Veterinary practices in Illinois
PlanOptica tracks 10 health and welfare plans sponsored by 9 veterinary practices in Illinois, covering 6,525 participants and $52M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 250 participants, and the most common size is 100 to 249 participants (40% of plans). The funding mix is split: 30% of plans are self-funded or mixed and the rest are mainly fully insured.
Bluecross and Blueshield of Illinois dominates premium with a 85% share, followed by Unitedhealthcare Insurance Company at 4%. GCG Financial, LLC is the broker of record on 5 plans, more than any other firm, ahead of Hub International Midwest Limited (1). 80% of plans report broker compensation on Schedule A; the median brokered plan pays $140K a year, about 4.7% of premium. Chicago, Schaumburg and Buffalo Grove have the most plans.
Funding mix
- Fully insured7 · 70%
- Self-funded2 · 20%
- Mixed1 · 10%
Plan size (participants)
- Under 1001 · 10%
- 100 to 2494 · 40%
- 250 to 4992 · 20%
- 500 to 9991 · 10%
- 1,000 or more2 · 20%
Median plan: 250 participants. Median broker comp: 4.7% of premium across 8 brokered plans.
Top carriers, veterinary, Illinois
- 1Bluecross and Blueshield of Illinois$45M4 plans · 85.1%
- 2Unitedhealthcare Insurance Company$1.9M1 plans · 3.6%
- 3Unum Life Insurance Company of America$1.6M1 plans · 3.1%
- 4Anthem Insurance Companies, Inc$1.1M1 plans · 2.1%
- 5United of Omaha Life Insurance Company$883K1 plans · 1.7%
- 6Principal Life Insurance Company$597K3 plans · 1.1%
- 7Kaiser Foundation Health Plan, Inc$568K1 plans · 1.1%
- 8Dearborn Life Insurance Company$321K2 plans · 0.6%
- 9Cigna Health and Life Insurance Company and Affiliates$212K1 plans · 0.4%
- 10The Lincoln National Life Insurance Company$204K1 plans · 0.4%
Top brokers, veterinary, Illinois
- 1GCG Financial, LLC5 plans$713K comp · 62.5%
- 2Hub International Midwest Limited1 plans$272K comp · 12.5%
- 3Agm Benefits1 plans$257K comp · 12.5%
- 4Alliant Insurance Services, Inc1 plans$117K comp · 12.5%
- 5Conner Strong & Buckelew1 plans$56K comp · 12.5%
- 6Usi Insurance Services LLC1 plans$40K comp · 12.5%
- 7Disability RMS1 plans$28K comp · 12.5%
- 8Gis Benefits Inc1 plans$9K comp · 12.5%
- 9David Farra1 plans$5K comp · 12.5%
- 10John Christopher1 plans$5K comp · 12.5%
Largest veterinary practices in Illinois
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Blue River Petcare Group, LLC Blue River Petcare Group, LLC Employee Benefits PlanAll plans | Chicago | Fully insured | 2,622 | $19M | Blue Cross of California |
| Heartland Veterinary Partners, LLC Heartland Veterinary Partners Health & Welfare Benefits PlanAll plans | Chicago | Fully insured | 1,942 | $19M | Blue Cross of California |
| Avma Life Trust LLC Avma Trust Association Health PlanAll plans | Schaumburg | Fully insured | 638 | $7.6M | Blue Cross of California |
| Goodvets Veterinary Services LLC Goodvets LLC Health and Welfare PlanAll plans | Chicago | Fully insured | 332 | $2.2M | Unitedhealthcare Insurance Company |
| Veterinary Specialty Center, Inc Veterinary Specialty Center Inc. Dental, Vision, Life & Disability Benefit PlanAll plans | Buffalo Grove | Fully insured | 281 | $442K | Cigna Health and Life Insurance Company |
| American Veterinary Medical Association American Veterinary Medical Association Employee Benefits PlanAll plans | Schaumburg | Fully insured | 219 | $3.2M | Blue Cross of California |
| North Central Veterinary Emergency Center, a Purdue Affiliated North Central Veterinary Emergency Center, a Purdue Affiliated Specialty Hospital, LLC Health & Welfare Benefits PlanAll plans | Oakbrook | Fully insured | 180 | $1.2M | Anthem Life Insurance Company |
| O'Brien Veterinary Management, LLC O'Brien Veterinary Management, LLC Health & Welfare Benefits PlanAll plans | Oakbrook | Mixed | 117 | $144K | Principal Life Insurance Company |
| Bureau Valley Veterinary Service, Ltd Bureau Valley Veterinary Service, Ltd Profit Sharing PlanAll plans | Princeton | Self-funded | 26 | - | - |
Showing 9 of 9 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Illinois
Frequently asked questions
How many veterinary practices in Illinois offer an ERISA health plan?
10 health and welfare plans from 9 veterinary practices in Illinois appear in plan year 2024 to 2025 filings on Form 5500, covering 6,525 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Illinois?
By Schedule A premium: Bluecross and Blueshield of Illinois (85% of premium, 4 plans), Unitedhealthcare Insurance Company (4% of premium, 1 plan) and Unum Life Insurance Company of America (3% of premium, 1 plan).
Which benefits brokers work with veterinary practices in Illinois?
By number of client plans: GCG Financial, LLC (5 plans), Hub International Midwest Limited (1 plan) and Agm Benefits (1 plan). 80% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Illinois?
The median brokered plan reports $140K a year in broker commissions and fees, or 4.7% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Illinois self-funded or fully insured?
Fully insured 70%, self-funded 20% and mixed 10%. Self-funded and mixed plans together make up 30%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Illinois
Open the welfare search with Illinois and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Illinois
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Illinois.