Welfare broker

INSURANCE OFFICE OF AMERICA ONTARIO

Mailing address (most recent filing)

1855 W. STATE RD. #434

LONGWOOD, FL 32750

Total comp: $297K
Commissions: $126K
Fees: $171K
Filings: 7
Sponsors: 7

Carrier mix

Where INSURANCE OFFICE OF AMERICA ONTARIO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$6.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$6.7M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE OFFICE OF AMERICA ONTARIO's plans by broker comp / premium ratio. Median 5.59% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INSURANCE OFFICE OF AMERICA ONTARIO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INSURANCE OFFICE OF AMERICA ONTARIO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MULLINAX FORD OF CENTRAL FLORIDA MULLINAX FORD OF CENTRAL FLORIDA	FL	$6.7M	$376K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$6.7M

100.0%

State

Plans

Premium

State share

Index

$6.7M

0.0%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

MULLINAX FORD OF CENTRAL FLORIDA

$6.7M

$376K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES