Behavioral and mental health providers in Missouri
PlanOptica tracks 23 health and welfare plans sponsored by 22 behavioral and mental health providers in Missouri, covering 8,299 participants and $21M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 159 participants, and the most common size is 100 to 249 participants (39% of plans). The funding mix is split: 57% of plans are self-funded or mixed and the rest are mainly fully insured.
Healthy Alliance Life Insurance Company leads by premium with a 22% share, followed by Unitedhealthcare Insurance Company at 21%. Acrisure Wallstreet Partners LLC is the broker of record on 5 plans, more than any other firm, ahead of Lockton Companies, LLC (4). 70% of plans report broker compensation on Schedule A; the median brokered plan pays $48K a year, about 10.7% of premium. Saint Louis, Kansas City and Farmington have the most plans.
Funding mix
- Fully insured10 · 43%
- Self-funded8 · 35%
- Mixed5 · 22%
Plan size (participants)
- Under 1008 · 35%
- 100 to 2499 · 39%
- 250 to 4993 · 13%
- 500 to 9992 · 9%
- 1,000 or more1 · 4%
Median plan: 159 participants. Median broker comp: 10.7% of premium across 16 brokered plans.
Top carriers, behavioral health, Missouri
- 1Healthy Alliance Life Insurance Company$4.4M1 plans · 21.6%
- 2Unitedhealthcare Insurance Company$4.3M3 plans · 21.0%
- 3Health Alliance Life Insurance Company$3.3M1 plans · 16.2%
- 4Reliastar Life Insurance Company$2.5M1 plans · 12.0%
- 5Metropolitan Life Insurance Company$1.8M1 plans · 8.7%
- 6Blue Cross Blue Shield of Kansas City$1.0M2 plans · 4.9%
- 7Principal Life Insurance Company$942K4 plans · 4.6%
- 8Fair American$891K1 plans · 4.3%
- 9Eyemed Vision Care on Behalf of the Fidelity Security Life Insurance$460K1 plans · 2.2%
- 10The Guardian Life Insurance Company of America$318K3 plans · 1.5%
Top brokers, behavioral health, Missouri
- 1Acrisure Wallstreet Partners LLC5 plans$184K comp · 31.3%
- 2Lockton Companies, LLC4 plans$617K comp · 25.0%
- 3Bukaty Companies2 plans$86K comp · 12.5%
- 4Ga Solutions LLC2 plans$37K comp · 12.5%
- 5Gis Benefits Inc2 plans$35K comp · 12.5%
- 6Higginbotham Insurance Agency Inc1 plans$104K comp · 6.3%
- 7First State Insurance Agency1 plans$72K comp · 6.3%
- 8Robert E. Miller Insurance Agency1 plans$59K comp · 6.3%
- 9Usi Insurance Services LLC1 plans$4K comp · 6.3%
- 10Tiffany Shelly - Leaf Health1 plans$3K comp · 6.3%
Largest behavioral and mental health providers in Missouri
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Burrell-Preferred Inc Dba Brightli Burrell-Preferred, Inc. Dba Brightli Welfare Benefit PlanAll plans | Springfield | Mixed | 4,234 | $4.8M | Reliastar Life Insurance Company |
| Community Counseling Center Community Counseling Center Welfare PlanAll plans | Cape Girardeau | Mixed | 844 | $544K | Principal Life Insurance Company |
| Family Counseling Center Inc Family Counseling Center IncAll plans | Kennett | Mixed | 600 | $42K | Sun Life Assurance Company of Canada |
| Betty Jean Kerr Peoples Health Center People's Health Centers Health and Welfare PlanAll plans | Saint Louis | Fully insured | 405 | $275K | Reliance Standard Life Insurance Company |
| Ozark Center Ozark Center Group Insurance PlanAll plans | Joplin | Mixed | 357 | $4.4M | Health Net |
| Mark Twain Association of Mental Health Inc Mark Twain Health PlanAll plans | Hannibal | Self-funded | 207 | $891K | Fair American Insurance and Reinsurance Company |
| Tri-County Mental Health Services, Inc Tri-County Mental Health Services, Inc. Health & Welfare PlanAll plans | Kansas City | Mixed | 193 | $236K | The Guardian Life Insurance Company of America |
| Family Guidance Center for Behavioral Healthcare Family Guidance Center of St. Joseph Missouri Employee WelfareAll plans | Saint Joseph | Fully insured | 181 | - | Blue Cross of California |
| Big Springs Medical Association, Inc Missouri Highlands Health Care PlanAll plans | Ellington | Fully insured | 171 | $3.6M | Health Alliance Life Insurance Company |
| Heartland Center for Behavioral Change Heartland Center for Behavioral Change Life Insurance PlanAll plans | Kansas City | Fully insured | 161 | $941K | Unitedhealthcare Insurance Company |
| Quantum Health Professionals Quantum Health Professionals Employee Benefits PlanAll plans | Kansas City | Fully insured | 159 | $1.1M | Blue Cross of California |
| Summit Behavioral Services Summit Behavioral ServicesAll plans | Kansas City | Fully insured | 153 | $132K | Humana Insurance Company |
| Applied Behavioral Services Applied Behavioral Services Employee Benefits PlanAll plans | St Peters | Fully insured | 152 | $31K | Unitedhealthcare Insurance Company |
| North Central Missouri Mental Health Center North Central Missouri Mental Health Center Employee Benefits PlanAll plans | Trenton | Fully insured | 122 | $86K | Principal Life Insurance Company |
| Mineral Area CPRC Inc Mineral Area CPRC Inc MCF Benefit PlanAll plans | Farmington | Self-funded | 18 | - | - |
Showing 15 of 22 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Missouri
- Saint Louis5 plans · 741 participants
- Kansas City4 plans · 666 participants
- Farmington2 plans · 18 participants
- Springfield1 plans · 4,234 participants
- Cape Girardeau1 plans · 844 participants
- Kennett1 plans · 600 participants
- Joplin1 plans · 357 participants
- Hannibal1 plans · 207 participants
- Saint Joseph1 plans · 181 participants
- Ellington1 plans · 171 participants
- St Peters1 plans · 152 participants
- Trenton1 plans · 122 participants
Frequently asked questions
How many behavioral and mental health providers in Missouri offer an ERISA health plan?
23 health and welfare plans from 22 behavioral and mental health providers in Missouri appear in plan year 2024 to 2025 filings on Form 5500, covering 8,299 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Missouri?
By Schedule A premium: Healthy Alliance Life Insurance Company (22% of premium, 1 plan), Unitedhealthcare Insurance Company (21% of premium, 3 plans) and Health Alliance Life Insurance Company (16% of premium, 1 plan).
Which benefits brokers work with behavioral and mental health providers in Missouri?
By number of client plans: Acrisure Wallstreet Partners LLC (5 plans), Lockton Companies, LLC (4 plans) and Bukaty Companies (2 plans). 70% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Missouri?
The median brokered plan reports $48K a year in broker commissions and fees, or 10.7% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Missouri self-funded or fully insured?
Fully insured 43%, self-funded 35% and mixed 22%. Self-funded and mixed plans together make up 57%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Missouri
Open the welfare search with Missouri and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Missouri
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Missouri.