Veterinary practices in Minnesota
PlanOptica tracks 6 health and welfare plans sponsored by 2 veterinary practices in Minnesota, covering 1,255 participants and $1.5M in reported insurance premiums (plan year 2025 filings). The median plan has 187 participants, and the most common size is 100 to 249 participants (67% of plans). Most of these plans are self-funded or mixed (67%), so stop-loss and TPA relationships matter as much as the medical carrier.
Blue Cross and Blue Shield of Minnesota dominates premium with a 72% share, followed by The Lincoln National Life Insurance Company at 21%. Usi Insurance Services LLC is the broker of record on 3 plans, more than any other firm, ahead of The Horton Group Inc (1). 67% of plans report broker compensation on Schedule A; the median brokered plan pays $26K a year, about 12.6% of premium. Oakdale and Northfield have the most plans.
Funding mix
- Fully insured2 · 33%
- Self-funded2 · 33%
- Mixed2 · 33%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2494 · 67%
- 250 to 4992 · 33%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 187 participants. Median broker comp: 12.6% of premium across 4 brokered plans.
Top carriers, veterinary, Minnesota
Top brokers, veterinary, Minnesota
Largest veterinary practices in Minnesota
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Animal Emergency & Referral Center of Minnesota Aerc Group Nice Healthcare PlanAll plans | Oakdale | Self-funded | 315 | - | - |
| Cannon Valley Veterinary Clinic Cannon Valley Veterinary Clinic Health and Welfare Benefit PlanAll plans | Northfield | Mixed | 150 | $1.2M | Blue Cross of California |
Showing 2 of 2 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Minnesota
Frequently asked questions
How many veterinary practices in Minnesota offer an ERISA health plan?
6 health and welfare plans from 2 veterinary practices in Minnesota appear in plan year 2025 filings on Form 5500, covering 1,255 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Minnesota?
By Schedule A premium: Blue Cross and Blue Shield of Minnesota (72% of premium, 1 plan), The Lincoln National Life Insurance Company (21% of premium, 3 plans) and Unum Life Insurance Company of America (7% of premium, 1 plan).
Which benefits brokers work with veterinary practices in Minnesota?
By number of client plans: Usi Insurance Services LLC (3 plans), The Horton Group Inc (1 plan) and Marsh & McLennan Agency (1 plan). 67% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Minnesota?
The median brokered plan reports $26K a year in broker commissions and fees, or 12.6% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Minnesota self-funded or fully insured?
Fully insured 33%, self-funded 33% and mixed 33%. Self-funded and mixed plans together make up 67%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Minnesota
Open the welfare search with Minnesota and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Minnesota
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Minnesota.