| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COREPRIME3 | 1885 VILLAGE CENTER CIR STE 110 LAS VEGAS, NV 89134 | HEALTH PLAN OF NEVADA | $293K | — | $293K | 1.20% |
| USI INSURANCE SERVICES LLC3 | 4225 SOUTH BLVD SUITE 303 VIRGINIA BEACH, VA 23452 | HEALTH PLAN OF NEVADA | $282K | — | $282K | 1.16% |
| MORRISSEY INSURANCE SERVICES3 | 11920 SOUTHERN HIGHLANDS PKWY #201 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $159K | — | $159K | 0.65% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DR LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA | $126K | — | $126K | 0.52% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE, AN ALERA GRP | 8375 W FLAMINGO RD SUITE 102 LAS VEGAS, NV 89147 | HEALTH PLAN OF NEVADA | $112K | — | $112K | 0.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DRIVE STE 100 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $89K | — | $89K | 0.37% |
| RAINY JUSTICE3 | 1955 E TROPICANA AVE STE H LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $83K | — | $83K | 0.34% |
| CAPSTONE BROKERAGE INC.3 | 8681 W SAHARA AVE STE 100 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $82K | — | $82K | 0.34% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: JKA ENTERPRISES LLC DBA AG INSURANC | — | HEALTH PLAN OF NEVADA | $62K | — | $62K | 0.26% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA, LLC | 375 E WARM SPRINGS RD SUITE 201 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $58K | — | $58K | 0.24% |
| RENNO INSURANCE AGENCY P LLC3 | 5940 S RAINBOW BLVD LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $46K | — | $46K | 0.19% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HEALTH PLAN OF NEVADA | $39K | — | $39K | 0.16% |
| RAURBAZEL CORPORATION3 | 604 JONES BLVD LAS VEGAS, NV 89107 | HEALTH PLAN OF NEVADA | $37K | — | $37K | 0.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 10000 W CHARLESTON BLVD #200 LAS VEGAS, NV 89135 | HEALTH PLAN OF NEVADA | $34K | — | $34K | 0.14% |
| RONALD SNIDER3 | PO BOX 400638 LAS VEGAS, NV 89140 | HEALTH PLAN OF NEVADA | $32K | — | $32K | 0.13% |
| SHEA INSURANCE LLC3 | 3195 ST ROSE PKWY STE 130 HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $32K | — | $32K | 0.13% |
| INSGROUP INC3 Filed as: GLB INSURANCE GROUP OF NEVADA | 7881 W CHARLESTON #140 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $24K | — | $24K | 0.10% |
| FREY INSURANCE AND BENEFITS3 | 4775 W TECO AVE STE 225 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.10% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE LTD | 5740 ARVILLE ST STE 204 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $21K | — | $21K | 0.09% |
| CAROTHERS INSURANCE AGENCY3 | 3037 E WARM SPRINGS RD SUITE 400 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $9K | — | $9K | 0.04% |
| KNOX ASSOCIATES, LLC3 | 2559 ANANI RD HENDERSON, NV 89044 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 454 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 610 | $24.3M |
| Dental | HEALTH PLAN OF NEVADA | 610 | $24.3M |
| Vision | HEALTH PLAN OF NEVADA | 610 | $24.3M |
| Prescription drug | HEALTH PLAN OF NEVADA | 610 | $24.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 610 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.