Dental practices in Wisconsin
PlanOptica tracks 12 health and welfare plans sponsored by 12 dental practices in Wisconsin, covering 2,737 participants and $9.1M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 229 participants, and the most common size is 100 to 249 participants (33% of plans). The funding mix is split: 50% of plans are self-funded or mixed and the rest are mainly fully insured.
Group Health Cooperative of South Central Wisconsin leads by premium with a 32% share, followed by Blue Cross & Blue Shield of Wisconsin at 26%. M3 Insurance Solutions Inc is the broker of record on 3 plans, more than any other firm, ahead of Paychex Insurance Agency Inc (2). 83% of plans report broker compensation on Schedule A; the median brokered plan pays $35K a year, about 4.8% of premium. Madison, Eau Claire and Milwaukee have the most plans.
Funding mix
- Fully insured6 · 50%
- Mixed4 · 33%
- Self-funded2 · 17%
Plan size (participants)
- Under 1003 · 25%
- 100 to 2494 · 33%
- 250 to 4993 · 25%
- 500 to 9992 · 17%
- 1,000 or more0 · 0%
Median plan: 229 participants. Median broker comp: 4.8% of premium across 10 brokered plans.
Top carriers, dental, Wisconsin
- 1Group Health Cooperative of South Central Wisconsin$2.9M3 plans · 31.9%
- 2Blue Cross & Blue Shield of Wisconsin$2.4M2 plans · 26.4%
- 3Dean Health Plan Inc$1.3M2 plans · 14.0%
- 4Delta Dental of Wisconsin$467K4 plans · 5.1%
- 5Aspirus Health Plan$461K1 plans · 5.1%
- 6Sun Life Assurance Company of Canada$389K1 plans · 4.3%
- 7Hartford Life and Accident$295K2 plans · 3.2%
- 8Unitedhealthcare Insurance Company$220K1 plans · 2.4%
- 9Unum Life Insurance Company of America$219K2 plans · 2.4%
- 10Life Insurance Company of North America$196K2 plans · 2.2%
Top brokers, dental, Wisconsin
- 1M3 Insurance Solutions Inc3 plans$114K comp · 30.0%
- 2Paychex Insurance Agency Inc2 plans$94K comp · 20.0%
- 3Lockton Companies, LLC2 plans$49K comp · 20.0%
- 4Jesse D Oberloh Hausmann Group Inc1 plans$46K comp · 10.0%
- 5Hausmann Group1 plans$26K comp · 10.0%
- 6Hub International Midwest Ltd1 plans$24K comp · 10.0%
- 7Spectrum Benefit Solutions of Centr1 plans$17K comp · 10.0%
- 8Centro Benefits Research LLC1 plans$4K comp · 10.0%
- 9James R Nelligan & Associates LLC1 plans$2K comp · 10.0%
- 10Tricor LLC1 plans$2K comp · 10.0%
Largest dental practices in Wisconsin
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Dental Associates Family and Specialty Care, LLC Dental Associates Master Benefit PlanAll plans | Milwaukee | Mixed | 615 | $220K | Unitedhealthcare Insurance Company |
| Summit Dental Management, S.C Summit Dental Consulting Employee Benefits PlanAll plans | Eau Claire | Mixed | 567 | $389K | Sun Life Assurance Company of Canada |
| FCDG Management LLC FCDG Management LLC Wrap PlanAll plans | Madison | Fully insured | 276 | $1.7M | Group Health Cooperative of South Central Wisconsin |
| First Choice Dental Group, S.C First Choice Dental Group, S.C. Dental PlanAll plans | Madison | Self-funded | 276 | - | - |
| Dental Health Associates of Madison, Ltd Dental Health Associates of Madison Health and Welfare PlanAll plans | Fitchburg | Fully insured | 257 | $2.8M | Group Health Cooperative of South Central Wisconsin |
| Wyssta Care, Inc Cherry Tree Dental Employee Benefit PlanAll plans | Stevens Point | Fully insured | 243 | $1.6M | Blue Cross of California |
| Cherry Tree Dental LLC Cherry Tree Dental Employee Benefit PlanAll plans | Madison | Fully insured | 215 | $1.3M | Blue Cross of California |
| Simko Support Center, LLC Simko Support Center Health and Welfare PlanAll plans | Eau Claire | Mixed | 153 | $319K | Delta Dental of California |
| Wausau Smiles LLC Wausau Smiles LLC Wrap PlanAll plans | Wausau | Fully insured | 127 | $510K | Aspirus Employee Assistance Services |
| LSV Family Dental LLC LSV Family Dental LLC Cash Balance PlanAll plans | Milwaukee | Self-funded | 6 | - | - |
| Complete Mobile Dentistry, Inc Complete Mobile Dentistry Wrap PlanAll plans | Sun Prairie | Fully insured | 2 | $30K | Dean Health Plan Inc |
| Kristo, Ltd Kristo, LtdAll plans | Eau Claire | Mixed | 0 | $214K | Delta Dental of California |
Plans by city in Wisconsin
Frequently asked questions
How many dental practices in Wisconsin offer an ERISA health plan?
12 health and welfare plans from 12 dental practices in Wisconsin appear in plan year 2024 to 2025 filings on Form 5500, covering 2,737 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Wisconsin?
By Schedule A premium: Group Health Cooperative of South Central Wisconsin (32% of premium, 3 plans), Blue Cross & Blue Shield of Wisconsin (26% of premium, 2 plans) and Dean Health Plan Inc (14% of premium, 2 plans).
Which benefits brokers work with dental practices in Wisconsin?
By number of client plans: M3 Insurance Solutions Inc (3 plans), Paychex Insurance Agency Inc (2 plans) and Lockton Companies, LLC (2 plans). 83% of plans report a broker.
How much do brokers earn on dental practices health plans in Wisconsin?
The median brokered plan reports $35K a year in broker commissions and fees, or 4.8% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Wisconsin self-funded or fully insured?
Fully insured 50%, mixed 33% and self-funded 17%. Self-funded and mixed plans together make up 50%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Wisconsin
Open the welfare search with Wisconsin and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Wisconsin
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Wisconsin.