| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1000 CORPORATE DRIVE, 4TH FLOOR FORT LAURDERDALE, FL 33334 | HUMANA INSURANCE COMPANY | $9K | $0 | $9K | 9.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 6160 GOLDEN HILLS DRIVE MINNEAPOLIS, MN 55416 | HUMANA INSURANCE COMPANY | $0 | $307 | $307 | 0.30% |
| ANGEL M MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | HUMANA INSURANCE COMPANY | $132 | $0 | $132 | 0.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 9850 NW 41ST STREET, SUITE 100 MIAMI, FL 33178 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $5K | $13K | 17.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1000 CORPORATE DRIVE, 4TH FLOOR FORT LAURDERDALE, FL 33334 | COMPBENEFITS COMPANY | $810 | $0 | $810 | 10.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 6160 GOLDEN HILLS DRIVE MINNEAPOLIS, MN 55416 | COMPBENEFITS COMPANY | $0 | $123 | $123 | 1.53% |
| ANGEL M MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | COMPBENEFITS COMPANY | $2 | $0 | $2 | 0.02% |
| ANGEL M MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | AFLAC | $182 | $0 | $182 | 4.72% |
| ANA MARIA LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $123 | $0 | $123 | 3.19% |
| MANUEL A LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $73 | $0 | $73 | 1.90% |
| MJ INSURANCE3 Filed as: VELOCITY BENEFITS & VARIOUS AGENTS | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $68 | $0 | $68 | 1.77% |
| AIMEE CECILIA CABRERA3 | 9355 SW 93RD PLACE MIAMI, FL 33176 | AFLAC | $50 | $0 | $50 | 1.30% |
| EILEEN SANCHEZ MEDINA3 | 5790 SW 51ST STREET MIAMI, FL 33155 | AFLAC | $46 | $0 | $46 | 1.19% |
| MARIA C ORTIZ3 | 7400 SW 50TH TERRACE, SUITE 300 MIAMI, FL 33155 | AFLAC | $42 | $0 | $42 | 1.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 324 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 112 | $110K |
| Vision | HUMANA INSURANCE COMPANY | 112 | $102K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 324 | $82K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 324 | $82K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 324 | $78K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 324 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 324 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.