Veterinary practices in North Carolina
PlanOptica tracks 2 health and welfare plans sponsored by 2 veterinary practices in North Carolina, covering 546 participants and $1.0M in reported insurance premiums (plan year 2025 filings). The median plan has 273 participants, and the most common size is 100 to 249 participants (50% of plans). Most of these plans are self-funded or mixed (100%), so stop-loss and TPA relationships matter as much as the medical carrier.
United of Omaha Life Insurance Company dominates premium with a 68% share, followed by Cigna Health and Life Insurance Company at 26%. Usi Insurance Services LLC is the broker of record on 1 plan, more than any other firm, ahead of Ins Options of the Carolinas Inc (1). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $99K a year, about 20.6% of premium. Wilson and Charlotte have the most plans.
Funding mix
- Mixed2 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2491 · 50%
- 250 to 4991 · 50%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 273 participants. Median broker comp: 20.6% of premium across 2 brokered plans.
Top carriers, veterinary, North Carolina
Top brokers, veterinary, North Carolina
Largest veterinary practices in North Carolina
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Vets Pets Vets Pets Health and Welfare Benefit PlanAll plans | Wilson | Mixed | 383 | $675K | United of Omaha Life Insurance Company |
| Charlotte Animal Referral & Emergency Charlotte Animal Referral & EmergencyAll plans | Charlotte | Mixed | 163 | $347K | Cigna Health and Life Insurance Company |
Plans by city in North Carolina
Frequently asked questions
How many veterinary practices in North Carolina offer an ERISA health plan?
2 health and welfare plans from 2 veterinary practices in North Carolina appear in plan year 2025 filings on Form 5500, covering 546 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in North Carolina?
By Schedule A premium: United of Omaha Life Insurance Company (68% of premium, 2 plans), Cigna Health and Life Insurance Company (26% of premium, 1 plan) and Spring Health (5% of premium, 1 plan).
Which benefits brokers work with veterinary practices in North Carolina?
By number of client plans: Usi Insurance Services LLC (1 plan), Ins Options of the Carolinas Inc (1 plan) and United Producers Group LLC (1 plan). 100% of plans report a broker.
How much do brokers earn on veterinary practices health plans in North Carolina?
The median brokered plan reports $99K a year in broker commissions and fees, or 20.6% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in North Carolina self-funded or fully insured?
Mixed 100%. Self-funded and mixed plans together make up 100%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in North Carolina
Open the welfare search with North Carolina and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in North Carolina
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in North Carolina.