Welfare broker

EMPLOYEE BENEFIT SOLUTIONS INC

Mailing address (most recent filing)

2785 MAYFIELD HWY

BENTON, KY 42025

Total comp: $777K
Commissions: $753K
Fees: $24K
Filings: 29
Sponsors: 29

Carrier mix

Where EMPLOYEE BENEFIT SOLUTIONS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$730K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NV	1	$730K	0.2%	226.12x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFIT SOLUTIONS INC's plans by broker comp / premium ratio. Median 6.62% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFIT SOLUTIONS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMPLOYEE BENEFIT SOLUTIONS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TERRA CONTRACTING, INC. TERRA CONTRACTING	NV	$730K	$48K	HEALTH PLAN OF NEVADA