Physical and occupational therapy practices in Georgia
PlanOptica tracks 10 health and welfare plans sponsored by 9 physical and occupational therapy practices in Georgia, covering 4,461 participants and $5.7M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 6 participants, and the most common size is under 100 participants (80% of plans). Most of these plans are self-funded or mixed (80%), so stop-loss and TPA relationships matter as much as the medical carrier.
The Guardian Life Insurance Company of America leads by premium with a 33% share, followed by Metropolitan Life Insurance Company at 28%. Lockton Companies, LLC is the broker of record on 1 plan, more than any other firm, ahead of Insurance Office of America (1). 30% of plans report broker compensation on Schedule A; the median brokered plan pays $296K a year, about 16.4% of premium. Atlanta, Bonaire and Rome have the most plans.
Funding mix
- Self-funded7 · 70%
- Fully insured2 · 20%
- Mixed1 · 10%
Plan size (participants)
- Under 1008 · 80%
- 100 to 2490 · 0%
- 250 to 4990 · 0%
- 500 to 9991 · 10%
- 1,000 or more1 · 10%
Median plan: 6 participants. Median broker comp: 16.4% of premium across 3 brokered plans.
Top carriers, physical therapy, Georgia
- 1The Guardian Life Insurance Company of America$1.8M2 plans · 32.6%
- 2Metropolitan Life Insurance Company$1.6M2 plans · 28.4%
- 3Fountain Health Reinsurance Co$1.0M1 plans · 18.2%
- 4Cigna Health and Life Insurance Company$719K1 plans · 12.7%
- 5Usable Life$397K1 plans · 7.0%
- 6Transamerica Life Insurance Company$60K1 plans · 1.1%
Top brokers, physical therapy, Georgia
- 1Lockton Companies, LLC1 plans$484K comp · 33.3%
- 2Insurance Office of America1 plans$244K comp · 33.3%
- 3Usi Insurance Services LLC1 plans$52K comp · 33.3%
- 4Monica L. Hayes1 plans$23K comp · 33.3%
- 5Andrew H Jennings1 plans$21K comp · 33.3%
- 6Brett Virgin1 plans$15K comp · 33.3%
- 7Gis Benefits, Inc1 plans$14K comp · 33.3%
- 8Voluntary Benefits at Work1 plans$6K comp · 33.3%
- 9Plansource Benefits Admin, Inc1 plans$6K comp · 33.3%
- 10Blue Cross Blue Shield of Florida1 plans$2K comp · 33.3%
Largest physical and occupational therapy practices in Georgia
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| PT Solutions Holdings, LLC PT Solutions Holdings, LLC Welfare Benefit Wrap PlanAll plans | Atlanta | Mixed | 3,781 | $2.9M | The Guardian Life Insurance Company of America |
| Therapy Partner Solutions Holdings, LLC Therapy Partner Solutions Holdings, LLC Welfare Benefit PlanAll plans | Rome | Fully insured | 567 | $1.8M | Fountain Health Reinsurance Co |
| Avery Partners, Inc Avery Partners, Inc. Health and Welfare PlanAll plans | Alpharetta | Fully insured | 92 | $916K | Cigna Health and Life Insurance Company |
| Colquitt Therapy Services, LLC Colquitt Therapy Services, LLC Self Funded Medical Reimbursement PlanAll plans | Colquitt | Self-funded | 8 | - | - |
| Atlanta Sport and Spine Physical Therapy Atlanta Sport and Spine Physical Therapy GCF Benefit PlanAll plans | Atlanta | Self-funded | 8 | - | - |
| Rehabilitation Specialists of South Ga, Inc Rehabilitation Specialist of South Employee Group Health PlanAll plans | Douglas | Self-funded | 4 | - | - |
| Core Physical Therapy Core Physical Therapy GFB Benefit PlanAll plans | Bonaire | Self-funded | 1 | - | - |
| Onepoint Physical Therapy, Inc Onepoint Physical Therapy, Inc. GCF Benefit PlanAll plans | Atlanta | Self-funded | 0 | - | - |
| East Athens Physical Therapy East Athens Physical Therapy GCF Benefit PlanAll plans | Athens | Self-funded | 0 | - | - |
Showing 9 of 9 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Georgia
Frequently asked questions
How many physical and occupational therapy practices in Georgia offer an ERISA health plan?
10 health and welfare plans from 9 physical and occupational therapy practices in Georgia appear in plan year 2024 to 2025 filings on Form 5500, covering 4,461 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physical and occupational therapy practices in Georgia?
By Schedule A premium: The Guardian Life Insurance Company of America (33% of premium, 2 plans), Metropolitan Life Insurance Company (28% of premium, 2 plans) and Fountain Health Reinsurance Co (18% of premium, 1 plan).
Which benefits brokers work with physical and occupational therapy practices in Georgia?
By number of client plans: Lockton Companies, LLC (1 plan), Insurance Office of America (1 plan) and Usi Insurance Services LLC (1 plan). 30% of plans report a broker.
How much do brokers earn on physical and occupational therapy practices health plans in Georgia?
The median brokered plan reports $296K a year in broker commissions and fees, or 16.4% of premium. Figures come from Schedule A, Part I.
Are physical and occupational therapy practices health plans in Georgia self-funded or fully insured?
Self-funded 70%, fully insured 20% and mixed 10%. Self-funded and mixed plans together make up 80%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy.
Prospect physical and occupational therapy practices in Georgia
Open the welfare search with Georgia and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physical therapy in nearby states
Other healthcare specialties in Georgia
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy. Location is the sponsor's filing address in Georgia.