Dental practices in Indiana
PlanOptica tracks 20 health and welfare plans sponsored by 20 dental practices in Indiana, covering 808 participants and $6.0M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 2 participants, and the most common size is under 100 participants (90% of plans). Most of these plans are self-funded or mixed (85%), so stop-loss and TPA relationships matter as much as the medical carrier.
Anthem Insurance Companies, Inc dominates premium with a 82% share, followed by Gravie, Inc at 15%. Stumm Insurance LLC is the broker of record on 1 plan, more than any other firm, ahead of Keystone Insurance & Benefits Group (1). 20% of plans report broker compensation on Schedule A; the median brokered plan pays $47K a year, about 12.5% of premium. Indianapolis, Fishers and Terre Haute have the most plans.
Funding mix
- Self-funded16 · 80%
- Fully insured3 · 15%
- Mixed1 · 5%
Plan size (participants)
- Under 10018 · 90%
- 100 to 2491 · 5%
- 250 to 4990 · 0%
- 500 to 9991 · 5%
- 1,000 or more0 · 0%
Median plan: 2 participants. Median broker comp: 12.5% of premium across 4 brokered plans.
Top carriers, dental, Indiana
- 1Anthem Insurance Companies, Inc$4.9M2 plans · 82.4%
- 2Gravie, Inc$886K1 plans · 14.8%
- 3Unitedhealthcare Insurance Company$74K1 plans · 1.2%
- 4Standard Insurance Company$40K1 plans · 0.7%
- 5Breckpoint$27K1 plans · 0.4%
- 6The Guardian Life Insurance Company of America$15K1 plans · 0.3%
- 7The Lincoln National Life Insurance Company$13K1 plans · 0.2%
Top brokers, dental, Indiana
- 1Stumm Insurance LLC1 plans$193K comp · 25.0%
- 2Keystone Insurance & Benefits Group1 plans$40K comp · 25.0%
- 3McGowan Benefits Group LLC1 plans$32K comp · 25.0%
- 4MJ Insurance1 plans$18K comp · 25.0%
- 5Hoffman Benefit Services Inc1 plans$11K comp · 25.0%
- 6Keystone Ins & Bnfts Grp LLC1 plans$3K comp · 25.0%
- 7Centro Benefits Research LLC1 plans$2K comp · 25.0%
- 8James R. Nelligan & Associates1 plans$754 comp · 25.0%
Largest dental practices in Indiana
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| P1 Dental Mso LLC P1 Dental Mso LLC Welfare Benefit PlanAll plans | Indianapolis | Fully insured | 509 | $4.9M | Anthem Life Insurance Company |
| Mid America Health, Inc Mid America Health, Inc. Welfare Benefit PlanAll plans | Greenwood | Mixed | 154 | $111K | Anthem Life Insurance Company |
| TP Orthodontics, Inc TP Orthodontics, Inc. Welfare Plan & TrustAll plans | Laporte | Fully insured | 63 | $973K | Gravie Administrative Services LLC |
| Fishers Pediatric Dentistry LLC Fishers Pediatric Dentistry LLCAll plans | Fishers | Fully insured | 29 | $27K | Breckpoint |
| Global Smiles Dental Global Smiles Dental Cbin Benefit PlanAll plans | Indianapolis | Self-funded | 18 | - | - |
| Walker Dentistry, P.C Walker Dentistry, P.C. 401(k) PlanAll plans | Fishers | Self-funded | 13 | - | - |
| Remington Family Dentistry LLC Remington Family Dentistry LLC Employee Group Health PlanAll plans | Remington | Self-funded | 9 | - | - |
| Sarah Condra Condra Cosmetic & Family Dentistry Employee Group Health PlanAll plans | Indianapolis | Self-funded | 4 | - | - |
| Five Points Surgery Center Five Points Surgery Center Cbin Benefit PlanAll plans | Greenfield | Self-funded | 3 | - | - |
| Linton Family Dentistry Linton Family Dentistry Cbin Benefit PlanAll plans | Linton | Self-funded | 2 | - | - |
| Gearhart Family Dentistry Gearhart Family Dentistry Cbin Benefit PlanAll plans | Hope | Self-funded | 2 | - | - |
| Richey Family Dentistry Richey Family Dentistry Cbin Benefit PlanAll plans | Terre Haute | Self-funded | 2 | - | - |
| Indiana Office Based Anesthesia Indiana Office Based Anesthesia Cbin Benefit PlanAll plans | Indianapolis | Self-funded | 0 | - | - |
| William Arnold DDS William Arnold DDS Cbin Benefit PlanAll plans | Bloomington | Self-funded | 0 | - | - |
| Granger Family Dentistry Granger Family Dentistry Cbin Benefit PlanAll plans | Granger | Self-funded | 0 | - | - |
Showing 15 of 20 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Indiana
- Indianapolis7 plans · 531 participants
- Fishers2 plans · 42 participants
- Terre Haute2 plans · 2 participants
- Greenwood1 plans · 154 participants
- Laporte1 plans · 63 participants
- Remington1 plans · 9 participants
- Greenfield1 plans · 3 participants
- Hope1 plans · 2 participants
- Linton1 plans · 2 participants
- Bloomington1 plans · 0 participants
- Granger1 plans · 0 participants
- Valparaiso1 plans · 0 participants
Frequently asked questions
How many dental practices in Indiana offer an ERISA health plan?
20 health and welfare plans from 20 dental practices in Indiana appear in plan year 2024 to 2025 filings on Form 5500, covering 808 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Indiana?
By Schedule A premium: Anthem Insurance Companies, Inc (82% of premium, 2 plans), Gravie, Inc (15% of premium, 1 plan) and Unitedhealthcare Insurance Company (1% of premium, 1 plan).
Which benefits brokers work with dental practices in Indiana?
By number of client plans: Stumm Insurance LLC (1 plan), Keystone Insurance & Benefits Group (1 plan) and McGowan Benefits Group LLC (1 plan). 20% of plans report a broker.
How much do brokers earn on dental practices health plans in Indiana?
The median brokered plan reports $47K a year in broker commissions and fees, or 12.5% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Indiana self-funded or fully insured?
Self-funded 80%, fully insured 15% and mixed 5%. Self-funded and mixed plans together make up 85%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Indiana
Open the welfare search with Indiana and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Indiana
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Indiana.