| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | HUMANA INSURANCE COMPANY | $10K | $0 | $10K | 9.83% |
| MOLINA BENEFITS CONSULTING, INC.3 | 6320 SW 25TH STREET MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 10.00% |
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | AFLAC | $4K | $0 | $4K | 4.43% |
| VELOCITY BENEFITS3 Filed as: VELOCITY BENEFITS AND OTHER AGENTS | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $3K | $0 | $3K | 3.43% |
| ANA MARIA LEON3 | 500 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $2K | $43 | $2K | 2.21% |
| MANUEL A. LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $2K | $120 | $2K | 2.02% |
| MARIA C ORTIZ3 Filed as: MARIA C. ORTIZ | 7400 SW 50TH TERRACE, SUITE 300 MIAMI, FL 33155 | AFLAC | $1K | $10 | $1K | 1.57% |
| MIGDALIA BURGOS3 | 16774 NW 90TH AVENUE MIAMI LAKES, FL 33018 | AFLAC | $623 | $0 | $623 | 0.75% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TERRACE MIAMI, FL 33155 | AFLAC | $604 | $0 | $604 | 0.73% |
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | COMPBENEFITS COMPANY | $560 | $0 | $560 | 9.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 382 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 143 | $110K |
| Vision | HUMANA INSURANCE COMPANY | 143 | $105K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 382 | $179K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 382 | $179K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 382 | $96K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 382 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.