Welfare broker

HARRIS INS SERVICES INC.

Mailing address (most recent filing)

6445 W. SUNSET RD

SUITE 156

LAS VEGAS, NV 89118

Total comp: $161K
Commissions: $161K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where HARRIS INS SERVICES INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$487K	50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$743K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$1.2M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HARRIS INS SERVICES INC.'s plans by broker comp / premium ratio. Median 14.73% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of HARRIS INS SERVICES INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HARRIS INS SERVICES INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ARIZONA PIPELINE CO. ARIZONA PIPELINE CO. LIFE, DENTAL & VISION PLAN	CA	$743K	$99K	GUARDIAN
ARIZONA PIPELINE CO. ARIZONA PIPELINE CO. VOLUNTARY BENEFITS PLAN	CA	$487K	$79K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$487K

50.0%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$743K

50.0%

State

Plans

Premium

State share

Index

$1.2M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

ARIZONA PIPELINE CO.

ARIZONA PIPELINE CO. LIFE, DENTAL & VISION PLAN

$743K

$99K

GUARDIAN

ARIZONA PIPELINE CO.

ARIZONA PIPELINE CO. VOLUNTARY BENEFITS PLAN

$487K

$79K

COLONIAL LIFE & ACCIDENT INSURANCE COMPANY