| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE, AN ALERA GRO | 8375 W FLAMINGO RD SUITE 102 LAS VEGAS, NV 89147 | HEALTH PLAN OF NEVADA | $38K | — | $38K | 1.09% |
| MARK MARTINEZ3 | 229 CHACO CANYON DR HENDERSON, NV 89047 | HEALTH PLAN OF NEVADA | $17K | — | $17K | 0.47% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 501 OFFICE CENTER DR STE 215 FT WASHINGTON, PA 19034 | HEALTH PLAN OF NEVADA | $14K | — | $14K | 0.40% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: JKA ENTERPRISES LLC DBA AG INSURANC | 10501 W GOWAN RD #210 LAS VEGAS, NV 89129 | HEALTH PLAN OF NEVADA | $14K | — | $14K | 0.40% |
| RAINY JUSTICE3 | 1955 E TROPICANA AVE STE H LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $13K | — | $13K | 0.38% |
| ACRISURE LLC3 Filed as: ACRISURE TEXAS RISK ADVISORS & INC | 5740 ARVILLE ST STE 204 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.32% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INUSRANCE SERVICES | 4225 SOUTH BLVD SUITE 303 VIRGINIA BEACH, VA 23452 | HEALTH PLAN OF NEVADA | $9K | — | $9K | 0.26% |
| COREPRIME3 | 1885 VILLAGE CENTER CIR STE 110 LAS VEGAS, NV 89134 | HEALTH PLAN OF NEVADA | $8K | — | $8K | 0.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 10000 W CHARLESTON BLVD #200 LAS VEGAS, NV 89135 | HEALTH PLAN OF NEVADA | $8K | — | $8K | 0.23% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS NEVADA INC | 7881 W CHARLESTON BLVD STE 155 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.20% |
| HARRIS INS SERVICES INC.3 Filed as: HARRIS INSURANCE SERVICES INC | 6445 W SUNSET RD STE 156 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.20% |
| CAPSTONE BROKERAGE INC.3 | 8681 W SAHARA AVE STE 100 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.20% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.19% |
| RENNO INSURANCE AGENCY P LLC3 | 5940 S RAINBOW BLVD LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.19% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD SUITE 201 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.14% |
| MORRISSEY INSURANCE SERVICES3 | 11920 SOUTHERN HIGHLANDS PKWY #201 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.13% |
| CAROTHERS INSURANCE AGENCY3 | 3037 E WARM SPRINGS RD SUITE 400 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.13% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 | 10161 PARK RUN DR SUITE 150 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.12% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.11% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY | 8925 W RUSSELL ROAD STE 100 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.11% |
| ASD INSURANCE AND FINANCIAL SERVICE3 Filed as: ASD INSURANCE FINANCIAL SERVICES, I | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.10% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 4370 LA JOLLA VILLAGE DR STE 600 SAN DIEGO, CA 92122 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.09% |
| FREY INSURANCE AND BENEFITS3 | 4775 W TECO AVE STE 225 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.08% |
| RAURBAZEL CORPORATION3 | 604 JONES BLVD LAS VEGAS, NV 89107 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.05% |
| NEMIS INSURANCE AGENCY3 | 2120 CANVAS EDGE DR HENDERSON, NV 89044 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.04% |
| KNOX ASSOCIATES, LLC3 | 2559 ANANI RD HENDERSON, NV 89044 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.04% |
| AFFORDABLE HEALTH INSURANCE3 | 4974 S. RAINBOW BLVD., #135 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $742 | — | $742 | 0.02% |
| RONALD SNIDER3 | PO BOX 400638 LAS VEGAS, NV 89140 | HEALTH PLAN OF NEVADA | $348 | — | $348 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 524 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 529 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 745 | $3.5M |
| Dental | HEALTH PLAN OF NEVADA | 745 | $3.5M |
| Vision | HEALTH PLAN OF NEVADA | 745 | $3.5M |
| Prescription drug | HEALTH PLAN OF NEVADA | 745 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 745 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.