Dental practices in Missouri
PlanOptica tracks 173 health and welfare plans sponsored by 171 dental practices in Missouri, covering 1,660 participants and $7.9M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 3 participants, and the most common size is under 100 participants (99% of plans). Most of these plans are self-funded or mixed (99%), so stop-loss and TPA relationships matter as much as the medical carrier.
Healthy Alliance Life Insurance Company dominates premium with a 80% share, followed by University Health Alliance at 8%. Caravus LLC is the broker of record on 1 plan, more than any other firm, ahead of Charles L Crane Agency Co (1). 1% of plans report broker compensation on Schedule A; the median brokered plan pays $229K a year, about 9.2% of premium. Saint Louis, Springfield and Columbia have the most plans.
Funding mix
- Self-funded171 · 99%
- Fully insured1 · 1%
- Mixed1 · 1%
Plan size (participants)
- Under 100171 · 99%
- 100 to 2490 · 0%
- 250 to 4991 · 1%
- 500 to 9991 · 1%
- 1,000 or more0 · 0%
Median plan: 3 participants. Median broker comp: 9.2% of premium across 2 brokered plans.
Top carriers, dental, Missouri
- 1Healthy Alliance Life Insurance Company$6.4M1 plans · 79.9%
- 2University Health Alliance$627K1 plans · 7.9%
- 3Life Insurance Company of North America$459K1 plans · 5.8%
- 4Cigna Health and Life Insurance Company$298K1 plans · 3.8%
- 5Metlife$112K1 plans · 1.4%
- 6Aetna Life Insurance Co$84K1 plans · 1.1%
- 7HDS$20K1 plans · 0.3%
Top brokers, dental, Missouri
Largest dental practices in Missouri
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Oral Surgery Partners Mso LLC Oral Surgery Partners Mso, LLCAll plans | Chesterfield | Mixed | 644 | $6.8M | Health Net |
| Sohdental, LLC Soh Dental LLC Health and Welfare PlanAll plans | Ballwin | Fully insured | 313 | $1.1M | University Health Alliance |
| Michael P. Travis DDS LLC Michael P. Travis DDS LLC MCF Benefit PlanAll plans | Saint Louis | Self-funded | 44 | - | - |
| Four State Dental Care Four State Dental Care MCF Benefit PlanAll plans | Neosho | Self-funded | 22 | - | - |
| St. Louis County Dental Partnership St. Louis County Dental Partnership MCF Benefit PlanAll plans | Saint Louis | Self-funded | 22 | - | - |
| Archway Oral Surgery and Dental Implants LLC Archway Oral Surgery and Dental Implants LLC MCF Benefit PlanAll plans | Saint Louis | Self-funded | 15 | - | - |
| Oakville Dental Care LLC Oakville Dental Care LLC MCF Benefit PlanAll plans | Saint Louis | Self-funded | 14 | - | - |
| Columbia Dentistry for Children Columbia Dentistry for Children MCF Benefit PlanAll plans | Columbia | Self-funded | 13 | - | - |
| Archway Oral Surgery and Dental Implants LLC Archway Oral Surgery and Dental Implants LLC MCF Benefit PlanAll plans | Saint Louis | Self-funded | 11 | - | - |
| Colin a Malaker DDS PC Colin a Malaker DDS PC MCF Benefit PlanAll plans | Columbia | Self-funded | 11 | - | - |
| Pediatric Dentistry of the Ozarks Pediatric Dentistry of the Ozarks MCF Benefit PlanAll plans | Rolla | Self-funded | 11 | - | - |
| Ozark Kids Dentistry Ozark Kids Dentistry MCF Benefit PlanAll plans | West Plains | Self-funded | 11 | - | - |
| Christiansen DDS, LLC Christiansen DDS, LLC MCF Benefit PlanAll plans | Jefferson Cit | Self-funded | 10 | - | - |
| Riverbend Dentistry, LLC Riverbend Dentistry, LLC MCF Benefit PlanAll plans | Jefferson City | Self-funded | 10 | - | - |
| Joplin Pediatric Dentistry Joplin Pediatric Dentistry MCF Benefit PlanAll plans | Joplin | Self-funded | 9 | - | - |
Showing 15 of 171 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Missouri
- Saint Louis34 plans · 212 participants
- Springfield18 plans · 71 participants
- Columbia10 plans · 46 participants
- Ballwin9 plans · 338 participants
- Chesterfield6 plans · 663 participants
- Jefferson City6 plans · 24 participants
- O Fallon6 plans · 21 participants
- Joplin4 plans · 21 participants
- Saint Peters4 plans · 21 participants
- Rolla4 plans · 18 participants
- Nixa4 plans · 5 participants
- Saint Charles3 plans · 19 participants
Frequently asked questions
How many dental practices in Missouri offer an ERISA health plan?
173 health and welfare plans from 171 dental practices in Missouri appear in plan year 2024 to 2025 filings on Form 5500, covering 1,660 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Missouri?
By Schedule A premium: Healthy Alliance Life Insurance Company (80% of premium, 1 plan), University Health Alliance (8% of premium, 1 plan) and Life Insurance Company of North America (6% of premium, 1 plan).
Which benefits brokers work with dental practices in Missouri?
By number of client plans: Caravus LLC (1 plan), Charles L Crane Agency Co (1 plan) and Brown & Brown Insurance Services in (1 plan). 1% of plans report a broker.
How much do brokers earn on dental practices health plans in Missouri?
The median brokered plan reports $229K a year in broker commissions and fees, or 9.2% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Missouri self-funded or fully insured?
Self-funded 99%, fully insured 1% and mixed 1%. Self-funded and mixed plans together make up 99%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Missouri
Open the welfare search with Missouri and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Missouri
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Missouri.