| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE SUITE 2 GREENVILLE, SC 29605 | SUN LIVE ASSURANCE COMPANY OF CANADA | $169K | $0 | $169K | 17.11% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIVE ASSURANCE COMPANY OF CANADA | $31K | $0 | $31K | 3.10% |
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE SUITE 2 GREENVILLE, SC 29605 | SUN LIFE ASSURANCE COMPANY OF CANADA | $213K | $0 | $213K | 21.62% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $51K | $0 | $51K | 5.19% |
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE STE 2 GREENVILLE, SC 29605 | SUN LIFE ASSURANCE COMPANY OF CANADA | $85K | $0 | $85K | 16.71% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | $0 | $18K | 3.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,712 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,717 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 510 | $2.5M |
| Vision(3 contracts, 2 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 510 | $2.5M |
| Life insurance(3 contracts, 2 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 510 | $2.5M |
| Short-term disability(3 contracts, 2 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 510 | $2.5M |
| Long-term disability(3 contracts, 2 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 510 | $2.5M |
| Other(3 contracts, 2 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 510 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 510 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.