| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALKHATAB NABIL3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | HUMANA | $15K | $0 | $15K | 9.99% |
| MIS BENEFITS CONSULTANTS INC3 Filed as: MIS BENEFIT CONSULTANTS, INC. | 10746 SARATOGA DR. HOLLYWOOD, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | $9K | $24K | 15.87% |
| IRENE SHULGIN3 | 10746 S. SARATOGA DR. HOLLYWOOD, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $10K | $23K | 15.22% |
| MICHAEL MARSHALL3 | 1134 SE 6TH CT. DANIA BEACH, FL 33004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $3K | $7K | 4.95% |
| LOURDES PRICE3 | 16002 SW 73RD ST. MIAMI, FL 33193 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $236 | $4K | 2.36% |
| RICARDO ACEVEDO3 | 15340 SW 111 ST. MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $559 | $3K | 1.76% |
| SUNBAY CONSULTING SERVICES LLC3 Filed as: SUNBAY CONSULTING SERVICES, LLC | 16523 NW 5TH CT. PEMBROKE PINES, FL 33028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $37 | $2K | 1.40% |
| B & B INSURANCE SOLUTIONS INC3 Filed as: B&B INSURANCE SOLUTIONS, INC. | 14716 SW 112 TER MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $790 | $1K | $2K | 1.37% |
| ESQUEN INSURANCE GROUP CORP3 Filed as: ESQUEN INSURANCE GROUP CORP. | 14552 SW 152 PL. MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $772 | $258 | $1K | 0.69% |
| ELENA M ESPINOSA-WEEKS3 Filed as: ELENA M. ESPINOSA-WEEKS | 802 CYPRESS GROVE LA. POMPANO BEACH, FL 33069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | $0 | $146 | 0.10% |
| K & G INSURANCE HOUSE MIZNER PARK3 Filed as: K & G INSURANCE HOUSE, INC. | 433 PLAZA REAL BOCA RATON, FL 33432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | $0 | $139 | 0.09% |
| DANITZA PENALOZA3 | 541 CARRINGTON LA. WESTON, FL 33326 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $108 | $6 | $114 | 0.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | 14900 NW 79TH CT. MIAMI LAKES, FL 33016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 0.01% |
| CREATIVE BENEFIT CONSULTANTS INC3 Filed as: CREATIVE BENEFIT CONSULTANTS, INC. | 18214 102 WAY S. BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.01% |
| ESTELLE WEINGARDEN3 | 6899 NE 8TH DR. BOCA RATON, FL 33487 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| STEVEN VERMETTE INC3 Filed as: STEVEN VERMETTE, INC. | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| THOMAS C CUNDY REVOCABLE TRUST3 Filed as: THOMAS C. CUNDY REVOCABLE TRUST | PO BOX 24080 FT. LAUDERDALE, FL 33307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| GINA MARIE MARTINEZ3 | 2401 NE 65TH ST. FT. LAUDERDALE, FL 33308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| MORFAR STRATEGIES INC3 Filed as: MORFAR STRATEGIES, INC. | 6990 GRIFFIN RD. DAVIE, FL 33314 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SERVICES USA | P.O. BOX 20334 DALLAS, TX 75320 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| ANGEL M. MOLINA3 Filed as: ANGEL M MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | HUMANA | $10K | $0 | $10K | 7.11% |
| ALKHATAB NABIL3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | HUMANA | $4K | $0 | $4K | 2.87% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $931 | $0 | $931 | 10.00% |
| LAD FINANCIAL CORP3 | 4531 CADIZ CIR PALM BEACH GARDENS, FL 33418 | AFLAC | $162 | $0 | $162 | 2.15% |
| MICHEL SHLIMOWITZ3 | 2663 RIO DE JANERIO AVE HOLLYWOOD, FL 33026 | AFLAC | $88 | $0 | $88 | 1.17% |
| AILEEN KEENAN3 | 9603 NW 36TH CT CORAL SPRINGS, FL 33065 | AFLAC | $82 | $0 | $82 | 1.09% |
| IRENE SHULGIN3 | 2663 RIO DE JANERIO AVE HOLLYWOOD, FL 33026 | AFLAC | $64 | $0 | $64 | 0.85% |
| RND FINANCIAL ASSOCIATES INC3 Filed as: RND FINANCIAL ASSOCIATES, INC. | 12103 SW BAYBERRY AVE PORT ST. LUCIE, FL 34987 | AFLAC | $56 | $0 | $56 | 0.74% |
| ORT ENTERPRISES INC.3 | 8350 SANDS POINT BLVD #E106 TAMARAC, FL 33321 | AFLAC | $40 | $0 | $40 | 0.53% |
| MARIA ORTIZ3 | 7400 SW 50TH TER #300 MIAMI, FL 33155 | AFLAC | $29 | $0 | $29 | 0.38% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $27 | $0 | $27 | 0.36% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $19 | $0 | $19 | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $11 | $0 | $11 | 0.15% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33308 | AFLAC | $8 | $0 | $8 | 0.11% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FT. LAUDERDALE, FL 33308 | AFLAC | $5 | $0 | $5 | 0.07% |
| DAVID MORRIS3 | 950 PENINSULA CORPORATE CIR #105 BOCA RATON, FL 33308 | AFLAC | $2 | $0 | $2 | 0.03% |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48TH CT FT. LAUDERDALE, FL 33308 | AFLAC | $2 | $0 | $2 | 0.03% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $2 | $0 | $2 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H. WILLIS JR. | 1431 NE 55TH ST. FT. LAUDERDALE, FL 33334 | AFLAC | $2 | $0 | $2 | 0.03% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR. BOCA RATON, FL 33433 | AFLAC | $2 | $0 | $2 | 0.03% |
| CHRISTINE M SINTAY3 | 1972 ALCOVA RIDGE DR. LAS VEGAS, NV 89135 | AFLAC | $1 | $0 | $1 | 0.01% |
| MARIA ORBE3 | 8362 PINES BLVD #250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 347 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 347 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 177 | $148K |
| Dental(2 contracts) | HUMANA | 336 | $285K |
| Vision(2 contracts) | HUMANA | 336 | $285K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 423 | $210K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 177 | $169K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 99 | $54K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 423 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 423 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.