Skilled nursing and residential care facilities in South Carolina
PlanOptica tracks 23 health and welfare plans sponsored by 20 skilled nursing and residential care facilities in South Carolina, covering 11,471 participants and $33M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 169 participants, and the most common size is 100 to 249 participants (39% of plans). The funding mix is split: 57% of plans are self-funded or mixed and the rest are mainly fully insured.
BCBS of South Carolina dominates premium with a 69% share, followed by Sun Life Assurance Company of Canada at 9%. Marsh & McLennan Agency LLC is the broker of record on 7 plans, more than any other firm, ahead of Ecm Benefits LLC (4). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $54K a year, about 8.8% of premium. Spartanburg, Sumter and Anderson have the most plans.
Funding mix
- Mixed13 · 57%
- Fully insured10 · 43%
Plan size (participants)
- Under 1004 · 17%
- 100 to 2499 · 39%
- 250 to 4994 · 17%
- 500 to 9994 · 17%
- 1,000 or more2 · 9%
Median plan: 169 participants. Median broker comp: 8.8% of premium across 23 brokered plans.
Top carriers, skilled nursing, South Carolina
- 1BCBS of South Carolina$23M9 plans · 69.1%
- 2Sun Life Assurance Company of Canada$3.1M2 plans · 9.4%
- 3United of Omaha Life Insurance Company$1.3M7 plans · 4.0%
- 4Hartford Life and Accident$1.1M3 plans · 3.2%
- 5Unitedhealthcare Insurance Company$747K1 plans · 2.3%
- 6HCC Life Insurance Company$690K1 plans · 2.1%
- 7Colonial Life & Accident Insurance Company$594K6 plans · 1.8%
- 8United Healthcare Insurance Company$556K1 plans · 1.7%
- 9The Guardian Life Insurance Company of America$546K3 plans · 1.7%
- 10Metropolitan Life Insurance Company$444K6 plans · 1.4%
Top brokers, skilled nursing, South Carolina
- 1Marsh & McLennan Agency LLC7 plans$193K comp · 30.4%
- 2Ecm Benefits LLC4 plans$163K comp · 17.4%
- 3The Cason Group3 plans$105K comp · 13.0%
- 4Shealy Benefits Services Inc3 plans$19K comp · 13.0%
- 5The Clark Group of SC3 plans$7K comp · 13.0%
- 6Advanced Benefit System Inc3 plans$5K comp · 13.0%
- 7Brown & Brown Insurance Services2 plans$109K comp · 8.7%
- 8Usi Insurance Services LLC2 plans$76K comp · 8.7%
- 9Digital Insurance LLC2 plans$64K comp · 8.7%
- 10McEver & Company2 plans$31K comp · 8.7%
Largest skilled nursing and residential care facilities in South Carolina
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Colonial Family Practice, L.L.C Optum Select Group Benefits PlanAll plans | Sumter | Mixed | 4,481 | $2.1M | Hartford Life and Accident |
| HMR Veterans Services, Inc HMR Veterans Services, Inc. Health and Welfare Benefit PlanAll plans | Anderson | Mixed | 1,717 | $2.5M | Sun Life Assurance Company of Canada |
| Bishop Gadsden Episcopal Retirement Community Bishop Gadsden Welfare Benefit PlanAll plans | Charleston | Mixed | 627 | $45K | United of Omaha Life Insurance Company |
| Wilson Senior Care, Inc The Wilson Group, Inc. Life Insurance Welfare BeneAll plans | Darlington | Fully insured | 625 | $364K | Metropolitan Life Insurance Company |
| Presbyterian Communities of South Carolina Presbyterian Communities of South Carolina WelfareAll plans | Columbia | Mixed | 614 | $832K | United of Omaha Life Insurance Company |
| The Charles Lea Center, Inc The Charles Lea Center Employee Welfare Benefit PlanAll plans | Spartanburg | Mixed | 478 | $242K | Hartford Life and Accident |
| Lutheran Homes of South Carolina Inc Lutheran Homes of South Carolina Inc. Employee Benefits PlanAll plans | Irmo | Mixed | 469 | $4.4M | Blue Cross of California |
| New Hope Treatment Centers New Hope Treatment Centers Employee Benefits PlanAll plans | North Charleston | Fully insured | 289 | $1.6M | Blue Cross of California |
| Tri-Development Center of Aiken County Healthcare Plan of Tri-Development Center of Aiken County, IncAll plans | Aiken | Fully insured | 261 | $2.2M | Blue Cross of California |
| The Cypress Club, Inc The Cypress Club, Inc. Employee Benefit PlanAll plans | Hilton Head | Mixed | 217 | $798K | HCC Life Insurance Company |
| Wesley Commons Wesley Commons Employee Benefits PlanAll plans | Greenwood | Mixed | 169 | $825K | Blue Cross of California |
| Scbma Scbma Employee Benefits PlanAll plans | Columbia | Mixed | 148 | $380K | Aflac |
| United Methodist Manor of the Pee Dee The United Methodist Manor of the Pee DeeAll plans | Florence | Fully insured | 133 | $922K | Blue Cross of California |
| Seneca Facility LLC Seneca Facility LLC Employee Benefits PlanAll plans | Seneca | Mixed | 131 | $95K | Delta Dental of California |
| Clemson Area Retirement Center Clemson Area Retirement Center Employee Benefits PlanAll plans | Clemson | Fully insured | 116 | $242K | Unum Life Insurance Company of America |
Showing 15 of 20 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in South Carolina
- Spartanburg3 plans · 478 participants
- Sumter2 plans · 4,481 participants
- Anderson2 plans · 1,827 participants
- Darlington2 plans · 1,233 participants
- Columbia2 plans · 762 participants
- Greenville2 plans · 222 participants
- Charleston1 plans · 627 participants
- Irmo1 plans · 469 participants
- North Charleston1 plans · 289 participants
- Aiken1 plans · 261 participants
- Hilton Head1 plans · 217 participants
- Greenwood1 plans · 169 participants
Frequently asked questions
How many skilled nursing and residential care facilities in South Carolina offer an ERISA health plan?
23 health and welfare plans from 20 skilled nursing and residential care facilities in South Carolina appear in plan year 2024 to 2025 filings on Form 5500, covering 11,471 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in South Carolina?
By Schedule A premium: BCBS of South Carolina (69% of premium, 9 plans), Sun Life Assurance Company of Canada (9% of premium, 2 plans) and United of Omaha Life Insurance Company (4% of premium, 7 plans).
Which benefits brokers work with skilled nursing and residential care facilities in South Carolina?
By number of client plans: Marsh & McLennan Agency LLC (7 plans), Ecm Benefits LLC (4 plans) and The Cason Group (3 plans). 100% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in South Carolina?
The median brokered plan reports $54K a year in broker commissions and fees, or 8.8% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in South Carolina self-funded or fully insured?
Mixed 57% and fully insured 43%. Self-funded and mixed plans together make up 57%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in South Carolina
Open the welfare search with South Carolina and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in South Carolina
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in South Carolina.