Optometry practices in North Carolina
PlanOptica tracks 2 health and welfare plans sponsored by 2 optometry practices in North Carolina, covering 225 participants and $748K in reported insurance premiums (plan year 2025 filings). The median plan has 113 participants, and the most common size is under 100 participants (50% of plans). Most of these plans are self-funded or mixed (100%), so stop-loss and TPA relationships matter as much as the medical carrier.
Cigna Health and Life Insurance Company leads by premium with a 50% share, followed by Hartford Life and Accident at 35%. James A. Scott & Son Inc is the broker of record on 1 plan, more than any other firm, ahead of Watchtower Benefits LLC (1). 50% of plans report broker compensation on Schedule A; the median brokered plan pays $50K a year, about 6.6% of premium. Charlotte and Hickory have the most plans.
Funding mix
- Self-funded1 · 50%
- Mixed1 · 50%
Plan size (participants)
- Under 1001 · 50%
- 100 to 2491 · 50%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 113 participants. Median broker comp: 6.6% of premium across 1 brokered plans.
Top carriers, optometry, North Carolina
Top brokers, optometry, North Carolina
Largest optometry practices in North Carolina
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Horizon Eye Care, P.A Horizon Eye Care Health and Welfare PlanAll plans | Charlotte | Mixed | 217 | $748K | Cigna Health and Life Insurance Company |
| Viewmont Optometry, PLLC Viewmont Optometry, PLLC Retirement PlanAll plans | Hickory | Self-funded | 8 | - | - |
Plans by city in North Carolina
Frequently asked questions
How many optometry practices in North Carolina offer an ERISA health plan?
2 health and welfare plans from 2 optometry practices in North Carolina appear in plan year 2025 filings on Form 5500, covering 225 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most optometry practices in North Carolina?
By Schedule A premium: Cigna Health and Life Insurance Company (50% of premium, 1 plan), Hartford Life and Accident (35% of premium, 1 plan) and Ameritas Life Insurance Corp (16% of premium, 1 plan).
Which benefits brokers work with optometry practices in North Carolina?
By number of client plans: James A. Scott & Son Inc (1 plan) and Watchtower Benefits LLC (1 plan). 50% of plans report a broker.
How much do brokers earn on optometry practices health plans in North Carolina?
The median brokered plan reports $50K a year in broker commissions and fees, or 6.6% of premium. Figures come from Schedule A, Part I.
Are optometry practices health plans in North Carolina self-funded or fully insured?
Self-funded 50% and mixed 50%. Self-funded and mixed plans together make up 100%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center.
Prospect optometry practices in North Carolina
Open the welfare search with North Carolina and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Optometry in nearby states
Other healthcare specialties in North Carolina
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center. Location is the sponsor's filing address in North Carolina.