Skilled nursing and residential care facilities in Illinois
PlanOptica tracks 98 health and welfare plans sponsored by 77 skilled nursing and residential care facilities in Illinois, covering 50,261 participants and $142M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 185 participants, and the most common size is 100 to 249 participants (44% of plans). The funding mix is split: 36% of plans are self-funded or mixed and the rest are mainly fully insured.
Bluecross Blueshield of Illinois dominates premium with a 56% share, followed by Unitedhealthcare Insurance Company at 11%. Marsh & McLennan Agency LLC is the broker of record on 18 plans, more than any other firm, ahead of Evergreen Benefits Group (8). 91% of plans report broker compensation on Schedule A; the median brokered plan pays $66K a year, about 6.4% of premium. Chicago, Skokie and Rockford have the most plans.
Funding mix
- Fully insured63 · 64%
- Mixed29 · 30%
- Self-funded6 · 6%
Plan size (participants)
- Under 10016 · 16%
- 100 to 24943 · 44%
- 250 to 49915 · 15%
- 500 to 99911 · 11%
- 1,000 or more13 · 13%
Median plan: 185 participants. Median broker comp: 6.4% of premium across 89 brokered plans.
Top carriers, skilled nursing, Illinois
- 1Bluecross Blueshield of Illinois$80M31 plans · 56.1%
- 2Unitedhealthcare Insurance Company$16M11 plans · 11.0%
- 3The Guardian Life Insurance Company of America$8.9M22 plans · 6.3%
- 4Aetna Life Insurance Company$5.4M5 plans · 3.8%
- 5Metropolitan Life Insurance Company$5.4M16 plans · 3.8%
- 6United Healthcare Insurance Company$5.2M4 plans · 3.6%
- 7American Heritage Life Insurance Company$4.4M4 plans · 3.1%
- 8Unum Life Insurance Company of America$3.2M8 plans · 2.2%
- 9Dearborn Life Insurance Company$1.7M19 plans · 1.2%
- 10Combined Insurance Company$1.6M6 plans · 1.1%
Top brokers, skilled nursing, Illinois
- 1Marsh & McLennan Agency LLC18 plans$716K comp · 20.2%
- 2Evergreen Benefits Group8 plans$1.7M comp · 9.0%
- 3Gis Benefits Inc8 plans$134K comp · 9.0%
- 4Gallagher Benefit Services, Inc7 plans$437K comp · 7.9%
- 5Hub International Northeast Limited7 plans$179K comp · 7.9%
- 6Eoi Service Company LLC5 plans$2.4M comp · 5.6%
- 7Assuredpartners Great Plains, LLC5 plans$144K comp · 5.6%
- 8Benefits All in5 plans$85K comp · 5.6%
- 9Robinson Financial Group Inc4 plans$114K comp · 4.5%
- 10Boon Chapman Benefit Administrators4 plans$34K comp · 4.5%
Largest skilled nursing and residential care facilities in Illinois
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Legacy Healthcare Financial Services LLC Legacy Healthcare Financial Services LLC Wrap Welfare Benefit PlanAll plans | Skokie | Mixed | 5,991 | $6.9M | American Heritage Life Insurance Company |
| Classic Residence Mgt LP Dba VI VI Retirement PlanAll plans | Chicago | Self-funded | 3,508 | - | - |
| Gardant Management Solutions Inc Gardant Management SolutionsAll plans | Kankakee | Mixed | 3,028 | $2.1M | American Heritage Life Insurance Company |
| Alden Management Services, Incorporated Alden Management Services, Inc. Employee Benefit PlanAll plans | Chicago | Mixed | 2,852 | $938K | The Guardian Life Insurance Company of America |
| Ignite Team Partners, LLC Ignite Team Partners, LLC Group Benefits PlanAll plans | Park Ridge | Mixed | 2,312 | $1.8M | United of Omaha Life Insurance Company |
| Eden Senior Care Eden Senior Care Health & Welfare PlanAll plans | Skokie | Mixed | 1,959 | $1.1M | The Guardian Life Insurance Company of America |
| Charter Senior Living, LLC Charter Senior Living, LLC Employee Benefits PlanAll plans | Naperville | Fully insured | 1,621 | $9.5M | Blue Cross of California |
| Wisconsin Illinois Senior Housing, Inc Wisconsin Illinois Senior Housing, IncAll plans | Crystal Lake | Fully insured | 1,513 | $427K | Ameritas Life Insurance Corp |
| Extended Care Consulting, LLC Extended Care Consulting, LLC Health & Welfare PlanAll plans | Evanston | Mixed | 1,495 | $1.0M | The Guardian Life Insurance Company of America |
| Maestro Consulting Services LLC Symphony Care Network Welfare Benefit PlanAll plans | Lincolnwood | Mixed | 1,354 | $361K | Unitedhealthcare Insurance Company |
| Arcadia Care Management LLC Arcadia Care Management LLC Health & Welfare PlanAll plans | Lincolnwood | Mixed | 1,218 | $1.4M | The Guardian Life Insurance Company of America |
| Elevate Care, Inc Elevate Care, Inc. Health & Welfare PlanAll plans | Skokie | Mixed | 1,157 | $1.1M | The Guardian Life Insurance Company of America |
| 41 Management, Dba Encore Senior Living 41 Management, Dba Encore Senior Living Employee Benefits PlanAll plans | Chicago | Fully insured | 868 | $4.2M | Blue Cross of California |
| Mather Mather Employee Benefit PlanAll plans | Evanston | Fully insured | 824 | $6.5M | Blue Cross of California |
| Villas of Holly Brook Villas of Holly Brook HWBPAll plans | Charleston | Fully insured | 794 | $3.8M | Blue Cross of California |
Showing 15 of 77 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Illinois
- Chicago18 plans · 13,134 participants
- Skokie16 plans · 12,461 participants
- Rockford6 plans · 650 participants
- Lincolnwood5 plans · 3,236 participants
- Naperville5 plans · 2,731 participants
- Peoria5 plans · 814 participants
- Rock Island5 plans · 634 participants
- Oak Park5 plans · 539 participants
- Evanston3 plans · 2,644 participants
- Quincy2 plans · 285 participants
- Kankakee1 plans · 3,028 participants
- Park Ridge1 plans · 2,312 participants
Frequently asked questions
How many skilled nursing and residential care facilities in Illinois offer an ERISA health plan?
98 health and welfare plans from 77 skilled nursing and residential care facilities in Illinois appear in plan year 2024 to 2025 filings on Form 5500, covering 50,261 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Illinois?
By Schedule A premium: Bluecross Blueshield of Illinois (56% of premium, 31 plans), Unitedhealthcare Insurance Company (11% of premium, 11 plans) and The Guardian Life Insurance Company of America (6% of premium, 22 plans).
Which benefits brokers work with skilled nursing and residential care facilities in Illinois?
By number of client plans: Marsh & McLennan Agency LLC (18 plans), Evergreen Benefits Group (8 plans) and Gis Benefits Inc (8 plans). 91% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Illinois?
The median brokered plan reports $66K a year in broker commissions and fees, or 6.4% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Illinois self-funded or fully insured?
Fully insured 64%, mixed 30% and self-funded 6%. Self-funded and mixed plans together make up 36%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Illinois
Open the welfare search with Illinois and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in Illinois
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Illinois.