| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | HUMANA INSURANCE COMPANY | $13K | $0 | $13K | 10.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 1000 CORPORATE DRIVE, 4TH FLOOR FORT LAUDERDALE, FL 33334 | HUMANA INSURANCE COMPANY | $881 | $0 | $881 | 0.66% |
| MOLINA BENEFITS CONSULTING, INC.3 | 6320 SW 25TH STREET MIAMI, FL 33155 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 9.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 9850 NW 41ST STREET, SUITE 100 MIAMI, FL 33178 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $919 | $0 | $919 | 1.00% |
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | AFLAC | $2K | $0 | $2K | 5.04% |
| ANA MARIA LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $1K | $27 | $1K | 3.63% |
| MANUEL A. LEON3 | 5000 SW 65TH AVENUE MIAMI, FL 33155 | AFLAC | $634 | $95 | $729 | 2.23% |
| VELOCITY BENEFITS3 Filed as: VELOCITY BENEFITS & OTHER AGENTS | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $620 | $6 | $626 | 1.91% |
| AIMEE CECILIA CABRERA3 | 9355 SW 93RD PLACE MIAMI, FL 33176 | AFLAC | $580 | $0 | $580 | 1.77% |
| EILEEN SANCHEZ MEDINA3 | 5790 SW 51ST STREET MIAMI, FL 33155 | AFLAC | $462 | $19 | $481 | 1.47% |
| MARIA C ORTIZ3 Filed as: MARIA C. ORTIZ | 7400 SW 50TH TERRACE, SUITE 300 MIAMI, FL 33155 | AFLAC | $335 | $0 | $335 | 1.02% |
| ANGEL M. MOLINA3 | 6320 SW 25TH STREET MIAMI, FL 33155 | COMPBENEFITS COMPANY | $1K | $0 | $1K | 9.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 1000 CORPORATE DRIVE, 4TH FLOOR FORT LAUDERDALE, FL 33334 | COMPBENEFITS COMPANY | $79 | $0 | $79 | 0.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 385 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 385 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 131 | $144K |
| Vision | HUMANA INSURANCE COMPANY | 131 | $133K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 385 | $124K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 385 | $124K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 385 | $92K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 385 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.