| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RANKIN & RANKIN3 | 806 MARKET STREET PO BOX 2547 ZANESVILLE, OH 43702 | HCC LIFE INSURANCE COMPANY | $21K | — | $21K | 6.03% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 12.16% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $1K | $6K | 6.16% |
| GIS OF ILLINOIS3 Filed as: GIS BENEFITS IN | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $282 | $53 | $335 | 8.08% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $177 | $11 | $188 | 4.53% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $177 | — | $177 | 4.27% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$39 | -$39 | -0.94% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $244 | $63 | $307 | 9.64% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | $142 | $11 | $153 | 4.80% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | $142 | — | $142 | 4.46% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$36 | -$36 | -1.13% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $121 | $27 | $148 | 6.52% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PARKWAY SUITE 450 COLUMBUS, OH 43240 | METROPOLITAN LIFE INSURANCE COMPANY | -$14 | $10 | -$4 | -0.18% |
| RANKIN & RANKIN3 Filed as: RANKIN AND RANKIN INC | PO BOX 2547 ZANESVILLE, OH 43702 | METROPOLITAN LIFE INSURANCE COMPANY | -$14 | — | -$14 | -0.62% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$61 | -$61 | -2.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $95K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $95K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $95K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $95K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $95K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 67 | $353K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 226 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.