| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANGEL M. MOLINA3 Filed as: ANGEL M MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | HUMANA | $15K | $0 | $15K | 10.29% |
| IRENE SHULGIN3 | 5720 SW 164 TER SOUTHWEST RANCHES, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $4K | $12K | 9.42% |
| MIS BENEFITS CONSULTANTS INC3 Filed as: MIS BENEFIT CONSULTANTS, INC. | 2663 RIO DE JANEIRO AVE COOPER CITY, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $4K | $12K | 9.40% |
| MICHAEL MARSHALL3 | 1134 SE 6TH CT. DANIA BEACH, FL 33004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $514 | $2K | 1.34% |
| LOURDES PRICE3 | 16002 SW 73RD ST. MIAMI, FL 33193 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $64 | $2K | 1.29% |
| MARIA D KADALA3 | 1830 N UNIVERSITY DR PLANTATION, FL 33325 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $122 | $1K | 1.11% |
| JOYCELYN AUDATE3 | 7611 RIDGEFIELD LN LAKE WORTH, FL 33467 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $796 | $180 | $976 | 0.80% |
| B & B INSURANCE SOLUTIONS INC3 Filed as: B&B INSURANCE SOLUTIONS, INC. | 14716 SW 112 TER MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $230 | $356 | $586 | 0.48% |
| SUNBAY CONSULTING SERVICES LLC3 Filed as: SUNBAY CONSULTING SERVICES, LLC | 16523 NW 5TH CT. PEMBROKE PINES, FL 33028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $325 | $59 | $384 | 0.31% |
| VLADIMIR BARRIOS3 | 15298 SW 104 ST MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $337 | $0 | $337 | 0.28% |
| RICARDO ACEVEDO3 | 15340 SW 111 ST. MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $302 | $10 | $312 | 0.25% |
| KALINA QUINTANA3 | 8261 NW 8TH ST MIAMI, FL 33126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $289 | $0 | $289 | 0.24% |
| JAY PAUL RAVEDE3 | 1045 CEDAR FALLS DR WESTIN, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $186 | $45 | $231 | 0.19% |
| LESLIE BRERETON3 | 2125 NE 63 CT FT. LAUDERDALE, FL 33308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | $0 | $114 | 0.09% |
| ESQUEN INSURANCE GROUP CORP3 Filed as: ESQUEN INSURANCE GROUP CORP. | 14552 SW 152 PL. MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | $12 | $106 | 0.09% |
| K & G INSURANCE HOUSE MIZNER PARK3 Filed as: K & G INSURANCE HOUSE, INC. | 433 PLAZA REAL BOCA RATON, FL 33432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | $0 | $89 | 0.07% |
| THOMAS MICHAEL JORDAN3 | 13384 NW 75TH ST PLANTATION, FL 33325 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $12 | $76 | 0.06% |
| ELENA M ESPINOSA-WEEKS3 Filed as: ELENA M. ESPINOSA-WEEKS | 802 CYPRESS GROVE LA. POMPANO BEACH, FL 33069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $0 | $16 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | 14900 NW 79TH CT. MIAMI LAKES, FL 33016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.01% |
| CREATIVE BENEFIT CONSULTANTS INC3 Filed as: CREATIVE BENEFIT CONSULTANTS, INC. | 18214 102 WAY S. BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 0.01% |
| ESTELLE WEINGARDEN3 | 6605 VIA REGINA BOCA RATON, FL 33433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 0.01% |
| STEVEN VERMETTE INC3 Filed as: STEVEN VERMETTE, INC. | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| ANGEL M. MOLINA3 Filed as: ANGEL MOLINA | 6320 SW 25TH ST MIAMI, FL 33155 | AFLAC | $12K | $0 | $12K | 13.48% |
| MARIA ORTIZ3 | 7400 SW 50TH TER #300 MIAMI, FL 33155 | AFLAC | $6K | $0 | $6K | 6.91% |
| JUAN JOSE RAMIREZ3 | 15840 SW 105 AVE MIAMI, FL 33157 | AFLAC | $4K | $338 | $5K | 5.00% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $4K | $0 | $4K | 4.20% |
| ANA MARIA LEON3 | 5000 SW 65 N MIAMI, FL 33155 | AFLAC | $3K | $0 | $3K | 3.55% |
| JENNIFER M GREEN3 | 4001 HARDIE AVE MIAMI, FL 33133 | AFLAC | $3K | $95 | $3K | 2.98% |
