| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | HUMANA INSURANCE COMPANY | $17K | $0 | $17K | 9.34% |
| MOLINA BENEFITS CONSULTING, INC.3 | 6320 SW 25TH STREET MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 10.00% |
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | AFLAC | $2K | $0 | $2K | 3.26% |
| MARTA M SASTRE3 Filed as: MARTA M. SASTRE AND OTHER AGENTS | 1214 COLUMBUS BOULEVARD CORAL GABELS, FL 33134 | AFLAC | $2K | $161 | $2K | 2.86% |
| MANUEL A. LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $901 | $159 | $1K | 1.67% |
| ANA MARIA LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $894 | $99 | $993 | 1.57% |
| MARIA C ORTIZ3 Filed as: MARIA C. ORTIZ | 7400 SW 50TH TERRACE, SUITE 300 MIAMI, FL 33155 | AFLAC | $909 | $0 | $909 | 1.44% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TERRACE MIAMI, FL 33155 | AFLAC | $344 | $81 | $425 | 0.67% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $322 | $0 | $322 | 0.51% |
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | COMPBENEFITS COMPANY | $966 | $0 | $966 | 9.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 399 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 399 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 138 | $190K |
| Vision | HUMANA INSURANCE COMPANY | 138 | $180K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 399 | $162K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 399 | $162K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 399 | $99K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 399 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 399 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.