| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE SUITE 2 GREENVILLE, SC 29605 | SUN LIVE ASSURANCE COMPANY OF CANADA | $102K | $0 | $102K | 12.18% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIVE ASSURANCE COMPANY OF CANADA | $25K | $38K | $63K | 7.50% |
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE SUITE 2 GREENVILLE, SC 29605 | SUN LIFE ASSURANCE COMPANY OF CANADA | $107K | $0 | $107K | 14.49% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $43K | $12K | $54K | 7.33% |
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE SUITE 2 GREENVILLE, SC 29605 | SUN LIFE ASSURANCE COMPANY OF CANADA | $31K | $0 | $31K | 9.08% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | $14K | $25K | 7.42% |
| CAVALRY PARTNERS LLC3 | 16 MILLS AVE SUITE 2 GREENVILLE, SC 29605 | SUNLIFE ASSURANCE COMPANY OF CANADA | $22K | $0 | $22K | 8.89% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUNLIFE ASSURANCE COMPANY OF CANADA | $10K | $0 | $10K | 3.85% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 550 S CALDWELL ST STE 1500 CHARLOTTE, NC 28202 | SUNLIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 1.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,038 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,044 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts, 3 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 1,104 | $2.2M |
| Vision(4 contracts, 3 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 1,104 | $2.2M |
| Life insurance(4 contracts, 3 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 1,104 | $2.2M |
| Short-term disability(4 contracts, 3 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 1,104 | $2.2M |
| Long-term disability(4 contracts, 3 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 1,104 | $2.2M |
| Other(4 contracts, 3 carriers) | SUN LIVE ASSURANCE COMPANY OF CANADA | 1,104 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,104 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.