| MARIA CARDENAL3 | 8390 SW 72 AVE #104 MIAMI, FL 33143 | AFLAC | $2K | $0 | $2K | 2.33% |
| LIANNE PORTUOND DIAZ3 | 133 SHORE DR W MIAMI, FL 33133 | AFLAC | $1K | $9 | $1K | 1.65% |
| YOLANDA F LASTRA3 Filed as: YOLANDA LASTRA | 9733 NW 45 LN DORAL, FL 33178 | AFLAC | $1K | $0 | $1K | 1.20% |
| MARIA E GADEA3 | 5921 SW 32 ST MIAMI, FL 33155 | AFLAC | $779 | $0 | $779 | 0.86% |
| MAGDA L OROZCO3 | 15807 SW 72 TER MIAMI, FL 33193 | AFLAC | $600 | $1 | $601 | 0.66% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $517 | $0 | $517 | 0.57% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33144 | AFLAC | $174 | $0 | $174 | 0.19% |
| LAD FINANCIAL CORP3 | 4531 CADIZ CIR PALM BEACH GARDENS, FL 33418 | AFLAC | $131 | $0 | $131 | 0.14% |
| MICHEL SHLIMOWITZ3 | 2663 RIO DE JANERIO AVE HOLLYWOOD, FL 33026 | AFLAC | $78 | $0 | $78 | 0.09% |
| AILEEN KEENAN3 | 9603 NW 36TH CT CORAL SPRINGS, FL 33065 | AFLAC | $61 | $0 | $61 | 0.07% |
| ACRISURE LLC3 | PO BOX 561567 MIAMI, FL 33256 | AFLAC | $50 | $0 | $50 | 0.06% |
| RND FINANCIAL ASSOCIATES INC3 | 12103 SW BAY BERRY AVE PORT ST LUCIE, FL 34987 | AFLAC | $47 | $0 | $47 | 0.05% |
| IRENE SHULGIN3 | 2663 RIO DE JANERIO AVE HOLLYWOOD, FL 33026 | AFLAC | $39 | $0 | $39 | 0.04% |
| ORTS ENTERPRISES INC3 Filed as: ORTS ENTERPRISES INC. | 14551 S TRAVEL DR #432 DRAPER, UT 84020 | AFLAC | $30 | $0 | $30 | 0.03% |
| IRENE SHULGIN3 Filed as: IRENE MICHEL SHULGIN | 10400 BUENOS AIRES ST HOLLYWOOD, FL 33026 | AFLAC | $19 | $0 | $19 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $9 | $0 | $9 | 0.01% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33308 | AFLAC | $6 | $0 | $6 | 0.01% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FT. LAUDERDALE, FL 33308 | AFLAC | $4 | $0 | $4 | 0.00% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR. BOCA RATON, FL 33433 | AFLAC | $3 | $0 | $3 | 0.00% |
| DAVID MORRIS3 | 950 PENINSULA CORPORATE CIR #105 BOCA RATON, FL 33308 | AFLAC | $2 | $0 | $2 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $2 | $0 | $2 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H. WILLIS JR. | 1431 NE 55TH ST. FT. LAUDERDALE, FL 33334 | AFLAC | $2 | $0 | $2 | 0.00% |
| CHRISTINE M SINTAY3 | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARIA ORBE3 | 8362 PINES BLVD #250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | $0 | $1 | 0.00% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTANTS INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.35% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.65% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTING INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.29% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.71% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTING INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.40% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $392 | $0 | $392 | 2.60% |
| MOLINA BENEFITS CONSULTING, INC.3 Filed as: MOLINA BENEFITS CONSULTANTS INC | 6320 SW 25TH ST MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $522 | $0 | $522 | 7.28% |
| K & G INSURANCE HOUSE MIZNER PARK3 | 433 PLAZA REAL, #275 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $195 | $0 | $195 | 2.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 288 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 170 | $213K |
| Dental | HUMANA | 288 | $141K |
| Vision | HUMANA | 288 | $141K |
| Life insurance(4 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 347 | $261K |
| Short-term disability(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 170 | $252K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 65 | $15K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 347 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 347 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.