Dental practices in Illinois
PlanOptica tracks 24 health and welfare plans sponsored by 21 dental practices in Illinois, covering 42,952 participants and $133M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 223 participants, and the most common size is under 100 participants (33% of plans). The funding mix is split: 54% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of Illinois dominates premium with a 71% share, followed by The Lincoln National Life Insurance Company at 10%. Gallagher Benefit Services, Inc is the broker of record on 4 plans, more than any other firm, ahead of Centro Benefits Research LLC (3). 79% of plans report broker compensation on Schedule A; the median brokered plan pays $49K a year, about 5.8% of premium. Chicago, Downers Grove and Effingham have the most plans.
Funding mix
- Fully insured11 · 46%
- Mixed9 · 38%
- Self-funded4 · 17%
Plan size (participants)
- Under 1008 · 33%
- 100 to 2495 · 21%
- 250 to 4996 · 25%
- 500 to 9992 · 8%
- 1,000 or more3 · 13%
Median plan: 223 participants. Median broker comp: 5.8% of premium across 19 brokered plans.
Top carriers, dental, Illinois
- 1Blue Cross Blue Shield of Illinois$95M8 plans · 71.3%
- 2The Lincoln National Life Insurance Company$14M6 plans · 10.3%
- 3Prudential Insurance Company of America$11M1 plans · 7.9%
- 4Metropolitan Life Insurance Company$5.5M3 plans · 4.1%
- 5Unitedhealthcare Insurance Company$3.3M4 plans · 2.5%
- 6Vision Service Plan$1.8M3 plans · 1.3%
- 7The Guardian Life Insurance Company of America$967K9 plans · 0.7%
- 8Sun Life Assurance Company of Canada$569K1 plans · 0.4%
- 9Principal Life Insurance Company$453K2 plans · 0.3%
- 10Benefit Plan Administrators$374K1 plans · 0.3%
Top brokers, dental, Illinois
- 1Gallagher Benefit Services, Inc4 plans$149K comp · 21.1%
- 2Centro Benefits Research LLC3 plans$13K comp · 15.8%
- 3Mercer Health & Benefits, LLC2 plans$2.2M comp · 10.5%
- 4Usi Insurance Services LLC2 plans$34K comp · 10.5%
- 5Dimond Bros Insurance LLC2 plans$22K comp · 10.5%
- 6Digital Insurance LLC1 plans$2.6M comp · 5.3%
- 7Alliant Insurance Services Inc1 plans$116K comp · 5.3%
- 8Lawley LLC1 plans$82K comp · 5.3%
- 9Lockton Companies, LLC1 plans$72K comp · 5.3%
- 10Stumm Insurance LLC1 plans$59K comp · 5.3%
Largest dental practices in Illinois
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Heartland Dental, LLC Heartland Dental Comprehensive Health & Welfare Benefits PlanAll plans | Effingham | Mixed | 20,468 | $15M | The Lincoln National Life Insurance Company |
| The Aspen Group (Tag) Tag Providers Education and Development Association LLCAll plans | Chicago | Fully insured | 15,200 | $85M | Blue Cross of California |
| Team Tag Services, LLC Team Tag Services, LLCAll plans | Chicago | Fully insured | 3,329 | $16M | Prudential Insurance Company of America |
| Familia Development LLC Familia Management Group, LLCAll plans | Schaumburg | Fully insured | 510 | $2.7M | Blue Cross of California |
| Ottawa Dental Laboratory, LLC Ottawa Dental Laboratory, LLC Health and Welfare PlanAll plans | Ottawa | Mixed | 380 | $903K | Sun Life Assurance Company of Canada |
| Great Lakes Dental Partners, LLC Great Lakes Dental Partners, LLC Employee Benefits PlanAll plans | Chicago | Mixed | 330 | $512K | Benefit Plan Administrators |
| Bright Direction Dental, LLC Bright Direction Dental, LLC Welfare Benefit PlanAll plans | Elmhurst | Fully insured | 325 | $1.5M | Blue Cross of California |
| Elite Dental Partners LLC Elite Dental Partners, LLC Wrap Benefit PlanAll plans | Chicago | Fully insured | 295 | $3.9M | Blue Cross of California |
| United Dental Partners United Dental Partners Health & Welfare Benefits PlanAll plans | Chicago | Fully insured | 276 | $227K | The Guardian Life Insurance Company of America |
| Premier Dentist Partners, LLC Premier Dentist Partners Health and Welfare PlanAll plans | Chicago | Fully insured | 271 | $992K | Unitedhealthcare Insurance Company |
| Dentologie Enterprises, Inc Dentologie Enterprises, Inc. Employee Benefits PlanAll plans | Chicago | Fully insured | 226 | $1.6M | Unitedhealthcare Insurance Company |
| Orthodontic Experts Management, LLC Orthodontic Experts Management, LLC Welfare Benefits PlanAll plans | Des Plaines | Mixed | 220 | $864K | Blue Cross of California |
| Kos Services, Inc Kos Services, Inc. Dba Dental Dreams Benefit PlanAll plans | Chicago | Mixed | 218 | $257K | HCC Life Insurance Company |
| LA Cross Dental LA Cross Dental Wrap PlanAll plans | Edwardsville | Fully insured | 158 | $489K | Unitedhealthcare Insurance Company |
| Grand Dental Associates, PC Grand Dental Group Benefit PlanAll plans | Aurora | Mixed | 131 | $956K | Unitedhealthcare Insurance Company |
Showing 15 of 21 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Illinois
- Chicago9 plans · 20,228 participants
- Downers Grove3 plans · 0 participants
- Effingham2 plans · 20,985 participants
- Schaumburg1 plans · 510 participants
- Ottawa1 plans · 380 participants
- Elmhurst1 plans · 325 participants
- Des Plaines1 plans · 220 participants
- Edwardsville1 plans · 158 participants
- Aurora1 plans · 131 participants
- Peoria1 plans · 8 participants
- Flossmoor1 plans · 6 participants
- Champaign1 plans · 1 participants
Frequently asked questions
How many dental practices in Illinois offer an ERISA health plan?
24 health and welfare plans from 21 dental practices in Illinois appear in plan year 2024 to 2025 filings on Form 5500, covering 42,952 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Illinois?
By Schedule A premium: Blue Cross Blue Shield of Illinois (71% of premium, 8 plans), The Lincoln National Life Insurance Company (10% of premium, 6 plans) and Prudential Insurance Company of America (8% of premium, 1 plan).
Which benefits brokers work with dental practices in Illinois?
By number of client plans: Gallagher Benefit Services, Inc (4 plans), Centro Benefits Research LLC (3 plans) and Mercer Health & Benefits, LLC (2 plans). 79% of plans report a broker.
How much do brokers earn on dental practices health plans in Illinois?
The median brokered plan reports $49K a year in broker commissions and fees, or 5.8% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Illinois self-funded or fully insured?
Fully insured 46%, mixed 38% and self-funded 17%. Self-funded and mixed plans together make up 54%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Illinois
Open the welfare search with Illinois and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Illinois
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Illinois.