Welfare broker

CUSTOM BENEFIT CONSULTANTS INC.

Mailing address (most recent filing)

3295 N FORT APACHE ROAD

SUITE 150

LAS VEGAS, NV 89129

Total comp: $1.3M
Commissions: $1.2M
Fees: $130K
Filings: 31
Sponsors: 31

Carrier mix

Where CUSTOM BENEFIT CONSULTANTS INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERITAS LIFE INSURANCE CORP.25.0%
UNIVERSITY HEALTH ALLIANCE12.5%
UNITEDHEALTHCARE INSURANCE COMPANY12.5%
HARTFORD LIFE AND ACCIDENT12.5%
RELIANCE STANDARD LIFE INSURANCE COMPANY12.5%
KAISER FOUNDATION HEALTH PLAN INC12.5%
UNITED STATES FIRE INSURANCE COMPANY12.5%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERITAS LIFE INSURANCE CORP.	2	$6.6M	25.0%
UNIVERSITY HEALTH ALLIANCE	1	$900K	12.5%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$8.8M	12.5%
HARTFORD LIFE AND ACCIDENT	1	$1.0M	12.5%
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$30K	12.5%
KAISER FOUNDATION HEALTH PLAN INC	1	$4.5M	12.5%
UNITED STATES FIRE INSURANCE COMPANY	1	$454K	12.5%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$12.0M	0.0%	4.78x
WA	1	$42K	0.1%	7.72x
PA	1	$900K	0.0%	3.00x
OH	1	$454K	0.0%	0.97x
NV	1	$8.8M	0.2%	28.26x
FL	1	$30K	0.0%	3.17x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CUSTOM BENEFIT CONSULTANTS INC.'s plans by broker comp / premium ratio. Median 7.33% vs welfare-wide median 6.29% (n=8).

Prospect-flag exposure · vs market baseline

Share of CUSTOM BENEFIT CONSULTANTS INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-8 of 8 sponsors where CUSTOM BENEFIT CONSULTANTS INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTERIOR LOGIC GROUP, INC. INTERIOR LOGIC GROUP, INC. GROUP BENEFIT PLAN	CA	$6.5M	$173K	AMERITAS LIFE INSURANCE CORP.
WORKCARE, INC. WORKCARE, INC.	CA	$1.0M	$126K	HARTFORD LIFE AND ACCIDENT
SMGHA NEVADA, LLC DBA PALMS CASINO RESORT PALMS CASINO RESORT WELFARE PLAN	NV	$8.8M	$112K	HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE
PLUMBERS & STEAMFITTERS LOCAL 42 HEALTH & WELFARE PLAN PLUMBERS & STEAMFITTERS LOCAL 42 HEALTH & WELFARE TRUST FUND	OH	$454K	$76K	UNITED STATES FIRE INSURANCE COMPANY
KING'S HAWAIIAN HOLDING COMPANY, INC. KING'S HAWAIIAN HOLDING COMPANY, INC. EMPLOYEE HEALTH PLAN	CA	$4.5M	$60K	KAISER FOUNDATION HEALTH PLAN, INC.
FESTIVAL FUN PARKS, LLC FESTIVAL FUN PARKS, LLC DBA PALACE ENTERTAINMENT WELFARE BENEFIT PLAN	PA	$900K	$41K	UNIVERSITY HEALTH ALLIANCE
FRONTLINE CALL CENTER, LLC FRONTLINE CALL CENTER, LLC EMPLOYEE BENEFIT PLAN	WA	$42K	$4K	AMERITAS LIFE INSURANCE CORP.
MS LEISURE COMPANY LLC DBA MIAMI SEAQUARIUM MIAMI SEAQUARIUM WELFARE PLAN	FL	$30K	$3K	RELIANCE STANDARD LIFE INSURANCE COMPANY