| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE, AN ALERA GRP | 8375 W FLAMINGO RD SUITE 102 LAS VEGAS, NV 89147 | HEALTH PLAN OF NEVADA | $549K | — | $549K | 1.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $193K | — | $193K | 0.43% |
| ACRISURE LLC3 Filed as: ACRISURE TEXAS RISK ADVISORS | 5740 ARVILLE ST STE 204 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $133K | — | $133K | 0.30% |
| COREPRIME3 | 1885 VILLAGE CENTER CIR STE 110 LAS VEGAS, NV 89134 | HEALTH PLAN OF NEVADA | $118K | — | $118K | 0.26% |
| FREY INSURANCE AND BENEFITS3 | 4775 W TECO AVE STE 225 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $117K | — | $117K | 0.26% |
| ASPEN INSURANCE SERVICES, INC3 | 3230 S VALLEY VIEW BLVD STE 110 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $114K | — | $114K | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 8337 W SUNSET RD #150 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $111K | — | $111K | 0.24% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 | 10161 PARK RUN DR SUITE 150 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $99K | — | $99K | 0.22% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 501 OFFICE CENTER DR STE 215 FT WASHINGTON, PA 19034 | HEALTH PLAN OF NEVADA | $83K | — | $83K | 0.18% |
| MORRISSEY INSURANCE SERVICES3 | 11920 SOUTHERN HIGHLANDS PKWY #201 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $66K | — | $66K | 0.15% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES, LLC | 300 E 2ND STREET SUITE 1300 RENO, NV 89501 | HEALTH PLAN OF NEVADA | $57K | — | $57K | 0.13% |
| USI INSURANCE SERVICES LLC3 | 580 N 5TH STREET SUITE 400 COLUMBUS, OH 43215 | HEALTH PLAN OF NEVADA | $55K | — | $55K | 0.12% |
| GENERAL MANHATTAN INSURANCE & BENEF3 | 3145 E WARM SPRINGS RD STE 400 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $53K | — | $53K | 0.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 375 E WARM SPRINGS RD SUITE 201 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $48K | — | $48K | 0.11% |
| CAPSTONE BROKERAGE INC.3 | 8681 W SAHARA AVE STE 100 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $43K | — | $43K | 0.09% |
| CORNERSTONE BENEFITS LLC3 Filed as: CORNERSTONE BENEFITS, LLC | 6881 W CHARLESTON BLVD STE A LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $36K | — | $36K | 0.08% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DR LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA | $35K | — | $35K | 0.08% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HEALTH PLAN OF NEVADA | $31K | — | $31K | 0.07% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS NEVADA INC | 7881 W CHARLESTON #140 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $31K | — | $31K | 0.07% |
| MARK MARTINEZ3 | 229 CHACO CANYON DR HENDERSON, NV 89074 | HEALTH PLAN OF NEVADA | $31K | — | $31K | 0.07% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR STE 200 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $27K | — | $27K | 0.06% |
| DELTA INSURANCE AGENCY3 | 11411 SOUTHERN HIGHLANDS PKWY SUITE 320 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $26K | — | $26K | 0.06% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA, INC | 8337 SUNSET RD SUITE 290 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $26K | — | $26K | 0.06% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA,LLC DBA LBL | 3 POLARIS WAY 4TH FLOOR ALISO VIEJO, CA 92656 | HEALTH PLAN OF NEVADA | $24K | — | $24K | 0.05% |
| VEGAS VALLEY BENEFIT PLANS3 | 7088 SPRING BEAUTY AVE LAS VEGAS, NV 89131 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.05% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: JKA ENTERPRISES LLC DBA AG INSURANC | 3455 CLIFF SHADOWS PKWY #150 LAS VEGAS, NV 89129 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.05% |
| HARRIS INS SERVICES INC.3 Filed as: HARRIS INSURANCE SERVICES | 6445 W SUNSET RD STE 156 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.05% |
| CAROTHERS INSURANCE AGENCY3 | 3161 E WARM SPRINGS RD #200 LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA | $22K | — | $22K | 0.05% |
| PATHWAY INSURANCE INC3 | PO BOX 881 DRIGGS, ID 83422 | HEALTH PLAN OF NEVADA | $21K | — | $21K | 0.05% |
| HENDRICKS & ASSOCIATES3 | 190 W HUFFAKER LN #403 RENO, NV 89511 | HEALTH PLAN OF NEVADA | $20K | — | $20K | 0.04% |
| RONALD SNIDER3 Filed as: RONALD SNIDERS | PO BOX 400638 LAS VEGAS, NV 89140 | HEALTH PLAN OF NEVADA | $19K | — | $19K | 0.04% |
| RENNO INSURANCE AGENCY P LLC3 | 5940 S RAINBOW BLVD SUITE 2000 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $18K | — | $18K | 0.04% |
| A-Z INSURANCE LLC3 | 1412 PATRIC THOMAS CT N LAS VEGAS, NV 89086 | HEALTH PLAN OF NEVADA | $18K | — | $18K | 0.04% |
| HOLLAND-WILLIAMS INC3 | PO BOX 35919 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $18K | — | $18K | 0.04% |
| M HILL INSURANCE AGENCY LLC3 Filed as: M HILL INSURANCE AGENCY, LLC | 3085 S. JONES SUITE A LAS VEGAS, NV 89146 | HEALTH PLAN OF NEVADA | $17K | — | $17K | 0.04% |
| BEP CONSULTING LLC3 Filed as: BEP CONSULTING | 2835 ANTERES ST LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $17K | — | $17K | 0.04% |
