| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE, AN ALERA GRP | 8375 W FLAMINGO RD SUITE 102 LAS VEGAS, NV 89147 | HEALTH PLAN OF NEVADA | $319K | — | $319K | 0.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $182K | — | $182K | 0.56% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE LTD | 5740 ARVILLE ST STE 204 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $176K | — | $176K | 0.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 8337 W SUNSET RD #150 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $120K | — | $120K | 0.37% |
| CAPSTONE BROKERAGE INC.3 | 8681 W SAHARA AVE STE 100 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $109K | — | $109K | 0.33% |
| COREPRIME3 | 1885 VILLAGE CENTER CIR STE 110 LAS VEGAS, NV 89134 | HEALTH PLAN OF NEVADA | $105K | — | $105K | 0.32% |
| MORRISSEY INSURANCE SERVICES3 | 11920 SOUTHERN HIGHLANDS PKWY #201 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $92K | — | $92K | 0.28% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 | 10161 PARK RUN DR SUITE 150 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $76K | — | $76K | 0.23% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 375 E WARM SPRINGS RD SUITE 201 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $71K | — | $71K | 0.22% |
| FREY INSURANCE AND BENEFITS3 | 4775 W TECO AVE STE 225 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $65K | — | $65K | 0.20% |
| CORNERSTONE BENEFITS LLC3 Filed as: CORNERSTONE BENEFITS, LLC | 6881 W CHARLESTON BLVD STE A LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $58K | — | $58K | 0.18% |
| ASPEN INSURANCE SERVICES, INC3 | 3230 S VALLEY VIEW BLVD STE 110 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $57K | — | $57K | 0.17% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES, LLC | 300 E 2ND STREET SUITE 1300 RENO, NV 89501 | HEALTH PLAN OF NEVADA | $45K | — | $45K | 0.14% |
| USI INSURANCE SERVICES LLC3 | 580 N 5TH STREET SUITE 400 COLUMBUS, OH 43215 | HEALTH PLAN OF NEVADA | $41K | — | $41K | 0.13% |
| GENERAL MANHATTAN INSURANCE & BENEF3 | 3145 E WARM SPRINGS RD STE 400 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $38K | — | $38K | 0.11% |
| MARK MARTINEZ3 | 229 CHACO CANYON DR HENDERSON, NV 89074 | HEALTH PLAN OF NEVADA | $34K | — | $34K | 0.10% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HEALTH PLAN OF NEVADA | $31K | — | $31K | 0.09% |
| GCG FINANCIAL LLC3 Filed as: GLB INSURANCE GROUP OF NEVADA,ALERA | 4455 S PECOS RD LAS VEGAS, NV 89121 | HEALTH PLAN OF NEVADA | $30K | — | $30K | 0.09% |
| DOROSHOW INSURANCE INC3 Filed as: DOROSHOW INSURANCE, INC. | 2480 W HORIZON RIDGE PKWY STE 110 HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $28K | — | $28K | 0.09% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS NEVADA INC | 7881 W CHARLESTON #140 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $26K | — | $26K | 0.08% |
| RENNO INSURANCE AGENCY P LLC3 | 5940 S RAINBOW BLVD SUITE 2000 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $24K | — | $24K | 0.07% |
| RONALD SNIDER3 Filed as: RONALD SNIDERS | PO BOX 400638 LAS VEGAS, NV 89140 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.07% |
| CAROTHERS INSURANCE AGENCY3 | 3161 E WARM SPRINGS RD #200 LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.07% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY | 8925 W RUSSELL ROAD TE 100 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA | $22K | — | $22K | 0.07% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA, INC | 8337 SUNSET RD SUITE 290 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $21K | — | $21K | 0.06% |
| HENDRICKS & ASSOCIATES3 | 190 W HUFFAKER LN #403 RENO, NV 89511 | HEALTH PLAN OF NEVADA | $20K | — | $20K | 0.06% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR STE 200 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $20K | — | $20K | 0.06% |
