Optometry practices in Kentucky
PlanOptica tracks 17 health and welfare plans sponsored by 16 optometry practices in Kentucky, covering 362 participants and $1.0M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 6 participants, and the most common size is under 100 participants (88% of plans). Most of these plans are self-funded or mixed (88%), so stop-loss and TPA relationships matter as much as the medical carrier.
Anthem Health Plans of Kentucky, Inc dominates premium with a 90% share, followed by Guardian at 10%. Foundation Risk Partners Corp is the broker of record on 2 plans, more than any other firm, ahead of The Cason Group, Inc (1). 12% of plans report broker compensation on Schedule A; the median brokered plan pays $25K a year, about 12.4% of premium. Louisville, Shelbyville and Elizabethtown have the most plans.
Funding mix
- Self-funded15 · 88%
- Fully insured2 · 12%
Plan size (participants)
- Under 10015 · 88%
- 100 to 2492 · 12%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 6 participants. Median broker comp: 12.4% of premium across 2 brokered plans.
Top carriers, optometry, Kentucky
Top brokers, optometry, Kentucky
Largest optometry practices in Kentucky
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Vision First Eye Care Vision First Eye Care Group Life Benefit PlanAll plans | Louisville | Fully insured | 178 | $100K | The Guardian Life Insurance Company of America |
| Bowersox Vision Center PSC Bowersox Vision Center PSC CBS Benefit PlanAll plans | Shelbyville | Self-funded | 10 | - | - |
| Dr Kevin Snipes Od Dr Kevin Snipes Od CBS Benefit PlanAll plans | Louisville | Self-funded | 9 | - | - |
| Physician Eye Center of Owensboro Physician Eye Center of Owensboro CBS Benefit PlanAll plans | Owensboro | Self-funded | 9 | - | - |
| Bowersox Vision Center PSC Bowersox Vision Center PSC CBS Benefit PlanAll plans | Shelbyville | Self-funded | 8 | - | - |
| Eye Physicians of Elizabethtown Eye Physicians of Elizabethtown CBS Benefit PlanAll plans | Elizabethtown | Self-funded | 8 | - | - |
| Dr Shewmaker & Associates Dr Shewmaker & Associates CBS Benefit PlanAll plans | FT Mitchell | Self-funded | 7 | - | - |
| David Cowen MD David Cowen MD CBS Benefit PlanAll plans | Lexington | Self-funded | 6 | - | - |
| Webb & Associates Family Eyecare PLC Webb & Associates Family Eyecare PLC CBS Benefit PlanAll plans | Louisville | Self-funded | 6 | - | - |
| Bluegrass Vision Group Bluegrass Vision Group CBS Benefit PlanAll plans | Mount Sterlin | Self-funded | 5 | - | - |
| Borders Eyecare Specialists PLLC Borders Eyecare Specialists PLLC CBS Benefit PlanAll plans | Elizabethtown | Self-funded | 2 | - | - |
| Falls City Eye Care, LLC Falls City Eye Care, LLC CBS Benefit PlanAll plans | Louisville | Self-funded | 2 | - | - |
| Compton & Compton Eyecare PLLC Compton & Compton Eyecare PLLC CBS Benefit PlanAll plans | Franklin | Self-funded | 1 | - | - |
| Ophthalmology Assoc WKY Ophthalmology Assoc WKY CBS Benefit PlanAll plans | Hopkinsville | Self-funded | 0 | - | - |
| Tri State Ophthalmology Associates Tri State Ophthalmology Associates CBS Benefit PlanAll plans | Ashland | Self-funded | 0 | - | - |
Showing 15 of 16 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Kentucky
- Louisville5 plans · 306 participants
- Shelbyville2 plans · 18 participants
- Elizabethtown2 plans · 10 participants
- Lexington2 plans · 6 participants
- Owensboro1 plans · 9 participants
- FT Mitchell1 plans · 7 participants
- Mount Sterlin1 plans · 5 participants
- Franklin1 plans · 1 participants
- Ashland1 plans · 0 participants
- Hopkinsville1 plans · 0 participants
Frequently asked questions
How many optometry practices in Kentucky offer an ERISA health plan?
17 health and welfare plans from 16 optometry practices in Kentucky appear in plan year 2024 to 2025 filings on Form 5500, covering 362 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most optometry practices in Kentucky?
By Schedule A premium: Anthem Health Plans of Kentucky, Inc (90% of premium, 1 plan) and Guardian (10% of premium, 1 plan).
Which benefits brokers work with optometry practices in Kentucky?
By number of client plans: Foundation Risk Partners Corp (2 plans), The Cason Group, Inc (1 plan) and Centro Benefits Research LLC (1 plan). 12% of plans report a broker.
How much do brokers earn on optometry practices health plans in Kentucky?
The median brokered plan reports $25K a year in broker commissions and fees, or 12.4% of premium. Figures come from Schedule A, Part I.
Are optometry practices health plans in Kentucky self-funded or fully insured?
Self-funded 88% and fully insured 12%. Self-funded and mixed plans together make up 88%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center.
Prospect optometry practices in Kentucky
Open the welfare search with Kentucky and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Optometry in nearby states
Other healthcare specialties in Kentucky
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center. Location is the sponsor's filing address in Kentucky.