Veterinary practices in Missouri
PlanOptica tracks 51 health and welfare plans sponsored by 51 veterinary practices in Missouri, covering 2,896 participants and $12M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 3 participants, and the most common size is under 100 participants (96% of plans). Most of these plans are self-funded or mixed (96%), so stop-loss and TPA relationships matter as much as the medical carrier.
Healthy Alliance Life Insurance Company dominates premium with a 84% share, followed by Standard Insurance Company at 9%. Lockton Companies, LLC is the broker of record on 1 plan, more than any other firm, ahead of Assuredpartners (1). 4% of plans report broker compensation on Schedule A; the median brokered plan pays $256K a year, about 3.7% of premium. Jefferson City, Bolivar and Saint Louis have the most plans.
Funding mix
- Self-funded49 · 96%
- Fully insured2 · 4%
Plan size (participants)
- Under 10049 · 96%
- 100 to 2491 · 2%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more1 · 2%
Median plan: 3 participants. Median broker comp: 3.7% of premium across 2 brokered plans.
Top carriers, veterinary, Missouri
- 1Healthy Alliance Life Insurance Company$10M2 plans · 83.9%
- 2Standard Insurance Company$1.1M1 plans · 9.2%
- 3Delta Dental of Missouri$521K1 plans · 4.3%
- 4Anthem Life Insurance Company$152K1 plans · 1.2%
- 5Reliastar Life Insurance Company$134K1 plans · 1.1%
- 6Preferred Resource Network, Inc Dba Personal Assistance Services$37K1 plans · 0.3%
Top brokers, veterinary, Missouri
Largest veterinary practices in Missouri
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Carevet Holdings, LLC Carevet Holdings, LLC Welfare Benefit PlanAll plans | Saint Louis | Fully insured | 2,549 | $11M | Health Net |
| Veterinary Specialty Services, P.C Veterinary Specialty Services, P.C. Welfare Benefit PlanAll plans | Manchester | Fully insured | 139 | $1.3M | Health Net |
| Brentwood Veterinary Management Corp PC Brentwood Veterinary Management Corp PC MCF Benefit PlanAll plans | Saint Charles | Self-funded | 34 | - | - |
| Metrovet St. Louis LLC Metrovet St. Louis LLC MCF Benefit PlanAll plans | Saint Louis | Self-funded | 14 | - | - |
| Animal Clinic of Diamond Animal Clinic of Diamond MCF Benefit PlanAll plans | Diamond | Self-funded | 11 | - | - |
| Skyview Animal Hospital Skyview Animal Hospital MCF Benefit PlanAll plans | Cape Girardeau | Self-funded | 11 | - | - |
| Seven Hills Veterinary Clinic Seven Hills Veterinary Clinic MCF Benefit PlanAll plans | Nixa | Self-funded | 9 | - | - |
| Hawk Ridge Animal Hospital Hawk Ridge Animal Hospital MCF Benefit PlanAll plans | Lake Saint Louis | Self-funded | 9 | - | - |
| Bfah LLC Bfah LLC MCF Benefit PlanAll plans | Ozark | Self-funded | 8 | - | - |
| Lucas Veterinary LLC Lucas Veterinary LLC MCF Benefit PlanAll plans | Wentzville | Self-funded | 8 | - | - |
| Martin Veterinary Services, LLC Martin Veterinary Services, LLC MCF Benefit PlanAll plans | Centralia | Self-funded | 7 | - | - |
| North Main Animal Hospital LLC North Main Animal Hospital LLC MCF Benefit PlanAll plans | O Fallon | Self-funded | 6 | - | - |
| Eastburn Veterinary Services Eastburn Veterinary Services MCF Benefit PlanAll plans | Phillipsburg | Self-funded | 6 | - | - |
| Westside Vet Clinic Westside Vet Clinic MCF Benefit PlanAll plans | Jefferson City | Self-funded | 5 | - | - |
| Bollinger County Veterinary Service Bollinger County Veterinary Service MCF Benefit PlanAll plans | Marble Hill | Self-funded | 5 | - | - |
Showing 15 of 51 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Missouri
- Jefferson City3 plans · 10 participants
- Bolivar3 plans · 6 participants
- Saint Louis2 plans · 2,563 participants
- Cape Girardeau2 plans · 14 participants
- Nixa2 plans · 13 participants
- Carthage2 plans · 7 participants
- Farmington2 plans · 4 participants
- Saint Peters2 plans · 0 participants
- Manchester1 plans · 139 participants
- Saint Charles1 plans · 34 participants
- Diamond1 plans · 11 participants
- Lake Saint Louis1 plans · 9 participants
Frequently asked questions
How many veterinary practices in Missouri offer an ERISA health plan?
51 health and welfare plans from 51 veterinary practices in Missouri appear in plan year 2024 to 2025 filings on Form 5500, covering 2,896 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Missouri?
By Schedule A premium: Healthy Alliance Life Insurance Company (84% of premium, 2 plans), Standard Insurance Company (9% of premium, 1 plan) and Delta Dental of Missouri (4% of premium, 1 plan).
Which benefits brokers work with veterinary practices in Missouri?
By number of client plans: Lockton Companies, LLC (1 plan), Assuredpartners (1 plan) and Paycor, Inc (1 plan). 4% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Missouri?
The median brokered plan reports $256K a year in broker commissions and fees, or 3.7% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Missouri self-funded or fully insured?
Self-funded 96% and fully insured 4%. Self-funded and mixed plans together make up 96%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Missouri
Open the welfare search with Missouri and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Missouri
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Missouri.