Welfare broker

PATHWAY INSURANCE INC

Mailing address (most recent filing)

PO BOX 881

DRIGGS, ID 83422

Total comp: $28K
Commissions: $28K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where PATHWAY INSURANCE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$395K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NV	1	$395K	0.2%	226.12x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATHWAY INSURANCE INC's plans by broker comp / premium ratio. Median 0.94% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PATHWAY INSURANCE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PATHWAY INSURANCE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
W.C.W. CORPORATION DAVID SCOTT TATE GAMING TRUST PREMIUM ONLY PLAN	NV	$395K	$4K	HEALTH PLAN OF NEVADA / SIERRA HEALTH & LIFE