Behavioral and mental health providers in Illinois
PlanOptica tracks 35 health and welfare plans sponsored by 26 behavioral and mental health providers in Illinois, covering 10,811 participants and $87M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 227 participants, and the most common size is 100 to 249 participants (31% of plans). Fully insured coverage is the norm (71% of plans); only 29% are self-funded or mixed.
Bluecross Blueshield of Illinois dominates premium with a 81% share, followed by Unitedhealthcare Insurance Company at 8%. Marsh & McLennan Agency LLC is the broker of record on 7 plans, more than any other firm, ahead of Gallagher Benefit Services, Inc (4). 83% of plans report broker compensation on Schedule A; the median brokered plan pays $54K a year, about 7.4% of premium. Chicago, Decatur and Northbrook have the most plans.
Funding mix
- Fully insured25 · 71%
- Self-funded5 · 14%
- Mixed5 · 14%
Plan size (participants)
- Under 1009 · 26%
- 100 to 24911 · 31%
- 250 to 4999 · 26%
- 500 to 9993 · 9%
- 1,000 or more3 · 9%
Median plan: 227 participants. Median broker comp: 7.4% of premium across 29 brokered plans.
Top carriers, behavioral health, Illinois
- 1Bluecross Blueshield of Illinois$70M13 plans · 80.6%
- 2Unitedhealthcare Insurance Company$7.2M4 plans · 8.3%
- 3Dearborn Life Insurance Company$2.4M9 plans · 2.7%
- 4Prudential Insurance Company of America$2.0M2 plans · 2.2%
- 5The Guardian Life Insurance Company of America$1.3M4 plans · 1.5%
- 6Delta Dental of Illinois$985K3 plans · 1.1%
- 7Principal Life Insurance Company$949K3 plans · 1.1%
- 8Northwestern Mutual$466K1 plans · 0.5%
- 9United of Omaha Life Insurance Company$297K2 plans · 0.3%
- 10The Lincoln National Life Insurance Company$287K1 plans · 0.3%
Top brokers, behavioral health, Illinois
- 1Marsh & McLennan Agency LLC7 plans$226K comp · 24.1%
- 2Gallagher Benefit Services, Inc4 plans$250K comp · 13.8%
- 3Jaggi Petry Insurance & Investment4 plans$72K comp · 13.8%
- 4NFP Corporate Services (PA) Inc2 plans$287K comp · 6.9%
- 5Aon Consulting Inc2 plans$219K comp · 6.9%
- 6Centro Benefits Research LLC2 plans$21K comp · 6.9%
- 7Gis Benefits Inc2 plans$9K comp · 6.9%
- 8Img2 plans$539 comp · 6.9%
- 9Alliant Insurance Services, Inc1 plans$375K comp · 3.4%
- 10The Plexus Groupe, LLC1 plans$186K comp · 3.4%
Largest behavioral and mental health providers in Illinois
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Gateway Foundation, Inc Gateway Foundation, Inc. Health and Welfare PlanAll plans | Chicago | Fully insured | 1,303 | $19M | Blue Cross of California |
| The Thresholds The Thresholds Health & Welfare Benefit PlanAll plans | Chicago | Fully insured | 1,132 | $14M | Blue Cross of California |
| Compsych Management Corporation Compsych Management Corporation Welfare Benefit PlanAll plans | Chicago | Fully insured | 1,107 | $11M | Blue Cross of California |
| Compass Health Center, LLC Compass Health Center Welfare Benefit PlanAll plans | Northbrook | Mixed | 838 | $513K | The Guardian Life Insurance Company of America |
| Rosecrance Health Network Rosecrance Welfare PlanAll plans | Rockford | Mixed | 786 | $7.3M | Blue Cross of California |
| Geode Health Inc Geode Health Inc. Welfare Benefits PlanAll plans | Oak Brook | Fully insured | 592 | $5.2M | Unitedhealthcare Insurance Company |
| Chestnut Health Systems, Inc Chestnut Health Systems, Inc. Health Care PlanAll plans | Bloomington | Mixed | 483 | $358K | Dearborn Life Insurance Company |
| Primecare Community Health, Inc Primecare Community Health, Inc. Welfare Benefits PlanAll plans | Chicago | Fully insured | 417 | $2.2M | Blue Cross of California |
| Key Autism Services Opr, LLC Key Autism Opr, LLC Health & Welfare PlanAll plans | Palos Heights | Mixed | 333 | $276K | The Guardian Life Insurance Company of America |
| Bridgeway Inc Bridgeway Inc Employee Health Benefit PlanAll plans | Galesburg | Fully insured | 289 | $2.4M | Blue Cross of California |
| The Josselyn Center, NFP The Josselyn Center, NFP Health and Welfare PlanAll plans | Northbrook | Fully insured | 282 | $2.7M | Blue Cross of California |
| Heritage Behavioral Health Center, Inc Heritage Behavioral Health Center, Inc. AD&D, Life and STD PlanAll plans | Decatur | Fully insured | 275 | $68K | Dearborn Life Insurance Company |
| Siu Physicians & Surgeons, Inc Siu Physicians & Surgeons, Inc. Long Term DisabilityAll plans | Springfield | Fully insured | 271 | $466K | Northwestern Mutual |
| Sinnissippi Centers, Inc Sinnissippi Centers, Inc. Health and Welfare PlanAll plans | Dixon | Fully insured | 269 | $2.9M | Blue Cross of California |
| Clarity Clinic Clarity ClinicAll plans | Chicago | Fully insured | 255 | $3.2M | Blue Cross of California |
Showing 15 of 26 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Illinois
- Chicago13 plans · 4,766 participants
- Decatur4 plans · 792 participants
- Northbrook2 plans · 1,120 participants
- West Chicago2 plans · 238 participants
- Quincy2 plans · 196 participants
- Rockford1 plans · 786 participants
- Oak Brook1 plans · 592 participants
- Bloomington1 plans · 483 participants
- Palos Heights1 plans · 333 participants
- Galesburg1 plans · 289 participants
- Springfield1 plans · 271 participants
- Dixon1 plans · 269 participants
Frequently asked questions
How many behavioral and mental health providers in Illinois offer an ERISA health plan?
35 health and welfare plans from 26 behavioral and mental health providers in Illinois appear in plan year 2024 to 2025 filings on Form 5500, covering 10,811 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Illinois?
By Schedule A premium: Bluecross Blueshield of Illinois (81% of premium, 13 plans), Unitedhealthcare Insurance Company (8% of premium, 4 plans) and Dearborn Life Insurance Company (3% of premium, 9 plans).
Which benefits brokers work with behavioral and mental health providers in Illinois?
By number of client plans: Marsh & McLennan Agency LLC (7 plans), Gallagher Benefit Services, Inc (4 plans) and Jaggi Petry Insurance & Investment (4 plans). 83% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Illinois?
The median brokered plan reports $54K a year in broker commissions and fees, or 7.4% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Illinois self-funded or fully insured?
Fully insured 71%, self-funded 14% and mixed 14%. Self-funded and mixed plans together make up 29%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Illinois
Open the welfare search with Illinois and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Illinois
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Illinois.