| DOROSHOW INSURANCE INC3 Filed as: DOROSHOW INSURANCE, INC. | 2480 W HORIZON RIDGE PKWY STE 110 HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $16K | — | $16K | 0.03% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | HEALTH PLAN OF NEVADA | $15K | — | $15K | 0.03% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY | 8925 W RUSSELL ROAD TE 100 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA | $15K | — | $15K | 0.03% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY INC | 150 SAWGRASS DR ROCHESTER, NY 14620 | HEALTH PLAN OF NEVADA | $14K | — | $14K | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 1255 BATTERY ST SUITE 450 SAN FRANCISCO, CA 94111 | HEALTH PLAN OF NEVADA | $12K | — | $12K | 0.03% |
| EMPLOYEE BENEFIT MANAGEMENT CORP3 Filed as: EMPLOYEE BENEFIT MANAGEMENT LLC | 8194 W DEER VALLEY RD STE 106 PMB 307 PEORIA, AZ 85382 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.02% |
| MANIFESTED ABUNDANCE INC3 | 2155 PAGANINI HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $9K | — | $9K | 0.02% |
| DENNIS FINANCIAL SERVICES3 | 707 RESPECTFUL RIDGE HENDERSON, NV 89012 | HEALTH PLAN OF NEVADA | $8K | — | $8K | 0.02% |
| CUSTOM BENEFIT CONSULTANTS INC.3 Filed as: CUSTOM BENEFIT CONSULTANTS, INC. | 300 S 4TH STREET STE 700 LAS VEGAS, NV 89101 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.02% |
| MICHELLE KIRKWOOD3 | PO BOX 751414 LAS VEGAS, NV 89136 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.02% |
| MAYFAIR MANAGMENT GROUP INC3 | 830 CARNEGIE ST #1322 HENDERSON, NV 89062 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.01% |
| JASON A FREDERICO3 Filed as: JASON FREDERICO | 8906 SPANISH RIDGE AVE SUITE 110 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.01% |
| R & R NEVADA INSURANCE GROUP3 | 2408 CHAPMAN DRIVE LAS VEGAS, NV 89104 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.01% |
| ASD INSURANCE AND FINANCIAL SERVICE3 Filed as: ASD INSURANCE FINANCIAL SERVICES | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.01% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SERVICES OF THE WEST | 520 HAMMILL LANE RENO, NV 89511 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.01% |
| PRISM GLOBAL MANAGEMENT GROUP, LLC3 | 701 N GREEN VALLEY PKWY SUITE 200 HENDERSON, NV 89074 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.01% |
| HEIDI VASAS3 | 3000 W CHARLESTON STE 5 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.01% |
| DAVID MANZI3 | 2881 S VALLEY VIEW BLVD #8 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.01% |
| A AND H INSURANCE INC.3 Filed as: A&H INSURANCE | 3301 S VIRGINIA ST RENO, NV 89502 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.01% |
| KNOX ASSOCIATES, LLC3 | 4412 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.01% |
| NATHAN KAMO3 | 4147 W MAULE AVE LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.00% |
| PAUL T. SANT & ASSOCIATES LLC3 | 2505 ANTHEM VILLAGE RD STE E177 HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.00% |
| CRESTLINE INSURANCE SERVICES3 | 6955 N DURANGO DR #115-765 LAS VEGAS, NV 89149 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.00% |
| SNT LLC3 | 8906 SPANISH RIDGE AVENUE, SUITE 11 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.00% |
| PARAGON PARTNERS LTD3 | 9420 E DOUBLETREE RANCH RD C-103 SCOTTSDALE, AZ 85258 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.00% |
| AFFORDABLE HEALTH INSURANCE3 | 4974 S. RAINBOW BLVD., #135 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.00% |
| EMPLOYERS BENEFITS DESIGN INC3 Filed as: EMPLOYERS BENEFITS DESIGN, INC. | 330 E WARM SPRINGS RD LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.00% |
| JAROD J MORGAN3 | 375 N STEPHANIE ST. BLDG 20 HENDERSON, NV 89014 | HEALTH PLAN OF NEVADA | $918 | — | $918 | 0.00% |
| VANESSA RODRIGUEZ3 | 5949 GOLD HORIZON ST N. LAS VEGAS, NV 89031 | HEALTH PLAN OF NEVADA | $872 | — | $872 | 0.00% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 3481 E SUNSET RD STE 100 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $825 | — | $825 | 0.00% |
| NEMIS INSURANCE AGENCY3 | 2120 CANVAS EDGE DR HENDERSON, NV 89044 | HEALTH PLAN OF NEVADA | $435 | — | $435 | 0.00% |
| BLUE ENTERPRISES3 | 4090 E POST RD D-4 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $376 | — | $376 | 0.00% |
| BETH ANN WALKER3 | 501 A HOTEL PLAZA BOULDER CITY, NV 89005 | HEALTH PLAN OF NEVADA | $331 | — | $331 | 0.00% |
| RAURBAZEL CORPORATION3 | 604 S JONES BLVD LAS VEGAS, NV 89107 | HEALTH PLAN OF NEVADA | $242 | — | $242 | 0.00% |
| PREFERRED BENEFITS PARTNERS LLC3 | PO BOX 240209 HONOLULU, HI 96824 | HEALTH PLAN OF NEVADA | $80 | — | $80 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,752 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 94 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,846 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 9,039 | $45.2M |
| Dental | HEALTH PLAN OF NEVADA | 9,039 | $45.2M |
| Vision | HEALTH PLAN OF NEVADA | 9,039 | $45.2M |
| Prescription drug | HEALTH PLAN OF NEVADA | 9,039 | $45.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,039 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.