| HOLLAND-WILLIAMS INC3 | PO BOX 35919 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $18K | — | $18K | 0.06% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DR LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA | $17K | — | $17K | 0.05% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: JKA ENTERPRISES LLC DBA AG INSURANC | 3455 CLIFF SHADOWS PKWY #150 LAS VEGAS, NV 89129 | HEALTH PLAN OF NEVADA | $16K | — | $16K | 0.05% |
| PATHWAY INSURANCE INC3 | PO BOX 881 DRIGGS, ID 83422 | HEALTH PLAN OF NEVADA | $15K | — | $15K | 0.05% |
| A-Z INSURANCE LLC3 | 1412 PATRIC THOMAS CT N LAS VEGAS, NV 89086 | HEALTH PLAN OF NEVADA | $15K | — | $15K | 0.04% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY INC | 150 SAWGRASS DR ROCHESTER, NY 14620 | HEALTH PLAN OF NEVADA | $14K | — | $14K | 0.04% |
| M HILL INSURANCE AGENCY LLC3 Filed as: M HILL INSURANCE AGENCY, LLC | 3085 S. JONES SUITE A LAS VEGAS, NV 89146 | HEALTH PLAN OF NEVADA | $13K | — | $13K | 0.04% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | HEALTH PLAN OF NEVADA | $12K | — | $12K | 0.04% |
| EMPLOYEE BENEFIT MANAGEMENT CORP3 Filed as: EMPLOYEE BENEFIT MANAGEMENT LLC | 8194 W DEER VALLEY RD STE 106 PMB 307 PEORIA, AZ 85382 | HEALTH PLAN OF NEVADA | $12K | — | $12K | 0.04% |
| BEP CONSULTING LLC3 | 2835 ANTERES ST LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.03% |
| DELTA INSURANCE AGENCY3 | 11411 SOUTHERN HIGHLANDS PKWY SUITE 320 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.03% |
| MAYFAIR MANAGMENT GROUP INC3 | 830 CARNEGIE ST #1322 HENDERSON, NV 89062 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.02% |
| PROVIDENCE BENEFITS SOLUTIONS LLC3 Filed as: PROVIDENCE BENEFIT PARTNERS | — | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.01% |
| PRISM GLOBAL MANAGEMENT GROUP, LLC3 | 701 N GREEN VALLEY PKWY SUITE 200 HENDERSON, NV 89074 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.01% |
| HEIDI VASAS3 | 3000 W CHARLESTON STE 5 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.01% |
| MICHELLE KIRKWOOD3 | PO BOX 751414 LAS VEGAS, NV 89136 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.01% |
| ASD INSURANCE AND FINANCIAL SERVICE3 Filed as: ASD INSURANCE FINANCIAL SERVICES | — | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.01% |
| KNOX ASSOCIATES, LLC3 | 4412 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.01% |
| NATHAN KAMO3 | 4147 W MAULE AVE LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.01% |
| JASON A FREDERICO3 Filed as: JASON FREDERICO | 8906 SPANISH RIDGE AVE SUITE 110 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.01% |
| VEGAS VALLEY BENEFIT PLANS3 | — | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.01% |
| CUSTOM BENEFIT CONSULTANTS INC.3 Filed as: CUSTOM BENEFIT CONSULTANTS, INC. | 300 S 4TH STREET STE 700 LAS VEGAS, NV 89101 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.01% |
| JAROD J MORGAN3 | — | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.01% |
| R & R NEVADA INSURANCE GROUP3 | 2408 CHAPMAN DRIVE LAS VEGAS, NV 89104 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.00% |
| HOWARD HOROWITZ3 Filed as: HOWARD HOPKINSON | — | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.00% |
| EMPLOYERS BENEFITS DESIGN INC3 Filed as: EMPLOYERS BENEFITS DESIGN, INC. | 330 E WARM SPRINGS RD LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.00% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA,LLC DBA LBL | 3 POLARIS WAY 4TH FLOOR ALISO VIEJO, CA 92656 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.00% |
| PAUL T. SANT & ASSOCIATES LLC3 | — | HEALTH PLAN OF NEVADA | $474 | — | $474 | 0.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES, INC | 3470 MT DIABLO BLVD SUITE A100 LAFAYETTE, CA 94549 | HEALTH PLAN OF NEVADA | $127 | — | $127 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 6,344 | $32.7M |
| Dental | HEALTH PLAN OF NEVADA | 6,344 | $32.7M |
| Vision | HEALTH PLAN OF NEVADA | 6,344 | $32.7M |
| Prescription drug | HEALTH PLAN OF NEVADA | 6,344 | $32.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.