| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANGEL M. MOLINA3 Filed as: ANGEL M MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | HUMANA | $65K | $0 | $65K | 5.94% |
| ANGEL M. MOLINA3 Filed as: ANGEL M MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | HUMANA | $10K | $0 | $10K | 10.00% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTING INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTANTS INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTANTS INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| ANGEL M. MOLINA3 Filed as: ANGEL M MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | HUMANA | $1K | $0 | $1K | 10.00% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTING INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| ANGEL M. MOLINA3 Filed as: ANGEL M MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | HUMANA | $661 | $0 | $661 | 9.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 362 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 362 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA | 182 | $1.1M |
| Dental(2 contracts) | HUMANA | 131 | $111K |
| Vision | HUMANA | 128 | $14K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 73 | $38K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 76 | $42K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 378 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.