Dental practices in Kentucky
PlanOptica tracks 107 health and welfare plans sponsored by 106 dental practices in Kentucky, covering 3,912 participants and $4.2M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 3 participants, and the most common size is under 100 participants (95% of plans). Most of these plans are self-funded or mixed (96%), so stop-loss and TPA relationships matter as much as the medical carrier.
Unitedhealthcare Insurance Company dominates premium with a 80% share, followed by Anthem Health Plans of Kentucky, Inc at 11%. Assuredpartners NL, LLC is the broker of record on 3 plans, more than any other firm, ahead of Brown & Brown Ins. Services Inc (1). 4% of plans report broker compensation on Schedule A; the median brokered plan pays $42K a year, about 4.0% of premium. Louisville, Lexington and FT Mitchell have the most plans.
Funding mix
- Self-funded103 · 96%
- Fully insured4 · 4%
Plan size (participants)
- Under 100102 · 95%
- 100 to 2491 · 1%
- 250 to 4992 · 2%
- 500 to 9991 · 1%
- 1,000 or more1 · 1%
Median plan: 3 participants. Median broker comp: 4.0% of premium across 4 brokered plans.
Top carriers, dental, Kentucky
Top brokers, dental, Kentucky
Largest dental practices in Kentucky
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Mortenson Family Dental Holdings, Inc Mortenson Dental Partners Employee Stock Ownership PlanAll plans | Louisville | Self-funded | 2,220 | - | - |
| Arrow Dental Group, PLLC Arrow Dental Employee Welfare PlanAll plans | Lexington | Fully insured | 353 | $1.8M | Unitedhealthcare Insurance Company |
| Commonwealth Dental Group Commonwealth Dental Group Employee Benefit PlanAll plans | Lexington | Fully insured | 298 | $1.4M | Unitedhealthcare Insurance Company |
| Versant Dental, PLLC Versant Dental, PLLC Employee Welfare PlanAll plans | Lexington | Fully insured | 116 | $580K | Unitedhealthcare Insurance Company |
| Derby Dental Laboratory, Inc Derby Dental Laboratory Benefit PlanAll plans | Louisville | Fully insured | 66 | $499K | Anthem Life Insurance Company |
| Dentnet Provider Group PLLC Dentnet Provider Group PLLC CBS Benefit PlanAll plans | Prospect | Self-funded | 51 | - | - |
| Edgewood Dental Care Edgewood Dental Care CBS Benefit PlanAll plans | FT Mitchell | Self-funded | 15 | - | - |
| Four Points Management Company LLC Four Points Management Company LLC CBS Benefit PlanAll plans | Midway | Self-funded | 15 | - | - |
| Thompson Lee and Chalothorn PSC Thompson Lee and Chalothorn PSC CBS Benefit PlanAll plans | Lexington | Self-funded | 10 | - | - |
| Bluegrass Endodontics Bluegrass Endodontics CBS Benefit PlanAll plans | Lexington | Self-funded | 10 | - | - |
| Keaton Orthodontics PSC Keaton Orthodontics PSC CBS Benefit PlanAll plans | Pikeville | Self-funded | 9 | - | - |
| Moore Dental Services Inc Moore Dental Services Inc CBS Benefit PlanAll plans | Florence | Self-funded | 9 | - | - |
| Dental Surgicenter Dental Surgicenter CBS Benefit PlanAll plans | Louisville | Self-funded | 9 | - | - |
| Bryan T Harris DMD Bryan T Harris DMD CBS Benefit PlanAll plans | Louisville | Self-funded | 8 | - | - |
| Union Pediatric Dentistry Union Pediatric Dentistry CBS Benefit PlanAll plans | Union | Self-funded | 8 | - | - |
Showing 15 of 106 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Kentucky
- Louisville36 plans · 2,876 participants
- Lexington13 plans · 806 participants
- FT Mitchell4 plans · 19 participants
- Elizabethtown4 plans · 12 participants
- Hopkinsville3 plans · 7 participants
- Winchester2 plans · 9 participants
- Alexandria2 plans · 6 participants
- Mayfield2 plans · 5 participants
- Prestonsburg2 plans · 5 participants
- Richmond2 plans · 5 participants
- Owensboro2 plans · 4 participants
- Paris2 plans · 4 participants
Frequently asked questions
How many dental practices in Kentucky offer an ERISA health plan?
107 health and welfare plans from 106 dental practices in Kentucky appear in plan year 2024 to 2025 filings on Form 5500, covering 3,912 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Kentucky?
By Schedule A premium: Unitedhealthcare Insurance Company (80% of premium, 3 plans), Anthem Health Plans of Kentucky, Inc (11% of premium, 2 plans) and Bankers Fidelity Life Insurance Company (5% of premium, 3 plans).
Which benefits brokers work with dental practices in Kentucky?
By number of client plans: Assuredpartners NL, LLC (3 plans), Brown & Brown Ins. Services Inc (1 plan) and Strategic Non-Medical Solutions (1 plan). 4% of plans report a broker.
How much do brokers earn on dental practices health plans in Kentucky?
The median brokered plan reports $42K a year in broker commissions and fees, or 4.0% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Kentucky self-funded or fully insured?
Self-funded 96% and fully insured 4%. Self-funded and mixed plans together make up 96%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Kentucky
Open the welfare search with Kentucky and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Kentucky
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Kentucky.