Physician practices in South Carolina
PlanOptica tracks 37 health and welfare plans sponsored by 32 physician practices in South Carolina, covering 10,738 participants and $48M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 196 participants, and the most common size is 100 to 249 participants (54% of plans). The funding mix is split: 41% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of South Carolina dominates premium with a 59% share, followed by Lincoln National Life Insurance Company at 9%. The Cason Group Inc is the broker of record on 5 plans, more than any other firm, ahead of Fulcrum Risk Solutions, Inc (5). 78% of plans report broker compensation on Schedule A; the median brokered plan pays $54K a year, about 6.3% of premium. Charleston, Columbia and Greenville have the most plans.
Funding mix
- Fully insured22 · 59%
- Mixed9 · 24%
- Self-funded6 · 16%
Plan size (participants)
- Under 1006 · 16%
- 100 to 24920 · 54%
- 250 to 4996 · 16%
- 500 to 9993 · 8%
- 1,000 or more2 · 5%
Median plan: 196 participants. Median broker comp: 6.3% of premium across 29 brokered plans.
Top carriers, physicians, South Carolina
- 1Blue Cross Blue Shield of South Carolina$28M12 plans · 58.8%
- 2Lincoln National Life Insurance Company$4.3M4 plans · 8.9%
- 3Cigna Health and Life Insurance Company$3.6M4 plans · 7.4%
- 4Principal Life Insurance Company$1.8M3 plans · 3.6%
- 5United of Omaha Life Insurance Company$1.4M5 plans · 3.0%
- 6Dental Dental of Missouri$1.1M3 plans · 2.2%
- 7Hartford Life and Accident$971K4 plans · 2.0%
- 8Unitedhealthcare Insurance Company$963K2 plans · 2.0%
- 9Metropolitan Life Insurance Company$903K4 plans · 1.9%
- 10Blue Choice Healthplan South Carolina$769K1 plans · 1.6%
Top brokers, physicians, South Carolina
- 1The Cason Group Inc5 plans$43K comp · 17.2%
- 2Fulcrum Risk Solutions, Inc5 plans$35K comp · 17.2%
- 3Brown & Brown Insurance Services4 plans$216K comp · 13.8%
- 4Clarke Co Benefits LLC4 plans$143K comp · 13.8%
- 5The Hilb Group of SC LLC4 plans$122K comp · 13.8%
- 6Marsh & McLennan Agency LLC4 plans$53K comp · 13.8%
- 7Gallagher Benefit Services, Inc3 plans$205K comp · 10.3%
- 8Beckham Insurance Group, LLC3 plans$64K comp · 10.3%
- 9The Benefit Company, Inc3 plans$10K comp · 10.3%
- 10McGriff Insurance Services2 plans$176K comp · 6.9%
Largest physician practices in South Carolina
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| University Medical Associates University Medical Associates Health and Welfare PlanAll plans | Charleston | Mixed | 2,123 | $4.8M | The Lincoln National Life Insurance Company |
| Eye Health America, LLC Eye Health America, LLC Health and Welfare PlanAll plans | Easley | Fully insured | 1,348 | $8.7M | Blue Cross of California |
| Tribe 513, P.A Tribe 513, P. A. Employee Benefit Health PlanAll plans | Greemville | Fully insured | 727 | $3.5M | Blue Cross of California |
| Uci Medical Affiliates Uci Medical Affiliates Ancillary Benefits PlanAll plans | Columbia | Fully insured | 526 | $518K | Hartford Life and Accident |
| Eau Claire Cooperative Health Center Eau Claire Cooperative Health Center Health and Welfare PlanAll plans | Columbia | Fully insured | 509 | $1.5M | Cigna Health and Life Insurance Company |
| Charleston Ent Associates, LLC Charleston Ent Associates LLC Employee Benefits PlanAll plans | Charleston | Fully insured | 321 | $393K | United of Omaha Life Insurance Company |
| Little River Medical Center, Inc Little River Medical Center, Inc. Benefit PlanAll plans | Little River | Mixed | 300 | $236K | American United Life Insurance Company |
| Proactive MD Management Services, LLC Proactive MD Management Services, LLC DentalAll plans | Simpsonville | Fully insured | 287 | $353K | United of Omaha Life Insurance Company |
| Orthosc, LLC Orthosc, LLC Health and Welfare Benefit PlanAll plans | Myrtle Beach | Mixed | 282 | $436K | The Lincoln National Life Insurance Company |
| Healthcare SC, LLC Healthcare SC, LLC Welfare Benefit PlanAll plans | Winnsboro | Fully insured | 255 | $881K | Blue Cross of California |
| Liberty Doctors, LLC Liberty Doctors, LLC Group Insurance PlanAll plans | North Charleston | Fully insured | 241 | $347K | The Guardian Life Insurance Company of America |
| Gastroenterology Associates, P.A. of Greenville Gastroenterology Associates, P.A. of Greenville Health and Welfare Benefit PlanAll plans | Greenville | Mixed | 231 | $273K | The Guardian Life Insurance Company of America |
| Carolina Orthopaedic & Neurosurgical Associates Carolina Orthopaedic & Neurosurgical Associates Employee Benefit PlanAll plans | Spartanburg | Fully insured | 220 | $2.6M | Blue Cross of California |
| Low Country Health Care System Low Country Health Care System Welfare Benefit PlanAll plans | Fairfax | Fully insured | 218 | $1.8M | Blue Cross of California |
| Southern Medical Management, LLC Southern Medical ManagementAll plans | Lexington | Mixed | 213 | $524K | Berkley Life and Health Insurance Company |
Showing 15 of 32 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in South Carolina
- Charleston6 plans · 2,820 participants
- Columbia5 plans · 1,797 participants
- Greenville5 plans · 692 participants
- North Charleston4 plans · 581 participants
- Little River2 plans · 500 participants
- Simpsonville2 plans · 483 participants
- Myrtle Beach2 plans · 419 participants
- Sumter2 plans · 328 participants
- Easley1 plans · 1,348 participants
- Greemville1 plans · 727 participants
- Winnsboro1 plans · 255 participants
- Spartanburg1 plans · 220 participants
Frequently asked questions
How many physician practices in South Carolina offer an ERISA health plan?
37 health and welfare plans from 32 physician practices in South Carolina appear in plan year 2024 to 2025 filings on Form 5500, covering 10,738 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in South Carolina?
By Schedule A premium: Blue Cross Blue Shield of South Carolina (59% of premium, 12 plans), Lincoln National Life Insurance Company (9% of premium, 4 plans) and Cigna Health and Life Insurance Company (7% of premium, 4 plans).
Which benefits brokers work with physician practices in South Carolina?
By number of client plans: The Cason Group Inc (5 plans), Fulcrum Risk Solutions, Inc (5 plans) and Brown & Brown Insurance Services (4 plans). 78% of plans report a broker.
How much do brokers earn on physician practices health plans in South Carolina?
The median brokered plan reports $54K a year in broker commissions and fees, or 6.3% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in South Carolina self-funded or fully insured?
Fully insured 59%, mixed 24% and self-funded 16%. Self-funded and mixed plans together make up 41%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in South Carolina
Open the welfare search with South Carolina and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in South Carolina
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in South Carolina.