Skilled nursing and residential care facilities in Indiana
PlanOptica tracks 41 health and welfare plans sponsored by 34 skilled nursing and residential care facilities in Indiana, covering 18,844 participants and $31M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 151 participants, and the most common size is 100 to 249 participants (63% of plans). The funding mix is split: 54% of plans are self-funded or mixed and the rest are mainly fully insured.
Anthem Insurance Companies, Inc leads by premium with a 17% share, followed by Symetra - Stealth (Slis) at 10%. Horton Group Inc is the broker of record on 7 plans, more than any other firm, ahead of Gibson Insurance Agency (5). 88% of plans report broker compensation on Schedule A; the median brokered plan pays $24K a year, about 11.4% of premium. Indianapolis, Elkhart and Warsaw have the most plans.
Funding mix
- Fully insured18 · 44%
- Mixed18 · 44%
- Self-funded4 · 10%
- MEWA1 · 2%
Plan size (participants)
- Under 1008 · 20%
- 100 to 24926 · 63%
- 250 to 4990 · 0%
- 500 to 9993 · 7%
- 1,000 or more4 · 10%
Median plan: 151 participants. Median broker comp: 11.4% of premium across 36 brokered plans.
Top carriers, skilled nursing, Indiana
- 1Anthem Insurance Companies, Inc$5.2M5 plans · 16.8%
- 2Symetra - Stealth (Slis)$3.1M2 plans · 9.9%
- 3Unitedhealthcare Insurance Company$2.8M5 plans · 8.9%
- 4Delta Dental of Indiana$2.5M6 plans · 8.0%
- 5Sun Life Assurance Company of Canada$2.5M2 plans · 8.0%
- 6United Healthcare Insurance Company$2.3M3 plans · 7.4%
- 7Physicians Health Plan of Northern Indiana Inc$2.2M1 plans · 7.2%
- 8The Lincoln National Life Insurance Company$2.0M4 plans · 6.5%
- 9BCS Insurance Company$1.8M1 plans · 5.8%
- 10Reliance Standard Life Insurance Company$1.5M10 plans · 4.9%
Top brokers, skilled nursing, Indiana
- 1Horton Group Inc7 plans$50K comp · 19.4%
- 2Gibson Insurance Agency5 plans$67K comp · 13.9%
- 3James R Nelligan & Associates LLC5 plans$9K comp · 13.9%
- 4NFP Insurance Services, Inc4 plans$5K comp · 11.1%
- 5Totalis Consumer Benefit Solutions4 plans$5K comp · 11.1%
- 6Hub International Northeast Limited3 plans$8K comp · 8.3%
- 7Conner Health and Benefits Inc2 plans$401K comp · 5.6%
- 8Gis Benefits Inc2 plans$139K comp · 5.6%
- 9Hylant Group2 plans$101K comp · 5.6%
- 10Alan J Zuccari Inc2 plans$76K comp · 5.6%
Largest skilled nursing and residential care facilities in Indiana
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| American Senior Communities, L.L.C American Senior Communities, L.L.C. Master Welfare PlanAll plans | Indianapolis | Mixed | 7,055 | $6.3M | Sun Life Assurance Company of Canada |
| Brickyard Healthcare Brickyard, LP Welfare Benefit PlanAll plans | Indianapolis | Mixed | 1,801 | $1.9M | Reliance Standard Life Insurance Company |
| Priority Life Care, LLC Priority Life Care, LLC Employee Benefits PlanAll plans | Fort Wayne | Fully insured | 1,714 | $2.6M | Life Insurance Company of North America |
| Wesleyan Health Care Center TLC Management Inc Wesleyan Health Care Center Employee Health PlanAll plans | Marion | Mixed | 1,190 | $3.6M | Symetra Life Insurance Company |
| Youth Opportunity Investments, LLC Youth Opportunity Investments Health and Welfare PlanAll plans | Carmel | Mixed | 933 | $1.7M | United Healthcare Insurance Company |
| Bhi Senior Living, Inc Bhi Senior Living, Inc. Selective Benefits PlanAll plans | Indianapolis | Mixed | 853 | $1.3M | United of Omaha Life Insurance Company |
| Miller's Health Systems, Inc Miller's Health Systems, Inc. Employee Benefit PlanAll plans | Warsaw | Mixed | 634 | $48K | The Lincoln National Life Insurance Company |
| Holiday Home Health Care Corporation of Evansville Holiday Home Health Care Corporation of EvansvilleAll plans | Evansville | Mixed | 236 | $197K | Sun Life Assurance Company of Canada |
| Everbrook Senior Living LLC Everbrook Senior Living LLC Wrap PlanAll plans | Indianapolis | Fully insured | 229 | $1.5M | Unitedhealthcare Insurance Company |
| Indiana Masonic Home, Inc Indiana Masonic Home Life & AD&DAll plans | Franklin | Fully insured | 224 | $215K | Hartford Life and Accident |
| Swiss Village, Inc Swiss Village, Inc. Welfare Benefit PlanAll plans | Berne | Mixed | 222 | $186K | Ameritas Life Insurance Corp |
| Harsha Behavioral Center, Inc Harsha Behavioral Center, Inc. Employee Benefit PlanAll plans | Terre Haute | Fully insured | 208 | $1.5M | Anthem Life Insurance Company |
| Westminster Village North Westminster Village North Health and Welfare PlanAll plans | Indianapolis | Mixed | 195 | $125K | Delta Dental of California |
| Retirement Living, Inc Retirement Living Inc Dba MarquetteAll plans | Indianapolis | Mixed | 189 | $225K | United of Omaha Life Insurance Company |
| Residential CRF, Inc Residential CRF Employee Benefit PlanAll plans | Connersville | Self-funded | 186 | - | - |
Showing 15 of 34 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Indiana
- Indianapolis10 plans · 10,617 participants
- Elkhart4 plans · 566 participants
- Warsaw3 plans · 776 participants
- Franklin2 plans · 345 participants
- Terre Haute2 plans · 305 participants
- South Bend2 plans · 294 participants
- Muncie2 plans · 266 participants
- Fort Wayne1 plans · 1,714 participants
- Marion1 plans · 1,190 participants
- Carmel1 plans · 933 participants
- Evansville1 plans · 236 participants
- Berne1 plans · 222 participants
Frequently asked questions
How many skilled nursing and residential care facilities in Indiana offer an ERISA health plan?
41 health and welfare plans from 34 skilled nursing and residential care facilities in Indiana appear in plan year 2024 to 2025 filings on Form 5500, covering 18,844 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Indiana?
By Schedule A premium: Anthem Insurance Companies, Inc (17% of premium, 5 plans), Symetra - Stealth (Slis) (10% of premium, 2 plans) and Unitedhealthcare Insurance Company (9% of premium, 5 plans).
Which benefits brokers work with skilled nursing and residential care facilities in Indiana?
By number of client plans: Horton Group Inc (7 plans), Gibson Insurance Agency (5 plans) and James R Nelligan & Associates LLC (5 plans). 88% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Indiana?
The median brokered plan reports $24K a year in broker commissions and fees, or 11.4% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Indiana self-funded or fully insured?
Fully insured 44%, mixed 44% and self-funded 10%. Self-funded and mixed plans together make up 54%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Indiana
Open the welfare search with Indiana and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in Indiana
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Indiana.