Dental practices in Minnesota
PlanOptica tracks 16 health and welfare plans sponsored by 7 dental practices in Minnesota, covering 2,504 participants and $9.0M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 15 participants, and the most common size is under 100 participants (63% of plans). The funding mix is split: 38% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield Minnesota leads by premium with a 42% share, followed by Medica Insurance Company at 18%. Alliant Insurance Services, Inc is the broker of record on 5 plans, more than any other firm, ahead of Gallagher Benefit Services Inc (4). 81% of plans report broker compensation on Schedule A; the median brokered plan pays $31K a year, about 10.2% of premium. Minnetonka, Wadena and New Brighton have the most plans.
Funding mix
- Fully insured10 · 63%
- Self-funded3 · 19%
- Mixed3 · 19%
Plan size (participants)
- Under 10010 · 63%
- 100 to 2493 · 19%
- 250 to 4992 · 13%
- 500 to 9990 · 0%
- 1,000 or more1 · 6%
Median plan: 15 participants. Median broker comp: 10.2% of premium across 13 brokered plans.
Top carriers, dental, Minnesota
- 1Blue Cross Blue Shield Minnesota$3.8M4 plans · 42.4%
- 2Medica Insurance Company$1.6M1 plans · 18.2%
- 3Metropolitan Life Insurance Company$1.3M1 plans · 14.8%
- 4United of Omaha Life Insurance Company$625K1 plans · 6.9%
- 5Life Insurance Company of North America$597K1 plans · 6.6%
- 6United Healthcare Insurance Plan$241K1 plans · 2.7%
- 7Crum & Forster$232K1 plans · 2.6%
- 8The Lincoln National Life Insurance Company$147K1 plans · 1.6%
- 9Unum Life Insurance Company of America$103K1 plans · 1.1%
- 10Kavira Health LLC$76K1 plans · 0.8%
Top brokers, dental, Minnesota
Largest dental practices in Minnesota
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Park Dental Partners, Inc Park Dental Partners, Inc Health and Welfare Benefit PlanAll plans | Roseville | Mixed | 1,137 | $1.4M | Metropolitan Life Insurance Company |
| Astera Health Astera Health Wrap PlanAll plans | Wadena | Mixed | 413 | $658K | United of Omaha Life Insurance Company |
| Apple Tree Dental Apple Tree Dental Health PlanAll plans | New Brighton | Fully insured | 342 | $76K | Kavira Health Parentco, Inc |
| Community Dental Care Community Dental Care Life & Disability PlanAll plans | Saint Paul | Fully insured | 211 | $103K | Unum Life Insurance Company of America |
| Oral and Maxillofacial Surgery Specialists, P.A Oral and Maxillofacial Surgery Specialists, P.A. Employee Benefit PlanAll plans | New Brighton | Self-funded | 44 | $232K | United States Fire Insurance Company |
| Maplewood Dental Associates, P.A Maplewood Dental Associates, P.A. 401(k) Profit Sharing PlanAll plans | St. Paul | Self-funded | 30 | - | - |
| Bebright Mso, LLC Bebright Mso, LLC Medical PlanAll plans | Minnetonka | Fully insured | 0 | $2.5M | Blue Cross of California |
Showing 7 of 7 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Minnesota
Frequently asked questions
How many dental practices in Minnesota offer an ERISA health plan?
16 health and welfare plans from 7 dental practices in Minnesota appear in plan year 2024 to 2025 filings on Form 5500, covering 2,504 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Minnesota?
By Schedule A premium: Blue Cross Blue Shield Minnesota (42% of premium, 4 plans), Medica Insurance Company (18% of premium, 1 plan) and Metropolitan Life Insurance Company (15% of premium, 1 plan).
Which benefits brokers work with dental practices in Minnesota?
By number of client plans: Alliant Insurance Services, Inc (5 plans), Gallagher Benefit Services Inc (4 plans) and Usi Insurance Services LLC (3 plans). 81% of plans report a broker.
How much do brokers earn on dental practices health plans in Minnesota?
The median brokered plan reports $31K a year in broker commissions and fees, or 10.2% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Minnesota self-funded or fully insured?
Fully insured 63%, self-funded 19% and mixed 19%. Self-funded and mixed plans together make up 38%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Minnesota
Open the welfare search with Minnesota and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Minnesota
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Minnesota.