
| United Musculoskeletal Partners LLC United Musculoskeletal Partners LLC Employee Health and Welfare Benefit PlanAll plans | Atlanta | Mixed | 1,962 | $3.4M | Metropolitan Life Insurance Company |
| The Emory Clinic, Inc The Emory Clinic, Inc. Master Health & Welfare Benefit PlanAll plans | Atlanta | Fully insured | 1,847 | $3.6M | Standard Insurance Company |
| SCP Ent & Allergy Services, LLC SCP Ent & Allergy Services, LLCAll plans | Atlanta | Mixed | 901 | $958K | Unum Life Insurance Company of America |
| Atlanta Womens Health Group, P.C Atlanta Womens Health Group, PC Welfare Benefit PlanAll plans | Atlanta | Mixed | 770 | $1.9M | Hartford Life and Accident |
| Georgia Urology, P.A Georgia Urology Pre-Tax Premium PlanAll plans | McDonough | Mixed | 648 | $891K | Unum Life Insurance Company of America |
| Aylo Health Aylo HealthAll plans | Atlanta | Mixed | 647 | $619K | Starmount Life Insurance Company |
| North Atlanta Primary Care, P. C North Atlanta Primary Care Welfare Benefit PlanAll plans | Alpharetta | Mixed | 622 | $519K | Blue Cross of California |
| Orthoatlanta Orthoatlanta Welfare Benefit PlanAll plans | Atlanta | Mixed | 619 | $1.3M | The Lincoln National Life Insurance Company |
| Peachtree Orthopaedic Clinic PA Peachtree Orthopaedic Clinic PA Welfare Benefit PlanAll plans | Atlanta | Mixed | 608 | $1.1M | Sun Life Assurance Company of Canada |
| Management Services Network, LLC Management Services Network, LLC Welfare Benefit PlanAll plans | Columbus | Fully insured | 524 | $694K | Blue Cross of California |
| The Longstreet Clinic, P.C The Longstreet Clinic, P.C. Benefits PlanAll plans | Gainsville | Fully insured | 491 | $3.1M | Cigna Health and Life Insurance Company |
| Southcoast Medical Group, LLC Southcoast Medical Group Fringe Benefit PlanAll plans | Savannah | Mixed | 486 | $845K | Unum Life Insurance Company of America |
| Advanced Management Solutions, LLC Advanced Management Solutions, LLC Welfare Benefit PlanAll plans | Snellville | MEWA | 433 | $1.2M | Cigna Health and Life Insurance Company |
Showing 15 of 176 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Georgia
- Atlanta32 plans · 37,276 participants
- Savannah15 plans · 1,187 participants
- Columbus9 plans · 970 participants
- Macon9 plans · 870 participants
- Suwanee9 plans · 381 participants
- Alpharetta8 plans · 1,296 participants
- Marietta7 plans · 902 participants
- Warner Robins6 plans · 25 participants
- McDonough5 plans · 818 participants
- Augusta5 plans · 550 participants
- Athens5 plans · 522 participants
- Duluth5 plans · 119 participants
Frequently asked questions
How many physician practices in Georgia offer an ERISA health plan?
185 health and welfare plans from 176 physician practices in Georgia appear in plan year 2024 to 2025 filings on Form 5500, covering 49,607 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Georgia?
By Schedule A premium: Unum Life Insurance Company of America (21% of premium, 21 plans), Cigna Health and Life Insurance Company (20% of premium, 19 plans) and Standard Insurance Company (12% of premium, 7 plans).
Which benefits brokers work with physician practices in Georgia?
By number of client plans: Marsh & McLennan Agency LLC (16 plans), Sterling Seacrest Pritchard, Inc (14 plans) and The Cason Group (9 plans). 40% of plans report a broker.
How much do brokers earn on physician practices health plans in Georgia?
The median brokered plan reports $55K a year in broker commissions and fees, or 10.4% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Georgia self-funded or fully insured?
Self-funded 63%, fully insured 19% and mixed 18%. Self-funded and mixed plans together make up 81%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Georgia
Open the welfare search with Georgia and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Georgia
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Georgia.