Physical and occupational therapy practices in Wisconsin
PlanOptica tracks 5 health and welfare plans sponsored by 5 physical and occupational therapy practices in Wisconsin, covering 1,337 participants and $2.8M in reported insurance premiums (plan year 2025 filings). The median plan has 123 participants, and the most common size is under 100 participants (40% of plans). Most of these plans are self-funded or mixed (60%), so stop-loss and TPA relationships matter as much as the medical carrier.
Unitedhealthcare Insurance Company dominates premium with a 50% share, followed by Group Health Cooperative of South Central Wisconsin at 31%. Acrisure LLC is the broker of record on 1 plan, more than any other firm, ahead of Hemb Insurance Group (1). 80% of plans report broker compensation on Schedule A; the median brokered plan pays $30K a year, about 6.2% of premium. Eau Claire Wi, Brookfield and Appleton have the most plans.
Funding mix
- Fully insured2 · 40%
- Mixed2 · 40%
- Self-funded1 · 20%
Plan size (participants)
- Under 1002 · 40%
- 100 to 2492 · 40%
- 250 to 4990 · 0%
- 500 to 9991 · 20%
- 1,000 or more0 · 0%
Median plan: 123 participants. Median broker comp: 6.2% of premium across 4 brokered plans.
Top carriers, physical therapy, Wisconsin
- 1Unitedhealthcare Insurance Company$1.4M1 plans · 50.2%
- 2Group Health Cooperative of South Central Wisconsin$862K1 plans · 31.3%
- 3Metropolitan Life Insurance Company$152K1 plans · 5.5%
- 4United of Omaha Life Insurance Company$131K2 plans · 4.8%
- 5Delta Dental of Wisconsin$94K1 plans · 3.4%
- 6Vision Service Plan$53K2 plans · 1.9%
- 7Life Insurance Company of North America$47K1 plans · 1.7%
- 8Wyssta Insurance Company Inc$26K2 plans · 0.9%
- 9Curalinc, LLC$2K1 plans · 0.1%
Top brokers, physical therapy, Wisconsin
- 1Acrisure LLC1 plans$63K comp · 25.0%
- 2Hemb Insurance Group1 plans$38K comp · 25.0%
- 3McClone Agency Inc1 plans$17K comp · 25.0%
- 4Group Benefits Ltd1 plans$8K comp · 25.0%
- 5Christensen Group, Inc1 plans$7K comp · 25.0%
- 6Ibenefit Communication LLC1 plans$6K comp · 25.0%
- 7Aon Consulting Inc1 plans$3K comp · 25.0%
- 8Gi George Parent LP1 plans$1K comp · 25.0%
- 9Gi Goerge Parent LP1 plans$549 comp · 25.0%
Largest physical and occupational therapy practices in Wisconsin
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Covenant Healthcare LLC Covenant Healthcare Welfare PlanAll plans | Eau Claire Wi | Mixed | 789 | $88K | Vision Service Plan |
| Greenfield Rehabilitation Agency, Inc Greenfield Rehabilitation Agency Benefits PlanAll plans | Brookfield | Fully insured | 239 | $1.6M | Unitedhealthcare Insurance Company |
| Advanced Physical Therapy & Sports Medicine Advanced Physical Therapy Benefit PlanAll plans | Appleton | Mixed | 123 | $101K | United of Omaha Life Insurance Company |
| RCS Empowers, Inc RCS Employee Benefit PlanAll plans | Sheboygan | Self-funded | 98 | - | - |
| Communication Innovations LLC Communication Innovations LLC Health and Welfare PlanAll plans | Fitchburg | Fully insured | 88 | $916K | Group Health Cooperative of South Central Wisconsin |
Plans by city in Wisconsin
Frequently asked questions
How many physical and occupational therapy practices in Wisconsin offer an ERISA health plan?
5 health and welfare plans from 5 physical and occupational therapy practices in Wisconsin appear in plan year 2025 filings on Form 5500, covering 1,337 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physical and occupational therapy practices in Wisconsin?
By Schedule A premium: Unitedhealthcare Insurance Company (50% of premium, 1 plan), Group Health Cooperative of South Central Wisconsin (31% of premium, 1 plan) and Metropolitan Life Insurance Company (6% of premium, 1 plan).
Which benefits brokers work with physical and occupational therapy practices in Wisconsin?
By number of client plans: Acrisure LLC (1 plan), Hemb Insurance Group (1 plan) and McClone Agency Inc (1 plan). 80% of plans report a broker.
How much do brokers earn on physical and occupational therapy practices health plans in Wisconsin?
The median brokered plan reports $30K a year in broker commissions and fees, or 6.2% of premium. Figures come from Schedule A, Part I.
Are physical and occupational therapy practices health plans in Wisconsin self-funded or fully insured?
Fully insured 40%, mixed 40% and self-funded 20%. Self-funded and mixed plans together make up 60%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy.
Prospect physical and occupational therapy practices in Wisconsin
Open the welfare search with Wisconsin and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physical therapy in nearby states
Other healthcare specialties in Wisconsin
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy. Location is the sponsor's filing address in Wisconsin.