Physical and occupational therapy practices in Illinois
PlanOptica tracks 23 health and welfare plans sponsored by 19 physical and occupational therapy practices in Illinois, covering 20,034 participants and $38M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 282 participants, and the most common size is 250 to 499 participants (39% of plans). The funding mix is split: 48% of plans are self-funded or mixed and the rest are mainly fully insured.
Bluecross Blueshield of Illinois leads by premium with a 33% share, followed by The Lincoln National Life Insurance Company at 17%. Gallagher Benefit Services, Inc is the broker of record on 6 plans, more than any other firm, ahead of Gis Benefits Inc (5). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $64K a year, about 5.5% of premium. Oak Brook, Moline and Mokena have the most plans.
Funding mix
- Fully insured12 · 52%
- Mixed11 · 48%
Plan size (participants)
- Under 1004 · 17%
- 100 to 2495 · 22%
- 250 to 4999 · 39%
- 500 to 9990 · 0%
- 1,000 or more5 · 22%
Median plan: 282 participants. Median broker comp: 5.5% of premium across 23 brokered plans.
Top carriers, physical therapy, Illinois
- 1Bluecross Blueshield of Illinois$13M8 plans · 32.7%
- 2The Lincoln National Life Insurance Company$6.5M6 plans · 16.9%
- 3Delta Dental of Illinois$3.6M5 plans · 9.4%
- 4Metropolitan Life Insurance Company$3.1M3 plans · 8.0%
- 5Gravie, Inc$2.3M1 plans · 6.1%
- 6Reliance Standard Life Insurance Company$1.4M2 plans · 3.7%
- 7Principal Life Insurance Company$1.4M1 plans · 3.6%
- 8Unum Life Insurance Company of America$1.2M4 plans · 3.2%
- 9The Guardian Life Insurance Company of America$1.1M4 plans · 2.9%
- 10Tokio Marine$670K2 plans · 1.8%
Top brokers, physical therapy, Illinois
- 1Gallagher Benefit Services, Inc6 plans$564K comp · 26.1%
- 2Gis Benefits Inc5 plans$78K comp · 21.7%
- 3Assuredpartners Great Plains, LLC4 plans$244K comp · 17.4%
- 4GCG Financial LLC4 plans$175K comp · 17.4%
- 5The Milstein Company2 plans$396K comp · 8.7%
- 6Conner Strong & Buckelew2 plans$376K comp · 8.7%
- 7Avant Specialty Benefits2 plans$36K comp · 8.7%
- 8Bherd2 plans$13K comp · 8.7%
- 9Lockton Companies, LLC1 plans$239K comp · 4.3%
- 10Eoi Service Company, Inc1 plans$105K comp · 4.3%
Largest physical and occupational therapy practices in Illinois
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Ati Holdings, LLC Ati Flexible Benefits PlanAll plans | Downers Grove | Mixed | 5,371 | $3.9M | Metropolitan Life Insurance Company |
| Athletico Ltd Athletico Ltd Employee Benefits PlanAll plans | Oak Brook | Mixed | 3,283 | $3.7M | Delta Dental of California |
| Select Rehabilitation, LLC Select Rehabilitation, LLC Welfare Benefits PlanAll plans | Glenview | Mixed | 2,711 | $4.7M | The Lincoln National Life Insurance Company |
| Athletico Management LLC Athletico Management LLC Employee Benefits PlanAll plans | Oak Brook | Mixed | 2,511 | $3.0M | Delta Dental of California |
| Illinois Bone and Joint Institute, LLC Illinois Bone and Joint Institute, LLC Health and Welfare PlanAll plans | Des Plaines | Mixed | 1,941 | $2.4M | Unum Life Insurance Company of America |
| Rock Valley Physical Therapy Center, PC Rock Valley Physical Therapy PC Employee Benefit PlanAll plans | Moline | Mixed | 422 | $404K | The Lincoln National Life Insurance Company |
| Westside Children's Therapy Westside Children's Therapy Group Wrap PlanAll plans | Mokena | Fully insured | 350 | $2.7M | Blue Cross of California |
| Djje Holdings, LLC Dba the Place for Children With Autism Djje Holdings, LLC Dba the Place for Children With Autism Employee Benefits PlanAll plans | Chicago | Fully insured | 349 | $2.5M | Blue Cross of California |
| Stride Autism Centers, P.C Stride Autism Benefit PlanAll plans | Deerfield | Mixed | 344 | $1.7M | Blue Cross of California |
| Thrive Physical Therapy Partners Thrive PT Partners Wrap PlanAll plans | Chicago | Fully insured | 328 | $3.7M | Gravie Administrative Services LLC |
| Apex Physical Therapy, LLC Apex Physical Therapy, LLC Welfare Benefits PlanAll plans | Highland | Fully insured | 282 | $934K | HCC Life Insurance Company |
| Community Physical Therapy & Associates Community Physical Therapy & Associates/Family Home Health Services, Inc. Life and Disability PlanAll plans | Addison | Fully insured | 279 | $240K | Reliance Standard Life Insurance Company |
| Easterseals Joliet Region, Inc Easterseals Joliet Region, Inc. Health & Welfare Benefit PlanAll plans | Joliet | Fully insured | 235 | $1.1M | Blue Cross of California |
| DPT Holdings, LLC DPT Holdings, LLC Group Health Benefit PlanAll plans | Plainfield | Mixed | 228 | $996K | Skyward |
| BY Your Side, LLC BY Your Side, LLC Benefit PlanAll plans | Schaumburg | Fully insured | 221 | $1.1M | Blue Cross of California |
Showing 15 of 19 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Illinois
- Oak Brook3 plans · 5,893 participants
- Moline3 plans · 1,079 participants
- Mokena3 plans · 350 participants
- Glenview2 plans · 2,781 participants
- Chicago2 plans · 677 participants
- Downers Grove1 plans · 5,371 participants
- Des Plaines1 plans · 1,941 participants
- Deerfield1 plans · 344 participants
- Highland1 plans · 282 participants
- Addison1 plans · 279 participants
- Joliet1 plans · 235 participants
- Plainfield1 plans · 228 participants
Frequently asked questions
How many physical and occupational therapy practices in Illinois offer an ERISA health plan?
23 health and welfare plans from 19 physical and occupational therapy practices in Illinois appear in plan year 2024 to 2025 filings on Form 5500, covering 20,034 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physical and occupational therapy practices in Illinois?
By Schedule A premium: Bluecross Blueshield of Illinois (33% of premium, 8 plans), The Lincoln National Life Insurance Company (17% of premium, 6 plans) and Delta Dental of Illinois (9% of premium, 5 plans).
Which benefits brokers work with physical and occupational therapy practices in Illinois?
By number of client plans: Gallagher Benefit Services, Inc (6 plans), Gis Benefits Inc (5 plans) and Assuredpartners Great Plains, LLC (4 plans). 100% of plans report a broker.
How much do brokers earn on physical and occupational therapy practices health plans in Illinois?
The median brokered plan reports $64K a year in broker commissions and fees, or 5.5% of premium. Figures come from Schedule A, Part I.
Are physical and occupational therapy practices health plans in Illinois self-funded or fully insured?
Fully insured 52% and mixed 48%. Self-funded and mixed plans together make up 48%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy.
Prospect physical and occupational therapy practices in Illinois
Open the welfare search with Illinois and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physical therapy in nearby states
Other healthcare specialties in Illinois
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy. Location is the sponsor's filing address in Illinois.